HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Atlantic County, New Jersey (FY 2027)
$1,899 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Atlantic County, and it's the baseline every voucher in Atlantic is measured against.
Two-bedroom FMR
$1,899
+1.7% from FY 2026
Payment standard
$1,709–$2,089
90% to 110% of the FMR, two-bedroom
Income to afford
$75,960
a year, with rent at 30% of income
Rank in New Jersey
15th of 21
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,378 | $1,240–$1,516 | $55,120 | $26.50/hr | +2.4% |
| 1 bedroom | $1,567 | $1,410–$1,724 | $62,680 | $30.13/hr | +2.0% |
| 2 bedroom | $1,899 | $1,709–$2,089 | $75,960 | $36.52/hr | +1.7% |
| 3 bedroom | $2,578 | $2,320–$2,836 | $103,120 | $49.58/hr | -0.3% |
| 4 bedroom | $2,849 | $2,564–$3,134 | $113,960 | $54.79/hr | -0.1% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $3,276 | $2,948–$3,604 |
| 6 bedroom Estimate | $3,704 | $3,334–$4,074 |
| 7 bedroom Estimate | $4,131 | $3,718–$4,544 |
| 8 bedroom Estimate | $4,558 | $4,102–$5,014 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Atlantic actually rent for?
Search any address in Atlantic for a rent estimate built from nearby comps, with the HUD figure right next to it.
No card needed
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Atlantic somewhere between $1,709 and $2,089. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,899 a month is affordable, by HUD's 30% rule, on an income of roughly $75,960 a year. Put another way, $37 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,709 | Voucher pays at 100%$1,899 | Voucher pays at 110%$2,089 |
|---|---|---|---|---|
| $2,500 | $750 | $959 | $1,149 | $1,339 |
| $4,000 | $1,200 | $509 | $699 | $889 |
Rate history
The two-bedroom rate went up 2% from FY 2026 ($1,867) to FY 2027 ($1,899). Since FY 2020 it's up 46% in total, about 5.5% a year. The New Jersey median moved up 1% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $872 | $1,028 | $1,305 | $1,745 | $1,980 | — |
| FY 2021 | $939 | $1,108 | $1,401 | $1,919 | $2,138 | +7.4% |
| FY 2022 | $946 | $1,107 | $1,407 | $1,972 | $2,183 | +0.4% |
| FY 2023 | $1,081 | $1,257 | $1,583 | $2,240 | $2,445 | +12.5% |
| FY 2024 | $1,172 | $1,340 | $1,670 | $2,353 | $2,584 | +5.5% |
| FY 2025 | $1,240 | $1,414 | $1,719 | $2,409 | $2,654 | +2.9% |
| FY 2026 | $1,346 | $1,537 | $1,867 | $2,586 | $2,851 | +8.6% |
| FY 2027In effect | $1,378 | $1,567 | $1,899 | $2,578 | $2,849 | +1.7% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Atlantic, that runs from $1,378 for a studio up to $2,849 for four bedrooms, all five rates in the table above.
Atlantic is its own HUD metro area (Atlantic City-Hammonton, NJ), so the rate here is set from rents inside the county rather than a wider region.
Among New Jersey's 21 counties, Atlantic ranks 15th for two-bedroom FMR. That's about 15% below the state median of $2,233 and about 79% above the national median county at $1,063. About 276,270 people live here, 15th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,690 in 08310 (Buena) and $2,850 in 08403 (Longport), with the 31 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 08037 | Hammonton | $1,830 | -3.6% |
| 08201 | Absecon | $2,380 | +25.3% |
| 08203 | Brigantine | $2,020 | +6.4% |
| 08205 | Absecon | $2,120 | +11.6% |
| 08213 | Cologne | $1,900 | +0.1% |
| 08215 | Egg Harbor City | $2,240 | +18.0% |
| 08217 | Elwood | $1,920 | +1.1% |
| 08220 | Leeds Point | $1,900 | +0.1% |
| 08221 | Linwood | $2,830 | +49.0% |
| 08225 | Northfield | $2,220 | +16.9% |
| 08231 | Oceanville | $1,900 | +0.1% |
| 08232 | Pleasantville | $1,700 | -10.5% |
| 08234 | Egg Harbor Township | $2,050 | +8.0% |
| 08240 | Pomona | $2,160 | +13.7% |
| 08241 | Port Republic | $2,780 | +46.4% |
| 08244 | Somers Point | $1,790 | -5.7% |
| 08310 | Buena | $1,690 | -11.0% |
| 08317 | Dorothy | $1,970 | +3.7% |
| 08319 | Estell Manor | $1,690 | -11.0% |
| 08326 | Landisville | $2,180 | +14.8% |
| 08330 | Mays Landing | $2,180 | +14.8% |
| 08340 | Milmay | $1,690 | -11.0% |
| 08341 | Minotola | $1,690 | -11.0% |
| 08342 | Mizpah | $1,900 | +0.1% |
| 08346 | Newtonville | $2,000 | +5.3% |
| 08350 | Richland | $1,690 | -11.0% |
| 08401 | Atlantic City | $1,690 | -11.0% |
| 08402 | Margate City | $2,080 | +9.5% |
| 08403 | Longport | $2,850 | +50.1% |
| 08404 | Atlantic City | $1,900 | +0.1% |
| 08405 | Atlantic City | $1,899County rate | — |
| 08406 | Ventnor City | $2,000 | +5.3% |
Nearby counties
Two-bedroom FMR, with how each compares to Atlantic.
Cape May County
24 mi · 94,941 people
$1,857
-2%
Cumberland County
25 mi · 153,305 people
$1,704
-10%
Camden County
35 mi · 527,257 people
$1,860
-2%
Gloucester County
35 mi · 306,954 people
$1,860
-2%
Burlington County
39 mi · 467,805 people
$1,860
-2%
Ocean County
40 mi · 654,362 people
$2,283
+20%
Salem County
41 mi · 65,275 people
$1,860
-2%
Mercer County
57 mi · 385,864 people
$2,242
+18%
Questions people ask
$1,899 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,378 for a studio, $1,567 for one bedroom, $2,578 for three and $2,849 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Atlantic actually go for?
HUD's number is one input. Search any address in Atlantic for a rent estimate built from nearby comps. Free to start, no card.
Free tier. No credit card.