HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Cameron County, Pennsylvania (FY 2026)
$981 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Cameron County, and it's the baseline every voucher in Cameron is measured against.
2 bedroom FMR
$981
FY 2026, utilities included
Payment standard range
$883 to $1,079
90% to 110% of FMR
Income to afford 2BR
$39,240
per year, at 30% of income
Rank in Pennsylvania
48th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Cameron moves to $1,014. That's up 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Cameron actually rent for?
Search any address in Cameron for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $714 | $643 to $785 | $28,560 | $13.73/hr | +7.5% |
| 1 bedroom | $748 | $673 to $823 | $29,920 | $14.38/hr | +8.1% |
| 2 bedroom | $981 | $883 to $1,079 | $39,240 | $18.87/hr | +8.0% |
| 3 bedroom | $1,179 | $1,061 to $1,297 | $47,160 | $22.67/hr | +7.8% |
| 4 bedroom | $1,453 | $1,308 to $1,598 | $58,120 | $27.94/hr | +8.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,671 | $1,504 to $1,838 |
| 6 bedroom Estimate | $1,889 | $1,700 to $2,078 |
| 7 bedroom Estimate | $2,107 | $1,896 to $2,318 |
| 8 bedroom Estimate | $2,325 | $2,093 to $2,558 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Cameron, that runs from $714 for a studio up to $1,453 for four bedrooms, all five rates in the table above.
Because Cameron sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Driftwood included.
Among Pennsylvania's 67 counties, Cameron ranks 48th for two-bedroom FMR. That's about 14% below the state median of $1,138 and about 4% below the national median county at $1,018. About 4,536 people live here, 67th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 15834 (Emporium) and $1,030 in 15832 (Driftwood), with the 3 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Cameron somewhere between $883 and $1,079. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$981 a month is affordable, by HUD's 30% rule, on an income of roughly $39,240 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($883) | HAP at 100% ($981) | HAP at 110% ($1,079) |
|---|---|---|---|---|
| $2,500 | $750 | $133 | $231 | $329 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 8% from FY 2025 ($908) to FY 2026 ($981). Since FY 2020 it's up 37% in total, about 5.4% a year. The Pennsylvania median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $532 | $542 | $714 | $890 | $967 | — |
| FY 2021 | $537 | $549 | $724 | $901 | $982 | +1.4% |
| FY 2022 | $557 | $575 | $757 | $936 | $1,027 | +4.6% |
| FY 2023 | $605 | $624 | $821 | $999 | $1,103 | +8.5% |
| FY 2024 | $616 | $643 | $845 | $1,022 | $1,242 | +2.9% |
| FY 2025 | $664 | $692 | $908 | $1,094 | $1,336 | +7.5% |
| FY 2026 | $714 | $748 | $981 | $1,179 | $1,453 | +8.0% |
| FY 2027 | $749 | $775 | $1,014 | $1,265 | $1,390 | +3.4% |
Nearby counties
Questions people ask
$981 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $714 for a studio, $748 for one bedroom, $1,179 for three and $1,453 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Cameron actually go for?
HUD's number is one input. Search any address in Cameron for a rent estimate built from nearby comps. 3 free searches, no card.
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