HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Llano County, Texas (FY 2026)
$1,097 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Llano County, and it's the baseline every voucher in Llano is measured against.
2 bedroom FMR
$1,097
FY 2026, utilities included
Payment standard range
$987 to $1,207
90% to 110% of FMR
Income to afford 2BR
$43,880
per year, at 30% of income
Rank in Texas
108th of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Llano moves to $1,102. That's unchanged. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Llano actually rent for?
Search any address in Llano for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $839 | $755 to $923 | $33,560 | $16.13/hr | +3.5% |
| 1 bedroom | $845 | $761 to $930 | $33,800 | $16.25/hr | +3.6% |
| 2 bedroom | $1,097 | $987 to $1,207 | $43,880 | $21.10/hr | +2.4% |
| 3 bedroom | $1,526 | $1,373 to $1,679 | $61,040 | $29.35/hr | +9.0% |
| 4 bedroom | $1,665 | $1,499 to $1,832 | $66,600 | $32.02/hr | -4.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,915 | $1,724 to $2,107 |
| 6 bedroom Estimate | $2,165 | $1,949 to $2,382 |
| 7 bedroom Estimate | $2,414 | $2,173 to $2,655 |
| 8 bedroom Estimate | $2,664 | $2,398 to $2,930 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Llano, that runs from $839 for a studio up to $1,665 for four bedrooms, all five rates in the table above.
Because Llano sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Castell included.
Among Texas's 254 counties, Llano ranks 108th for two-bedroom FMR. That's about 4% above the state median of $1,054 and about 8% above the national median county at $1,018. About 21,637 people live here, 109th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $980 in 78609 (Buchanan Dam) and $1,450 in 78657 (Horseshoe Bay), with the 8 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Llano somewhere between $987 and $1,207. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,097 a month is affordable, by HUD's 30% rule, on an income of roughly $43,880 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($987) | HAP at 100% ($1,097) | HAP at 110% ($1,207) |
|---|---|---|---|---|
| $2,500 | $750 | $237 | $347 | $457 |
| $4,000 | $1,200 | $0 | $0 | $7 |
Rate history
The two-bedroom rate went up 2% from FY 2025 ($1,071) to FY 2026 ($1,097). Since FY 2020 it's up 34% in total, about 4.9% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $609 | $623 | $821 | $1,023 | $1,235 | — |
| FY 2021 | $645 | $667 | $879 | $1,093 | $1,375 | +7.1% |
| FY 2022 | $718 | $737 | $970 | $1,199 | $1,449 | +10.4% |
| FY 2023 | $804 | $810 | $1,066 | $1,297 | $1,577 | +9.9% |
| FY 2024 | $890 | $896 | $1,177 | $1,423 | $1,829 | +10.4% |
| FY 2025 | $811 | $816 | $1,071 | $1,400 | $1,738 | -9.0% |
| FY 2026 | $839 | $845 | $1,097 | $1,526 | $1,665 | +2.4% |
| FY 2027 | $838 | $878 | $1,102 | $1,526 | $1,576 | +0.5% |
Nearby counties
Burnet County
$1,24726 mi · pop 49,684
San Saba County
$1,03130 mi · pop 5,779
Lampasas County
$1,06732 mi · pop 21,829
Mason County
$1,02432 mi · pop 3,959
Blanco County
$1,16734 mi · pop 11,608
Gillespie County
$1,43834 mi · pop 26,953
Mills County
$97355 mi · pop 4,501
Williamson County
$1,85256 mi · pop 617,396
Questions people ask
$1,097 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $839 for a studio, $845 for one bedroom, $1,526 for three and $1,665 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Llano actually go for?
HUD's number is one input. Search any address in Llano for a rent estimate built from nearby comps. 3 free searches, no card.
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