HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Kendall County, Texas (FY 2026)
A two-bedroom in Kendall County carries a FY 2026 Fair Market Rent of $1,650 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Kendall keys off that figure.
2 bedroom FMR
$1,650
FY 2026, utilities included
Payment standard range
$1,485 to $1,815
90% to 110% of FMR
Income to afford 2BR
$66,000
per year, at 30% of income
Rank in Texas
18th of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Kendall moves to $1,650. That's unchanged. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Kendall actually rent for?
Search any address in Kendall for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,301 | $1,171 to $1,431 | $52,040 | $25.02/hr | +1.2% |
| 1 bedroom | $1,311 | $1,180 to $1,442 | $52,440 | $25.21/hr | -6.9% |
| 2 bedroom | $1,650 | $1,485 to $1,815 | $66,000 | $31.73/hr | -4.5% |
| 3 bedroom | $2,176 | $1,958 to $2,394 | $87,040 | $41.85/hr | -4.6% |
| 4 bedroom | $2,185 | $1,967 to $2,404 | $87,400 | $42.02/hr | -4.6% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,513 | $2,262 to $2,764 |
| 6 bedroom Estimate | $2,841 | $2,557 to $3,125 |
| 7 bedroom Estimate | $3,168 | $2,851 to $3,485 |
| 8 bedroom Estimate | $3,496 | $3,146 to $3,846 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Kendall, that runs from $1,301 for a studio up to $2,185 for four bedrooms, all five rates in the table above.
Kendall is its own HUD metro area (Kendall County, TX), so the rate here is set from rents inside the county rather than a wider region.
Among Texas's 254 counties, Kendall ranks 18th for two-bedroom FMR. That's about 57% above the state median of $1,054 and about 62% above the national median county at $1,018. About 45,376 people live here, 75th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,560 in 78013 (Comfort) and $1,710 in 78006 (Boerne), with the 5 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Kendall somewhere between $1,485 and $1,815. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,650 a month is affordable, by HUD's 30% rule, on an income of roughly $66,000 a year. Put another way, $32 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,485) | HAP at 100% ($1,650) | HAP at 110% ($1,815) |
|---|---|---|---|---|
| $2,500 | $750 | $735 | $900 | $1,065 |
| $4,000 | $1,200 | $285 | $450 | $615 |
Rate history
The two-bedroom rate went down 5% from FY 2025 ($1,728) to FY 2026 ($1,650). Since FY 2020 it's up 35% in total, about 5.1% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $819 | $991 | $1,224 | $1,525 | $2,149 | — |
| FY 2021 | $884 | $1,061 | $1,293 | $1,608 | $2,063 | +5.6% |
| FY 2022 | $902 | $1,087 | $1,358 | $1,679 | $2,130 | +5.0% |
| FY 2023 | $1,004 | $1,216 | $1,502 | $1,828 | $2,299 | +10.6% |
| FY 2024 | $1,229 | $1,360 | $1,677 | $2,204 | $2,500 | +11.7% |
| FY 2025 | $1,285 | $1,408 | $1,728 | $2,282 | $2,291 | +3.0% |
| FY 2026 | $1,301 | $1,311 | $1,650 | $2,176 | $2,185 | -4.5% |
| FY 2027 | $1,276 | $1,285 | $1,650 | $2,285 | $2,470 | 0.0% |
Nearby counties
Blanco County
$1,16728 mi · pop 11,608
Comal County
$1,42629 mi · pop 165,201
Gillespie County
$1,43832 mi · pop 26,953
Bandera County
$1,42634 mi · pop 21,182
Bexar County
$1,42634 mi · pop 2,014,059
Kerr County
$1,11835 mi · pop 52,810
Hays County
$1,85244 mi · pop 245,351
Guadalupe County
$1,42645 mi · pop 173,828
Questions people ask
$1,650 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,301 for a studio, $1,311 for one bedroom, $2,176 for three and $2,185 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Kendall actually go for?
HUD's number is one input. Search any address in Kendall for a rent estimate built from nearby comps. 3 free searches, no card.
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