HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Centre County, Pennsylvania (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Centre County is $1,406 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,406
FY 2026, utilities included
Payment standard range
$1,265 to $1,547
90% to 110% of FMR
Income to afford 2BR
$56,240
per year, at 30% of income
Rank in Pennsylvania
17th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Centre moves to $1,537. That's up 9%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Centre actually rent for?
Search any address in Centre for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,187 | $1,068 to $1,306 | $47,480 | $22.83/hr | -3.2% |
| 1 bedroom | $1,194 | $1,075 to $1,313 | $47,760 | $22.96/hr | -3.2% |
| 2 bedroom | $1,406 | $1,265 to $1,547 | $56,240 | $27.04/hr | -1.7% |
| 3 bedroom | $1,760 | $1,584 to $1,936 | $70,400 | $33.85/hr | +1.0% |
| 4 bedroom | $1,862 | $1,676 to $2,048 | $74,480 | $35.81/hr | -1.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,141 | $1,927 to $2,355 |
| 6 bedroom Estimate | $2,421 | $2,179 to $2,663 |
| 7 bedroom Estimate | $2,700 | $2,430 to $2,970 |
| 8 bedroom Estimate | $2,979 | $2,681 to $3,277 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Centre, that runs from $1,187 for a studio up to $1,862 for four bedrooms, all five rates in the table above.
Centre is its own HUD metro area (State College, PA), so the rate here is set from rents inside the county rather than a wider region.
Among Pennsylvania's 67 counties, Centre ranks 17th for two-bedroom FMR. That's about 24% above the state median of $1,138 and about 38% above the national median county at $1,018. About 158,665 people live here, 22nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,290 in 16677 (Sandy Ridge) and $1,670 in 16865 (Pennsylvania Furnace), with the 30 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 16677 | Sandy Ridge | $1,290 | -8.3% |
| 16801 | State College | $1,510 | +7.4% |
| 16802 | University Park | $1,550 | +10.2% |
| 16803 | State College | $1,580 | +12.4% |
| 16804 | State College | $1,410 | +0.3% |
| 16805 | State College | $1,406County rate | — |
| 16820 | Aaronsburg | $1,290 | -8.3% |
| 16823 | Bellefonte | $1,290 | -8.3% |
| 16826 | Blanchard | $1,290 | -8.3% |
| 16827 | Boalsburg | $1,480 | +5.3% |
| 16828 | Centre Hall | $1,290 | -8.3% |
| 16829 | Clarence | $1,290 | -8.3% |
| 16832 | Coburn | $1,290 | -8.3% |
| 16835 | Fleming | $1,460 | +3.8% |
| 16841 | Howard | $1,290 | -8.3% |
| 16844 | Julian | $1,290 | -8.3% |
| 16851 | Lemont | $1,480 | +5.3% |
| 16852 | Madisonburg | $1,290 | -8.3% |
| 16853 | Milesburg | $1,290 | -8.3% |
| 16854 | Millheim | $1,290 | -8.3% |
| 16856 | Mingoville | $1,290 | -8.3% |
| 16859 | Moshannon | $1,290 | -8.3% |
| 16864 | Orviston | $1,290 | -8.3% |
| 16865 | Pennsylvania Furnace | $1,670 | +18.8% |
| 16866 | Philipsburg | $1,290 | -8.3% |
| 16868 | Pine Grove Mills | $1,540 | +9.5% |
| 16870 | Port Matilda | $1,290 | -8.3% |
| 16872 | Rebersburg | $1,290 | -8.3% |
| 16874 | Snow Shoe | $1,290 | -8.3% |
| 16875 | Spring Mills | $1,290 | -8.3% |
| 16882 | Woodward | $1,290 | -8.3% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Centre somewhere between $1,265 and $1,547. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,406 a month is affordable, by HUD's 30% rule, on an income of roughly $56,240 a year. Put another way, $27 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,265) | HAP at 100% ($1,406) | HAP at 110% ($1,547) |
|---|---|---|---|---|
| $2,500 | $750 | $515 | $656 | $797 |
| $4,000 | $1,200 | $65 | $206 | $347 |
Rate history
The two-bedroom rate went down 2% from FY 2025 ($1,431) to FY 2026 ($1,406). Since FY 2020 it's up 48% in total, about 6.7% a year. The Pennsylvania median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $813 | $837 | $953 | $1,312 | $1,375 | — |
| FY 2021 | $865 | $885 | $1,009 | $1,347 | $1,368 | +5.9% |
| FY 2022 | $1,039 | $1,055 | $1,212 | $1,548 | $1,644 | +20.1% |
| FY 2023 | $1,091 | $1,111 | $1,285 | $1,576 | $1,726 | +6.0% |
| FY 2024 | $1,122 | $1,133 | $1,317 | $1,593 | $1,754 | +2.5% |
| FY 2025 | $1,226 | $1,234 | $1,431 | $1,743 | $1,897 | +8.7% |
| FY 2026 | $1,187 | $1,194 | $1,406 | $1,760 | $1,862 | -1.7% |
| FY 2027 | $1,274 | $1,282 | $1,537 | $1,977 | $2,020 | +9.3% |
Nearby counties
Questions people ask
$1,406 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,187 for a studio, $1,194 for one bedroom, $1,760 for three and $1,862 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Centre actually go for?
HUD's number is one input. Search any address in Centre for a rent estimate built from nearby comps. 3 free searches, no card.
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