HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Indiana County, Pennsylvania (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Indiana County is $1,014 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,014
+3.4% from FY 2026
Payment standard
$913–$1,115
90% to 110% of the FMR, two-bedroom
Income to afford
$40,560
a year, with rent at 30% of income
Rank in Pennsylvania
57th of 67
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $738 | $664–$812 | $29,520 | $14.19/hr | -3.3% |
| 1 bedroom | $864 | $778–$950 | $34,560 | $16.62/hr | +1.5% |
| 2 bedroom | $1,014 | $913–$1,115 | $40,560 | $19.50/hr | +3.4% |
| 3 bedroom | $1,396 | $1,256–$1,536 | $55,840 | $26.85/hr | +5.0% |
| 4 bedroom | $1,525 | $1,373–$1,678 | $61,000 | $29.33/hr | +1.0% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,754 | $1,579–$1,929 |
| 6 bedroom Estimate | $1,983 | $1,785–$2,181 |
| 7 bedroom Estimate | $2,211 | $1,990–$2,432 |
| 8 bedroom Estimate | $2,440 | $2,196–$2,684 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Indiana actually rent for?
Search any address in Indiana for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Indiana somewhere between $913 and $1,115. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,014 a month is affordable, by HUD's 30% rule, on an income of roughly $40,560 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$913 | Voucher pays at 100%$1,014 | Voucher pays at 110%$1,115 |
|---|---|---|---|---|
| $2,500 | $750 | $163 | $264 | $365 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 3% from FY 2026 ($981) to FY 2027 ($1,014). Since FY 2020 it's up 31% in total, about 4.0% a year. The Pennsylvania median held flat over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $575 | $631 | $772 | $962 | $1,046 | — |
| FY 2021 | $618 | $635 | $772 | $960 | $1,047 | 0.0% |
| FY 2022 | $581 | $659 | $790 | $983 | $1,071 | +2.3% |
| FY 2023 | $612 | $706 | $831 | $1,073 | $1,125 | +5.2% |
| FY 2024 | $627 | $741 | $859 | $1,136 | $1,243 | +3.4% |
| FY 2025 | $720 | $799 | $908 | $1,228 | $1,391 | +5.7% |
| FY 2026 | $763 | $851 | $981 | $1,329 | $1,510 | +8.0% |
| FY 2027In effect | $738 | $864 | $1,014 | $1,396 | $1,525 | +3.4% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Indiana, that runs from $738 for a studio up to $1,525 for four bedrooms, all five rates in the table above.
Because Indiana sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Indiana included.
Among Pennsylvania's 67 counties, Indiana ranks 57th for two-bedroom FMR. That's about 11% below the state median of $1,136 and about 5% below the national median county at $1,063. About 83,042 people live here, 34th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 15701 (Indiana) and $1,380 in 16246 (Plumville), with the 45 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 15681 | Saltsburg | $1,230 | +21.3% |
| 15701 | Indiana | $1,010 | -0.4% |
| 15705 | Indiana | $1,010 | -0.4% |
| 15710 | Alverda | $1,080 | +6.5% |
| 15712 | Arcadia | $1,010 | -0.4% |
| 15713 | Aultman | $1,040 | +2.6% |
| 15716 | Black Lick | $1,010 | -0.4% |
| 15717 | Blairsville | $1,010 | -0.4% |
| 15720 | Brush Valley | $1,170 | +15.4% |
| 15723 | Chambersville | $1,010 | -0.4% |
| 15724 | Cherry Tree | $1,010 | -0.4% |
| 15725 | Clarksburg | $1,030 | +1.6% |
| 15727 | Clune | $1,130 | +11.4% |
| 15728 | Clymer | $1,130 | +11.4% |
| 15729 | Commodore | $1,010 | -0.4% |
| 15731 | Coral | $1,040 | +2.6% |
| 15732 | Creekside | $1,010 | -0.4% |
| 15734 | Dixonville | $1,100 | +8.5% |
| 15739 | Ernest | $1,110 | +9.5% |
| 15741 | Gipsy | $1,010 | -0.4% |
| 15742 | Glen Campbell | $1,010 | -0.4% |
| 15745 | Heilwood | $1,060 | +4.5% |
| 15746 | Hillsdale | $1,010 | -0.4% |
| 15747 | Home | $1,010 | -0.4% |
| 15748 | Homer City | $1,070 | +5.5% |
| 15750 | Josephine | $1,010 | -0.4% |
| 15752 | Kent | $1,060 | +4.5% |
| 15754 | Lucernemines | $1,060 | +4.5% |
| 15756 | Mc Intyre | $1,310 | +29.2% |
| 15758 | Marchand | $1,010 | -0.4% |
| 15759 | Marion Center | $1,010 | -0.4% |
| 15761 | Mentcle | $1,010 | -0.4% |
| 15763 | Northpoint | $1,080 | +6.5% |
| 15765 | Penn Run | $1,010 | -0.4% |
| 15771 | Rochester Mills | $1,050 | +3.6% |
| 15772 | Rossiter | $1,210 | +19.3% |
| 15777 | Starford | $1,010 | -0.4% |
| 15783 | West Lebanon | $1,060 | +4.5% |
| 15920 | Armagh | $1,040 | +2.6% |
| 15929 | Dilltown | $1,050 | +3.6% |
Nearby counties
Two-bedroom FMR, with how each compares to Indiana.
Cambria County
22 mi · 131,538 people
$1,014
same rate
Armstrong County
23 mi · 64,622 people
$1,043
+3%
Jefferson County
28 mi · 43,864 people
$1,014
same rate
Westmoreland County
34 mi · 352,500 people
$1,389
+37%
Blair County
40 mi · 121,277 people
$1,151
+14%
Clearfield County
41 mi · 78,635 people
$1,014
same rate
Clarion County
42 mi · 37,179 people
$1,014
same rate
Somerset County
45 mi · 72,799 people
$1,014
same rate
Questions people ask
$1,014 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $738 for a studio, $864 for one bedroom, $1,396 for three and $1,525 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Indiana actually go for?
HUD's number is one input. Search any address in Indiana for a rent estimate built from nearby comps. Free to start, no card.
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