HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Elk County, Pennsylvania (FY 2027)
$1,014 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Elk County, and it's the baseline every voucher in Elk is measured against.
Two-bedroom FMR
$1,014
+4.2% from FY 2026
Payment standard
$913–$1,115
90% to 110% of the FMR, two-bedroom
Income to afford
$40,560
a year, with rent at 30% of income
Rank in Pennsylvania
53rd of 67
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $749 | $674–$824 | $29,960 | $14.40/hr | +5.8% |
| 1 bedroom | $879 | $791–$967 | $35,160 | $16.90/hr | +6.5% |
| 2 bedroom | $1,014 | $913–$1,115 | $40,560 | $19.50/hr | +4.2% |
| 3 bedroom | $1,328 | $1,195–$1,461 | $53,120 | $25.54/hr | +3.5% |
| 4 bedroom | $1,333 | $1,200–$1,466 | $53,320 | $25.63/hr | +3.5% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,533 | $1,380–$1,686 |
| 6 bedroom Estimate | $1,733 | $1,560–$1,906 |
| 7 bedroom Estimate | $1,933 | $1,740–$2,126 |
| 8 bedroom Estimate | $2,133 | $1,920–$2,346 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Elk actually rent for?
Search any address in Elk for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Elk somewhere between $913 and $1,115. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,014 a month is affordable, by HUD's 30% rule, on an income of roughly $40,560 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$913 | Voucher pays at 100%$1,014 | Voucher pays at 110%$1,115 |
|---|---|---|---|---|
| $2,500 | $750 | $163 | $264 | $365 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 4% from FY 2026 ($973) to FY 2027 ($1,014). Since FY 2020 it's up 42% in total, about 5.1% a year. The Pennsylvania median held flat over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $468 | $565 | $714 | $954 | $967 | — |
| FY 2021 | $478 | $577 | $724 | $978 | $982 | +1.4% |
| FY 2022 | $503 | $604 | $757 | $1,017 | $1,069 | +4.6% |
| FY 2023 | $549 | $691 | $821 | $1,106 | $1,201 | +8.5% |
| FY 2024 | $616 | $722 | $845 | $1,133 | $1,200 | +2.9% |
| FY 2025 | $664 | $800 | $908 | $1,224 | $1,229 | +7.5% |
| FY 2026 | $708 | $825 | $973 | $1,283 | $1,288 | +7.2% |
| FY 2027In effect | $749 | $879 | $1,014 | $1,328 | $1,333 | +4.2% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Elk, that runs from $749 for a studio up to $1,333 for four bedrooms, all five rates in the table above.
Because Elk sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Benezett included.
Among Pennsylvania's 67 counties, Elk ranks 53rd for two-bedroom FMR. That's about 11% below the state median of $1,136 and about 5% below the national median county at $1,063. About 30,506 people live here, 59th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 15822 (Brandy Camp) and $1,370 in 15831 (Dagus Mines), with the 13 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 15821 | Benezett | $1,060 | +4.5% |
| 15822 | Brandy Camp | $1,010 | -0.4% |
| 15823 | Brockport | $1,010 | -0.4% |
| 15827 | Byrnedale | $1,060 | +4.5% |
| 15831 | Dagus Mines | $1,370 | +35.1% |
| 15841 | Force | $1,060 | +4.5% |
| 15845 | Johnsonburg | $1,010 | -0.4% |
| 15846 | Kersey | $1,370 | +35.1% |
| 15853 | Ridgway | $1,020 | +0.6% |
| 15857 | Saint Marys | $1,010 | -0.4% |
| 15868 | Weedville | $1,060 | +4.5% |
| 15870 | Wilcox | $1,010 | -0.4% |
| 16728 | De Young | $1,014County rate | — |
| 16734 | James City | $1,330 | +31.2% |
Nearby counties
Two-bedroom FMR, with how each compares to Elk.
Cameron County
24 mi · 4,427 people
$1,014
same rate
Jefferson County
31 mi · 43,864 people
$1,014
same rate
Clearfield County
32 mi · 78,635 people
$1,014
same rate
McKean County
32 mi · 39,904 people
$1,014
same rate
Forest County
36 mi · 6,715 people
$1,014
same rate
Clarion County
44 mi · 37,179 people
$1,014
same rate
Warren County
47 mi · 37,920 people
$1,014
same rate
Potter County
49 mi · 16,188 people
$1,014
same rate
Questions people ask
$1,014 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $749 for a studio, $879 for one bedroom, $1,328 for three and $1,333 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Elk actually go for?
HUD's number is one input. Search any address in Elk for a rent estimate built from nearby comps. Free to start, no card.
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