HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in La Plata County, Colorado (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in La Plata County is $1,589 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,589
FY 2026, utilities included
Payment standard range
$1,430 to $1,748
90% to 110% of FMR
Income to afford 2BR
$63,560
per year, at 30% of income
Rank in Colorado
20th of 64
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in La Plata moves to $1,821. That's up 15%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in La Plata actually rent for?
Search any address in La Plata for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,181 | $1,063 to $1,299 | $47,240 | $22.71/hr | -1.7% |
| 1 bedroom | $1,211 | $1,090 to $1,332 | $48,440 | $23.29/hr | -4.0% |
| 2 bedroom | $1,589 | $1,430 to $1,748 | $63,560 | $30.56/hr | 0.0% |
| 3 bedroom | $1,942 | $1,748 to $2,136 | $77,680 | $37.35/hr | -0.8% |
| 4 bedroom | $2,288 | $2,059 to $2,517 | $91,520 | $44.00/hr | -10.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,631 | $2,368 to $2,894 |
| 6 bedroom Estimate | $2,974 | $2,677 to $3,271 |
| 7 bedroom Estimate | $3,318 | $2,986 to $3,650 |
| 8 bedroom Estimate | $3,661 | $3,295 to $4,027 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In La Plata, that runs from $1,181 for a studio up to $2,288 for four bedrooms, all five rates in the table above.
Because La Plata sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Durango included.
Among Colorado's 64 counties, La Plata ranks 20th for two-bedroom FMR. That's about 27% above the state median of $1,247 and about 56% above the national median county at $1,018. About 55,983 people live here, 14th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,440 in 81137 (Ignacio) and $1,680 in 81122 (Bayfield), with the 7 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in La Plata somewhere between $1,430 and $1,748. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,589 a month is affordable, by HUD's 30% rule, on an income of roughly $63,560 a year. Put another way, $31 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,430) | HAP at 100% ($1,589) | HAP at 110% ($1,748) |
|---|---|---|---|---|
| $2,500 | $750 | $680 | $839 | $998 |
| $4,000 | $1,200 | $230 | $389 | $548 |
Rate history
The two-bedroom rate didn't move from FY 2025 to FY 2026. It was $1,589 then and it's $1,589 now. Since FY 2020 it's up 62% in total, about 8.3% a year. The Colorado median held flat over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $824 | $864 | $983 | $1,418 | $1,522 | — |
| FY 2021 | $965 | $1,009 | $1,150 | $1,646 | $1,851 | +17.0% |
| FY 2022 | $1,132 | $1,240 | $1,413 | $1,966 | $2,346 | +22.9% |
| FY 2023 | $1,094 | $1,307 | $1,476 | $1,916 | $2,514 | +4.5% |
| FY 2024 | $1,241 | $1,402 | $1,716 | $2,123 | $2,763 | +16.3% |
| FY 2025 | $1,201 | $1,262 | $1,589 | $1,957 | $2,542 | -7.4% |
| FY 2026 | $1,181 | $1,211 | $1,589 | $1,942 | $2,288 | 0.0% |
| FY 2027 | $1,338 | $1,392 | $1,821 | $2,209 | $2,393 | +14.6% |
Nearby counties
Questions people ask
$1,589 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,181 for a studio, $1,211 for one bedroom, $1,942 for three and $2,288 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in La Plata actually go for?
HUD's number is one input. Search any address in La Plata for a rent estimate built from nearby comps. 3 free searches, no card.
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