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HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026

Fair Market Rent in Mason County, Texas (FY 2026)

A two-bedroom in Mason County carries a FY 2026 Fair Market Rent of $1,024 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Mason keys off that figure.

2 bedroom FMR

$1,024

FY 2026, utilities included

Payment standard range

$922 to $1,126

90% to 110% of FMR

Income to afford 2BR

$40,960

per year, at 30% of income

Rank in Texas

140th of 254

by 2BR FMR

FY 2027 published

HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Mason moves to $1,078. That's up 5%. The full FY 2027 table is in the history section below.

HUD's number is one input. What does a two-bedroom in Mason actually rent for?

Search any address in Mason for a rent estimate built from nearby comps, with the HUD figure right next to it.

FY 2026 Fair Market Rents

BedroomsFMRPayment standardIncome neededHourly wagevs FY 2025
Studio$796$716 to $876$31,840$15.31/hr+8.7%
1 bedroom$819$737 to $901$32,760$15.75/hr+8.9%
2 bedroom$1,024$922 to $1,126$40,960$19.69/hr+9.8%
3 bedroom$1,333$1,200 to $1,466$53,320$25.63/hr+9.5%
4 bedroom$1,507$1,356 to $1,658$60,280$28.98/hr+8.0%
5 to 8 bedrooms (PropMetrics estimates)

HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.

BedroomsEstimated FMRPayment standard
5 bedroom Estimate$1,733$1,560 to $1,906
6 bedroom Estimate$1,959$1,763 to $2,155
7 bedroom Estimate$2,185$1,967 to $2,404
8 bedroom Estimate$2,411$2,170 to $2,652

Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov

Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Mason, that runs from $796 for a studio up to $1,507 for four bedrooms, all five rates in the table above.

Because Mason sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Art included.

Among Texas's 254 counties, Mason ranks 140th for two-bedroom FMR. That's about 3% below the state median of $1,054 and within a couple percent of the national median county at $1,018. About 3,959 people live here, 208th in the state.

Rates by ZIP code

HUD also publishes Small Area FMRs by ZIP code. For the 4 ZIP codes it covers in Mason, the two-bedroom rate is $1,020 across the board, so there's no ZIP-level story here.

ZIPCity2BR ratevs county
76820Art$1,020-0.4%
76842Fredonia$1,020-0.4%
76856Mason$1,020-0.4%
76869Pontotoc$1,020-0.4%

What a voucher pays here

The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Mason somewhere between $922 and $1,126. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.

$1,024 a month is affordable, by HUD's 30% rule, on an income of roughly $40,960 a year. Put another way, $20 an hour full time.

Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.

Monthly household incomeTenant pays (30%)HAP at 90% ($922)HAP at 100% ($1,024)HAP at 110% ($1,126)
$2,500$750$172$274$376
$4,000$1,200$0$0$0

Rate history

The two-bedroom rate went up 10% from FY 2025 ($933) to FY 2026 ($1,024). Since FY 2020 it's up 16% in total, about 2.6% a year. The Texas median moved up 7% over the same year.

YearStudio1 BR2 BR3 BR4 BR2BR change
FY 2020$660$699$879$1,229$1,354
FY 2021$607$657$828$1,151$1,224-5.8%
FY 2022$602$644$813$1,133$1,187-1.8%
FY 2023$636$672$844$1,134$1,242+3.8%
FY 2024$747$772$959$1,291$1,425+13.6%
FY 2025$732$752$933$1,217$1,395-2.7%
FY 2026$796$819$1,024$1,333$1,507+9.8%
FY 2027$819$858$1,078$1,393$1,553+5.3%

Nearby counties

Get next year's Mason County rates the day they publish

HUD updates Fair Market Rents every October. One email a year, no newsletter.

Questions people ask

$1,024 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $796 for a studio, $819 for one bedroom, $1,333 for three and $1,507 for four.

Tools for this county

What does a rental in Mason actually go for?

HUD's number is one input. Search any address in Mason for a rent estimate built from nearby comps. 3 free searches, no card.

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