HUD Fair Market Rent · FY 2026
Fair Market Rent in New Jersey by county (FY 2026)
New Jersey has 21 counties, and HUD sets a Fair Market Rent for every one of them. For FY 2026 the median two-bedroom is $2,205. The highest is Hudson County at $2,763, the lowest Cumberland County at $1,673.
Median 2BR
$2,205
Highest 2BR
$2,763
Hudson County
Lowest 2BR
$1,673
Cumberland County
Counties
21
21 in metro areas
New Jersey's median two-bedroom FMR is $2,205, more than double the $1,018 national number. Every one of the state's 21 counties counts as part of a metro area. There's no rural fallback rate here. Hudson County has the highest 2BR rate at $2,763, home to over 712,000 people. Cumberland County sits at the bottom at $1,673, with about 153,600 residents. Look at the Newark metro grouping to see how blunt a county rate can get. Essex, Morris, Sussex, and Union counties all share one number, even though Sussex is rural and Essex isn't. If you work ZIP by ZIP instead, Monmouth County is where it gets specific fast. Its SAFMRs run from $1,230 to $3,490 across 55 of 58 ZIP codes.
21 of the 21 counties sit inside a HUD metro area and share that metro's rate. The other 0 get a county rate built from their own rents. The New Jersey median of $2,205 is about 117% above the national median county ($1,018). HUD also publishes ZIP-level Small Area FMRs covering 21 of the 21 counties, which is where the real variation shows up. Pick a county below for the full studio-to-four-bedroom table, payment standard ranges and ZIP rates.
The median two-bedroom moved up 8% from FY 2025. 20 counties went up, 1 went down, and the rest held.
HUD has already published FY 2027, effective October 1, 2026. Two-bedroom rates go up in 17 counties, down in 4, and hold in the rest. The table shows both years.
Fair Market Rent by county
County | Area | Studio | 1 BR | 2 BR | 3 BR | 4 BR | YoY | FY 2027 2BR | Population |
|---|---|---|---|---|---|---|---|---|---|
| Hudson County | Metro | $2,407 | $2,458 | $2,763 | $3,367 | $3,955 | +20.2% | $2,792 | 712,029 |
| Hunterdon County | Metro | $1,804 | $1,978 | $2,486 | $2,981 | $3,296 | +14.2% | $2,623 | 129,099 |
| Middlesex County | Metro | $1,804 | $1,978 | $2,486 | $2,981 | $3,296 | +14.2% | $2,623 | 860,147 |
| Somerset County | Metro | $1,804 | $1,978 | $2,486 | $2,981 | $3,296 | +14.2% | $2,623 | 344,978 |
| Monmouth County | Metro | $1,676 | $1,889 | $2,328 | $3,043 | $3,371 | +14.1% | $2,283 | 643,064 |
| Ocean County | Metro | $1,676 | $1,889 | $2,328 | $3,043 | $3,371 | +14.1% | $2,283 | 638,691 |
| Bergen County | Metro | $1,778 | $2,024 | $2,324 | $2,835 | $3,618 | +12.2% | $2,282 | 953,243 |
| Passaic County | Metro | $1,778 | $2,024 | $2,324 | $2,835 | $3,618 | +12.2% | $2,282 | 519,986 |
| Essex County | Metro | $1,612 | $1,822 | $2,205 | $2,761 | $3,137 | +3.0% | $2,233 | 853,374 |
| Morris County | Metro | $1,612 | $1,822 | $2,205 | $2,761 | $3,137 | +3.0% | $2,233 | 508,816 |
| Sussex County | Metro | $1,612 | $1,822 | $2,205 | $2,761 | $3,137 | +3.0% | $2,233 | 144,808 |
| Union County | Metro | $1,612 | $1,822 | $2,205 | $2,761 | $3,137 | +3.0% | $2,233 | 572,079 |
| Mercer County | Metro | $1,344 | $1,545 | $1,950 | $2,338 | $2,670 | -3.8% | $2,242 | 383,732 |
| Warren County | Metro | $1,517 | $1,527 | $1,895 | $2,404 | $2,800 | +12.4% | $2,021 | 109,739 |
| Atlantic County | Metro | $1,346 | $1,537 | $1,867 | $2,586 | $2,851 | +8.6% | $1,899 | 274,339 |
| Burlington County | Metro | $1,397 | $1,520 | $1,810 | $2,170 | $2,423 | +0.4% | $1,860 | 461,853 |
| Camden County | Metro | $1,397 | $1,520 | $1,810 | $2,170 | $2,423 | +0.4% | $1,860 | 522,581 |
| Gloucester County | Metro | $1,397 | $1,520 | $1,810 | $2,170 | $2,423 | +0.4% | $1,860 | 302,621 |
| Salem County | Metro | $1,397 | $1,520 | $1,810 | $2,170 | $2,423 | +0.4% | $1,860 | 64,840 |
| Cape May County | Metro | $1,320 | $1,366 | $1,792 | $2,396 | $2,405 | +12.6% | $1,857 | 95,456 |
| Cumberland County | Metro | $1,280 | $1,375 | $1,673 | $2,303 | $2,311 | +5.2% | $1,704 | 153,588 |
21 counties. HUD publishes studio through 4 bedroom rates. Tap a county for payment standards, ZIP-level rates and income needed.
Highest 2BR rates
Questions people ask
It depends on the county. For FY 2026 the median two-bedroom FMR across New Jersey's 21 counties is $2,205, ranging from $1,673 in Cumberland County to $2,763 in Hudson County. Every county's full table is linked on this page.
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