HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Clearfield County, Pennsylvania (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Clearfield County is $975 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$975
FY 2026, utilities included
Payment standard range
$878 to $1,073
90% to 110% of FMR
Income to afford 2BR
$39,000
per year, at 30% of income
Rank in Pennsylvania
50th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Clearfield moves to $1,014. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Clearfield actually rent for?
Search any address in Clearfield for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $721 | $649 to $793 | $28,840 | $13.87/hr | +5.9% |
| 1 bedroom | $779 | $701 to $857 | $31,160 | $14.98/hr | +6.9% |
| 2 bedroom | $975 | $878 to $1,073 | $39,000 | $18.75/hr | +7.4% |
| 3 bedroom | $1,289 | $1,160 to $1,418 | $51,560 | $24.79/hr | +3.5% |
| 4 bedroom | $1,293 | $1,164 to $1,422 | $51,720 | $24.87/hr | +3.3% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,487 | $1,338 to $1,636 |
| 6 bedroom Estimate | $1,681 | $1,513 to $1,849 |
| 7 bedroom Estimate | $1,875 | $1,688 to $2,063 |
| 8 bedroom Estimate | $2,069 | $1,862 to $2,276 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Clearfield, that runs from $721 for a studio up to $1,293 for four bedrooms, all five rates in the table above.
Because Clearfield sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Houtzdale included.
Among Pennsylvania's 67 counties, Clearfield ranks 50th for two-bedroom FMR. That's about 14% below the state median of $1,138 and about 4% below the national median county at $1,018. About 79,707 people live here, 36th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 16651 (Houtzdale) and $1,350 in 16620 (Brisbin), with the 47 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 15721 | Burnside | $1,060 | +8.7% |
| 15753 | La Jose | $990 | +1.5% |
| 15757 | Mahaffey | $1,140 | +16.9% |
| 15801 | Du Bois | $1,030 | +5.6% |
| 15848 | Luthersburg | $1,210 | +24.1% |
| 15849 | Penfield | $1,170 | +20.0% |
| 15856 | Rockton | $1,140 | +16.9% |
| 15866 | Troutville | $980 | +0.5% |
| 16616 | Beccaria | $1,040 | +6.7% |
| 16620 | Brisbin | $1,350 | +38.5% |
| 16627 | Coalport | $1,040 | +6.7% |
| 16645 | Glen Hope | $1,000 | +2.6% |
| 16651 | Houtzdale | $970 | -0.5% |
| 16656 | Irvona | $970 | -0.5% |
| 16661 | Madera | $990 | +1.5% |
| 16663 | Morann | $980 | +0.5% |
| 16666 | Osceola Mills | $1,290 | +32.3% |
| 16671 | Ramey | $970 | -0.5% |
| 16680 | Smithmill | $980 | +0.5% |
| 16681 | Smokerun | $980 | +0.5% |
| 16692 | Westover | $1,020 | +4.6% |
| 16698 | Houtzdale | $975County rate | — |
| 16821 | Allport | $980 | +0.5% |
| 16825 | Bigler | $1,140 | +16.9% |
| 16830 | Clearfield | $970 | -0.5% |
| 16833 | Curwensville | $970 | -0.5% |
| 16834 | Drifting | $980 | +0.5% |
| 16836 | Frenchville | $1,090 | +11.8% |
| 16837 | Glen Richey | $970 | -0.5% |
| 16838 | Grampian | $1,020 | +4.6% |
| 16839 | Grassflat | $980 | +0.5% |
| 16840 | Hawk Run | $980 | +0.5% |
| 16843 | Hyde | $970 | -0.5% |
| 16845 | Karthaus | $1,290 | +32.3% |
| 16847 | Kylertown | $980 | +0.5% |
| 16849 | Lanse | $980 | +0.5% |
| 16850 | Lecontes Mills | $980 | +0.5% |
| 16855 | Mineral Springs | $1,130 | +15.9% |
| 16858 | Morrisdale | $980 | +0.5% |
| 16860 | Munson | $1,290 | +32.3% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Clearfield somewhere between $878 and $1,073. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$975 a month is affordable, by HUD's 30% rule, on an income of roughly $39,000 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($878) | HAP at 100% ($975) | HAP at 110% ($1,073) |
|---|---|---|---|---|
| $2,500 | $750 | $128 | $225 | $323 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 7% from FY 2025 ($908) to FY 2026 ($975). Since FY 2020 it's up 37% in total, about 5.3% a year. The Pennsylvania median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $505 | $582 | $714 | $930 | $1,081 | — |
| FY 2021 | $512 | $583 | $724 | $938 | $1,095 | +1.4% |
| FY 2022 | $542 | $611 | $757 | $997 | $1,148 | +4.6% |
| FY 2023 | $589 | $662 | $821 | $1,092 | $1,220 | +8.5% |
| FY 2024 | $614 | $681 | $845 | $1,150 | $1,190 | +2.9% |
| FY 2025 | $681 | $729 | $908 | $1,246 | $1,252 | +7.5% |
| FY 2026 | $721 | $779 | $975 | $1,289 | $1,293 | +7.4% |
| FY 2027 | $728 | $802 | $1,014 | $1,328 | $1,333 | +4.0% |
Nearby counties
Questions people ask
$975 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $721 for a studio, $779 for one bedroom, $1,289 for three and $1,293 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Clearfield actually go for?
HUD's number is one input. Search any address in Clearfield for a rent estimate built from nearby comps. 3 free searches, no card.
Free tier. No credit card.