HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Indiana County, Pennsylvania (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Indiana County is $981 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$981
FY 2026, utilities included
Payment standard range
$883 to $1,079
90% to 110% of FMR
Income to afford 2BR
$39,240
per year, at 30% of income
Rank in Pennsylvania
49th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Indiana moves to $1,014. That's up 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Indiana actually rent for?
Search any address in Indiana for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $763 | $687 to $839 | $30,520 | $14.67/hr | +6.0% |
| 1 bedroom | $851 | $766 to $936 | $34,040 | $16.37/hr | +6.5% |
| 2 bedroom | $981 | $883 to $1,079 | $39,240 | $18.87/hr | +8.0% |
| 3 bedroom | $1,329 | $1,196 to $1,462 | $53,160 | $25.56/hr | +8.2% |
| 4 bedroom | $1,510 | $1,359 to $1,661 | $60,400 | $29.04/hr | +8.6% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,737 | $1,563 to $1,911 |
| 6 bedroom Estimate | $1,963 | $1,767 to $2,159 |
| 7 bedroom Estimate | $2,190 | $1,971 to $2,409 |
| 8 bedroom Estimate | $2,416 | $2,174 to $2,658 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Indiana, that runs from $763 for a studio up to $1,510 for four bedrooms, all five rates in the table above.
Because Indiana sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Indiana included.
Among Pennsylvania's 67 counties, Indiana ranks 49th for two-bedroom FMR. That's about 14% below the state median of $1,138 and about 4% below the national median county at $1,018. About 83,394 people live here, 35th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 15710 (Alverda) and $1,350 in 16246 (Plumville), with the 45 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 15681 | Saltsburg | $1,230 | +25.4% |
| 15701 | Indiana | $980 | -0.1% |
| 15705 | Indiana | $980 | -0.1% |
| 15710 | Alverda | $970 | -1.1% |
| 15712 | Arcadia | $970 | -1.1% |
| 15713 | Aultman | $990 | +0.9% |
| 15716 | Black Lick | $970 | -1.1% |
| 15717 | Blairsville | $970 | -1.1% |
| 15720 | Brush Valley | $1,130 | +15.2% |
| 15723 | Chambersville | $970 | -1.1% |
| 15724 | Cherry Tree | $970 | -1.1% |
| 15725 | Clarksburg | $970 | -1.1% |
| 15727 | Clune | $1,080 | +10.1% |
| 15728 | Clymer | $1,080 | +10.1% |
| 15729 | Commodore | $970 | -1.1% |
| 15731 | Coral | $990 | +0.9% |
| 15732 | Creekside | $970 | -1.1% |
| 15734 | Dixonville | $1,050 | +7.0% |
| 15739 | Ernest | $1,080 | +10.1% |
| 15741 | Gipsy | $970 | -1.1% |
| 15742 | Glen Campbell | $970 | -1.1% |
| 15745 | Heilwood | $1,020 | +4.0% |
| 15746 | Hillsdale | $970 | -1.1% |
| 15747 | Home | $970 | -1.1% |
| 15748 | Homer City | $1,000 | +1.9% |
| 15750 | Josephine | $970 | -1.1% |
| 15752 | Kent | $990 | +0.9% |
| 15754 | Lucernemines | $1,000 | +1.9% |
| 15756 | Mc Intyre | $1,290 | +31.5% |
| 15758 | Marchand | $980 | -0.1% |
| 15759 | Marion Center | $970 | -1.1% |
| 15761 | Mentcle | $970 | -1.1% |
| 15763 | Northpoint | $1,050 | +7.0% |
| 15765 | Penn Run | $970 | -1.1% |
| 15771 | Rochester Mills | $1,020 | +4.0% |
| 15772 | Rossiter | $1,180 | +20.3% |
| 15777 | Starford | $970 | -1.1% |
| 15783 | West Lebanon | $1,030 | +5.0% |
| 15920 | Armagh | $990 | +0.9% |
| 15929 | Dilltown | $990 | +0.9% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Indiana somewhere between $883 and $1,079. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$981 a month is affordable, by HUD's 30% rule, on an income of roughly $39,240 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($883) | HAP at 100% ($981) | HAP at 110% ($1,079) |
|---|---|---|---|---|
| $2,500 | $750 | $133 | $231 | $329 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 8% from FY 2025 ($908) to FY 2026 ($981). Since FY 2020 it's up 27% in total, about 4.1% a year. The Pennsylvania median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $575 | $631 | $772 | $962 | $1,046 | — |
| FY 2021 | $618 | $635 | $772 | $960 | $1,047 | 0.0% |
| FY 2022 | $581 | $659 | $790 | $983 | $1,071 | +2.3% |
| FY 2023 | $612 | $706 | $831 | $1,073 | $1,125 | +5.2% |
| FY 2024 | $627 | $741 | $859 | $1,136 | $1,243 | +3.4% |
| FY 2025 | $720 | $799 | $908 | $1,228 | $1,391 | +5.7% |
| FY 2026 | $763 | $851 | $981 | $1,329 | $1,510 | +8.0% |
| FY 2027 | $738 | $864 | $1,014 | $1,396 | $1,525 | +3.4% |
Nearby counties
Cambria County
$1,03522 mi · pop 133,263
Armstrong County
$1,00223 mi · pop 65,538
Jefferson County
$97328 mi · pop 44,326
Westmoreland County
$1,29934 mi · pop 354,414
Blair County
$1,13840 mi · pop 122,640
Clearfield County
$97541 mi · pop 79,707
Clarion County
$97342 mi · pop 37,489
Somerset County
$97345 mi · pop 73,802
Questions people ask
$981 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $763 for a studio, $851 for one bedroom, $1,329 for three and $1,510 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Indiana actually go for?
HUD's number is one input. Search any address in Indiana for a rent estimate built from nearby comps. 3 free searches, no card.
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