HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Tioga County, Pennsylvania (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Tioga County is $1,051 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,051
FY 2026, utilities included
Payment standard range
$946 to $1,156
90% to 110% of FMR
Income to afford 2BR
$42,040
per year, at 30% of income
Rank in Pennsylvania
39th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Tioga moves to $1,045. That's down 1%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Tioga actually rent for?
Search any address in Tioga for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $725 | $653 to $798 | $29,000 | $13.94/hr | +8.9% |
| 1 bedroom | $826 | $743 to $909 | $33,040 | $15.88/hr | +10.0% |
| 2 bedroom | $1,051 | $946 to $1,156 | $42,040 | $20.21/hr | +8.2% |
| 3 bedroom | $1,362 | $1,226 to $1,498 | $54,480 | $26.19/hr | +7.2% |
| 4 bedroom | $1,405 | $1,265 to $1,546 | $56,200 | $27.02/hr | +8.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,616 | $1,454 to $1,778 |
| 6 bedroom Estimate | $1,827 | $1,644 to $2,010 |
| 7 bedroom Estimate | $2,037 | $1,833 to $2,241 |
| 8 bedroom Estimate | $2,248 | $2,023 to $2,473 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Tioga, that runs from $725 for a studio up to $1,405 for four bedrooms, all five rates in the table above.
Because Tioga sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Wellsboro included.
Among Pennsylvania's 67 counties, Tioga ranks 39th for two-bedroom FMR. That's about 8% below the state median of $1,138 and about 3% above the national median county at $1,018. About 41,186 people live here, 51st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 16920 (Elkland) and $1,240 in 17765 (Roaring Branch), with the 21 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 16901 | Wellsboro | $1,070 | +1.8% |
| 16911 | Arnot | $1,090 | +3.7% |
| 16912 | Blossburg | $1,130 | +7.5% |
| 16917 | Covington | $1,000 | -4.9% |
| 16920 | Elkland | $970 | -7.7% |
| 16921 | Gaines | $1,040 | -1.0% |
| 16928 | Knoxville | $970 | -7.7% |
| 16929 | Lawrenceville | $1,080 | +2.8% |
| 16930 | Liberty | $1,140 | +8.5% |
| 16932 | Mainesburg | $1,030 | -2.0% |
| 16933 | Mansfield | $1,070 | +1.8% |
| 16935 | Middlebury Center | $1,040 | -1.0% |
| 16936 | Millerton | $1,030 | -2.0% |
| 16938 | Morris | $1,020 | -2.9% |
| 16939 | Morris Run | $1,170 | +11.3% |
| 16940 | Nelson | $1,060 | +0.9% |
| 16942 | Osceola | $970 | -7.7% |
| 16943 | Sabinsville | $1,210 | +15.1% |
| 16946 | Tioga | $1,080 | +2.8% |
| 16950 | Westfield | $970 | -7.7% |
| 17765 | Roaring Branch | $1,240 | +18.0% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Tioga somewhere between $946 and $1,156. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,051 a month is affordable, by HUD's 30% rule, on an income of roughly $42,040 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($946) | HAP at 100% ($1,051) | HAP at 110% ($1,156) |
|---|---|---|---|---|
| $2,500 | $750 | $196 | $301 | $406 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 8% from FY 2025 ($971) to FY 2026 ($1,051). Since FY 2020 it's up 34% in total, about 5.0% a year. The Pennsylvania median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $510 | $637 | $783 | $1,032 | $1,259 | — |
| FY 2021 | $519 | $607 | $786 | $1,023 | $1,225 | +0.4% |
| FY 2022 | $549 | $628 | $826 | $1,070 | $1,254 | +5.1% |
| FY 2023 | $584 | $663 | $873 | $1,137 | $1,253 | +5.7% |
| FY 2024 | $583 | $658 | $860 | $1,117 | $1,181 | -1.5% |
| FY 2025 | $666 | $751 | $971 | $1,271 | $1,299 | +12.9% |
| FY 2026 | $725 | $826 | $1,051 | $1,362 | $1,405 | +8.2% |
| FY 2027 | $728 | $812 | $1,045 | $1,323 | $1,379 | -0.6% |
Nearby counties
Questions people ask
$1,051 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $725 for a studio, $826 for one bedroom, $1,362 for three and $1,405 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Tioga actually go for?
HUD's number is one input. Search any address in Tioga for a rent estimate built from nearby comps. 3 free searches, no card.
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