HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Hudson County, New Jersey (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Hudson County is $2,763 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$2,763
FY 2026, utilities included
Payment standard range
$2,487 to $3,039
90% to 110% of FMR
Income to afford 2BR
$110,520
per year, at 30% of income
Rank in New Jersey
1st of 21
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Hudson moves to $2,792. That's up 1%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Hudson actually rent for?
Search any address in Hudson for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $2,407 | $2,166 to $2,648 | $96,280 | $46.29/hr | +20.4% |
| 1 bedroom | $2,458 | $2,212 to $2,704 | $98,320 | $47.27/hr | +21.1% |
| 2 bedroom | $2,763 | $2,487 to $3,039 | $110,520 | $53.13/hr | +20.2% |
| 3 bedroom | $3,367 | $3,030 to $3,704 | $134,680 | $64.75/hr | +19.3% |
| 4 bedroom | $3,955 | $3,560 to $4,351 | $158,200 | $76.06/hr | +22.9% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $4,548 | $4,093 to $5,003 |
| 6 bedroom Estimate | $5,142 | $4,628 to $5,656 |
| 7 bedroom Estimate | $5,735 | $5,162 to $6,309 |
| 8 bedroom Estimate | $6,328 | $5,695 to $6,961 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Hudson, that runs from $2,407 for a studio up to $3,955 for four bedrooms, all five rates in the table above.
Hudson is its own HUD metro area (Jersey City, NJ), so the rate here is set from rents inside the county rather than a wider region.
Among New Jersey's 21 counties, Hudson ranks 1st for two-bedroom FMR. That's about 25% above the state median of $2,205 and about 171% above the national median county at $1,018. About 712,029 people live here, 4th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $2,340 in 07305 (Jersey City) and $4,140 in 07030 (Hoboken), with the 20 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 07002 | Bayonne | $2,430 | -12.1% |
| 07029 | Harrison | $2,640 | -4.5% |
| 07030 | Hoboken | $4,140 | +49.8% |
| 07032 | Kearny | $2,510 | -9.2% |
| 07047 | North Bergen | $2,970 | +7.5% |
| 07086 | Weehawken | $3,760 | +36.1% |
| 07087 | Union City | $2,380 | -13.9% |
| 07093 | West New York | $2,490 | -9.9% |
| 07094 | Secaucus | $3,450 | +24.9% |
| 07096 | Secaucus | $2,760 | -0.1% |
| 07097 | Jersey City | $2,760 | -0.1% |
| 07099 | Kearny | $2,760 | -0.1% |
| 07302 | Jersey City | $4,140 | +49.8% |
| 07303 | Jersey City | $2,760 | -0.1% |
| 07304 | Jersey City | $2,460 | -11.0% |
| 07305 | Jersey City | $2,340 | -15.3% |
| 07306 | Jersey City | $2,530 | -8.4% |
| 07307 | Jersey City | $2,720 | -1.6% |
| 07308 | Jersey City | $2,763County rate | — |
| 07310 | Jersey City | $4,140 | +49.8% |
| 07311 | Jersey City | $4,140 | +49.8% |
| 07395 | Jersey City | $2,763County rate | — |
| 07399 | Jersey City | $2,763County rate | — |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Hudson somewhere between $2,487 and $3,039. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$2,763 a month is affordable, by HUD's 30% rule, on an income of roughly $110,520 a year. Put another way, $53 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($2,487) | HAP at 100% ($2,763) | HAP at 110% ($3,039) |
|---|---|---|---|---|
| $2,500 | $750 | $1,737 | $2,013 | $2,289 |
| $4,000 | $1,200 | $1,287 | $1,563 | $1,839 |
Rate history
The two-bedroom rate went up 20% from FY 2025 ($2,299) to FY 2026 ($2,763). Since FY 2020 it's up 63% in total, about 8.5% a year. The New Jersey median moved up 8% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $1,292 | $1,439 | $1,691 | $2,107 | $2,291 | — |
| FY 2021 | $1,550 | $1,686 | $1,958 | $2,435 | $2,655 | +15.8% |
| FY 2022 | $1,610 | $1,711 | $1,972 | $2,438 | $2,674 | +0.7% |
| FY 2023 | $1,765 | $1,821 | $2,088 | $2,578 | $2,805 | +5.9% |
| FY 2024 | $1,993 | $2,025 | $2,299 | $2,855 | $3,183 | +10.1% |
| FY 2025 | $1,999 | $2,029 | $2,299 | $2,822 | $3,218 | 0.0% |
| FY 2026 | $2,407 | $2,458 | $2,763 | $3,367 | $3,955 | +20.2% |
| FY 2027 | $2,462 | $2,514 | $2,792 | $3,392 | $3,976 | +1.0% |
Nearby counties
Essex County
$2,2058 mi · pop 853,374
Bergen County
$2,32413 mi · pop 953,243
Union County
$2,20514 mi · pop 572,079
Passaic County
$2,32417 mi · pop 519,986
Middlesex County
$2,48625 mi · pop 860,147
Morris County
$2,20525 mi · pop 508,816
Somerset County
$2,48631 mi · pop 344,978
Monmouth County
$2,32832 mi · pop 643,064
Questions people ask
$2,763 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $2,407 for a studio, $2,458 for one bedroom, $3,367 for three and $3,955 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Hudson actually go for?
HUD's number is one input. Search any address in Hudson for a rent estimate built from nearby comps. 3 free searches, no card.
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