HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Tioga County, Pennsylvania (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Tioga County is $1,045 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,045
-0.6% from FY 2026
Payment standard
$941–$1,150
90% to 110% of the FMR, two-bedroom
Income to afford
$41,800
a year, with rent at 30% of income
Rank in Pennsylvania
42nd of 67
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $728 | $655–$801 | $29,120 | $14.00/hr | +0.4% |
| 1 bedroom | $812 | $731–$893 | $32,480 | $15.62/hr | -1.7% |
| 2 bedroom | $1,045 | $941–$1,150 | $41,800 | $20.10/hr | -0.6% |
| 3 bedroom | $1,323 | $1,191–$1,455 | $52,920 | $25.44/hr | -2.9% |
| 4 bedroom | $1,379 | $1,241–$1,517 | $55,160 | $26.52/hr | -1.9% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,586 | $1,427–$1,745 |
| 6 bedroom Estimate | $1,793 | $1,614–$1,972 |
| 7 bedroom Estimate | $2,000 | $1,800–$2,200 |
| 8 bedroom Estimate | $2,206 | $1,985–$2,427 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Tioga actually rent for?
Search any address in Tioga for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Tioga somewhere between $941 and $1,150. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,045 a month is affordable, by HUD's 30% rule, on an income of roughly $41,800 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$941 | Voucher pays at 100%$1,045 | Voucher pays at 110%$1,150 |
|---|---|---|---|---|
| $2,500 | $750 | $191 | $295 | $400 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 1% from FY 2026 ($1,051) to FY 2027 ($1,045). Since FY 2020 it's up 33% in total, about 4.2% a year. The Pennsylvania median held flat over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $510 | $637 | $783 | $1,032 | $1,259 | — |
| FY 2021 | $519 | $607 | $786 | $1,023 | $1,225 | +0.4% |
| FY 2022 | $549 | $628 | $826 | $1,070 | $1,254 | +5.1% |
| FY 2023 | $584 | $663 | $873 | $1,137 | $1,253 | +5.7% |
| FY 2024 | $583 | $658 | $860 | $1,117 | $1,181 | -1.5% |
| FY 2025 | $666 | $751 | $971 | $1,271 | $1,299 | +12.9% |
| FY 2026 | $725 | $826 | $1,051 | $1,362 | $1,405 | +8.2% |
| FY 2027In effect | $728 | $812 | $1,045 | $1,323 | $1,379 | -0.6% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Tioga, that runs from $728 for a studio up to $1,379 for four bedrooms, all five rates in the table above.
Because Tioga sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Wellsboro included.
Among Pennsylvania's 67 counties, Tioga ranks 42nd for two-bedroom FMR. That's about 8% below the state median of $1,136 and within a couple percent of the national median county at $1,063. About 40,945 people live here, 51st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 16920 (Elkland) and $1,230 in 16921 (Gaines), with the 21 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 16901 | Wellsboro | $1,070 | +2.4% |
| 16911 | Arnot | $1,090 | +4.3% |
| 16912 | Blossburg | $1,120 | +7.2% |
| 16917 | Covington | $1,050 | +0.5% |
| 16920 | Elkland | $1,010 | -3.3% |
| 16921 | Gaines | $1,230 | +17.7% |
| 16928 | Knoxville | $1,030 | -1.4% |
| 16929 | Lawrenceville | $1,070 | +2.4% |
| 16930 | Liberty | $1,090 | +4.3% |
| 16932 | Mainesburg | $1,040 | -0.5% |
| 16933 | Mansfield | $1,060 | +1.4% |
| 16935 | Middlebury Center | $1,040 | -0.5% |
| 16936 | Millerton | $1,060 | +1.4% |
| 16938 | Morris | $1,080 | +3.3% |
| 16939 | Morris Run | $1,060 | +1.4% |
| 16940 | Nelson | $1,060 | +1.4% |
| 16942 | Osceola | $1,010 | -3.3% |
| 16943 | Sabinsville | $1,210 | +15.8% |
| 16946 | Tioga | $1,030 | -1.4% |
| 16950 | Westfield | $1,010 | -3.3% |
| 17765 | Roaring Branch | $1,120 | +7.2% |
Nearby counties
Two-bedroom FMR, with how each compares to Tioga.
Potter County
33 mi · 16,188 people
$1,014
-3%
Bradford County
36 mi · 59,858 people
$1,100
+5%
Lycoming County
36 mi · 113,489 people
$1,217
+16%
Sullivan County
43 mi · 5,888 people
$1,014
-3%
Clinton County
47 mi · 37,798 people
$1,014
-3%
Cameron County
55 mi · 4,427 people
$1,014
-3%
Union County
60 mi · 42,456 people
$1,028
-2%
Montour County
63 mi · 18,103 people
$1,436
+37%
Questions people ask
$1,045 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $728 for a studio, $812 for one bedroom, $1,323 for three and $1,379 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Tioga actually go for?
HUD's number is one input. Search any address in Tioga for a rent estimate built from nearby comps. Free to start, no card.
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