HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Gillespie County, Texas (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Gillespie County is $1,438 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,438
FY 2026, utilities included
Payment standard range
$1,294 to $1,582
90% to 110% of FMR
Income to afford 2BR
$57,520
per year, at 30% of income
Rank in Texas
29th of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Gillespie moves to $1,591. That's up 11%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Gillespie actually rent for?
Search any address in Gillespie for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,089 | $980 to $1,198 | $43,560 | $20.94/hr | +12.8% |
| 1 bedroom | $1,096 | $986 to $1,206 | $43,840 | $21.08/hr | +12.9% |
| 2 bedroom | $1,438 | $1,294 to $1,582 | $57,520 | $27.65/hr | +12.9% |
| 3 bedroom | $1,806 | $1,625 to $1,987 | $72,240 | $34.73/hr | +7.0% |
| 4 bedroom | $2,116 | $1,904 to $2,328 | $84,640 | $40.69/hr | +11.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,433 | $2,190 to $2,676 |
| 6 bedroom Estimate | $2,751 | $2,476 to $3,026 |
| 7 bedroom Estimate | $3,068 | $2,761 to $3,375 |
| 8 bedroom Estimate | $3,386 | $3,047 to $3,725 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Gillespie, that runs from $1,089 for a studio up to $2,116 for four bedrooms, all five rates in the table above.
Because Gillespie sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Doss included.
Among Texas's 254 counties, Gillespie ranks 29th for two-bedroom FMR. That's about 36% above the state median of $1,054 and about 41% above the national median county at $1,018. About 26,953 people live here, 99th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,150 in 78618 (Doss) and $1,600 in 78631 (Harper), with the 5 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Gillespie somewhere between $1,294 and $1,582. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,438 a month is affordable, by HUD's 30% rule, on an income of roughly $57,520 a year. Put another way, $28 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,294) | HAP at 100% ($1,438) | HAP at 110% ($1,582) |
|---|---|---|---|---|
| $2,500 | $750 | $544 | $688 | $832 |
| $4,000 | $1,200 | $94 | $238 | $382 |
Rate history
The two-bedroom rate went up 13% from FY 2025 ($1,274) to FY 2026 ($1,438). Since FY 2020 it's up 54% in total, about 7.4% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $693 | $710 | $935 | $1,349 | $1,428 | — |
| FY 2021 | $709 | $734 | $967 | $1,384 | $1,494 | +3.4% |
| FY 2022 | $760 | $765 | $1,007 | $1,430 | $1,559 | +4.1% |
| FY 2023 | $835 | $841 | $1,107 | $1,573 | $1,628 | +9.9% |
| FY 2024 | $959 | $966 | $1,269 | $1,783 | $1,886 | +14.6% |
| FY 2025 | $965 | $971 | $1,274 | $1,688 | $1,905 | +0.4% |
| FY 2026 | $1,089 | $1,096 | $1,438 | $1,806 | $2,116 | +12.9% |
| FY 2027 | $1,209 | $1,216 | $1,591 | $1,896 | $2,292 | +10.6% |
Nearby counties
Questions people ask
$1,438 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,089 for a studio, $1,096 for one bedroom, $1,806 for three and $2,116 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Gillespie actually go for?
HUD's number is one input. Search any address in Gillespie for a rent estimate built from nearby comps. 3 free searches, no card.
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