HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Hinsdale County, Colorado (FY 2026)
A two-bedroom in Hinsdale County carries a FY 2026 Fair Market Rent of $1,145 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Hinsdale keys off that figure.
2 bedroom FMR
$1,145
FY 2026, utilities included
Payment standard range
$1,031 to $1,260
90% to 110% of FMR
Income to afford 2BR
$45,800
per year, at 30% of income
Rank in Colorado
41st of 64
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Hinsdale moves to $1,316. That's up 15%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Hinsdale actually rent for?
Search any address in Hinsdale for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $867 | $780 to $954 | $34,680 | $16.67/hr | +1.2% |
| 1 bedroom | $873 | $786 to $960 | $34,920 | $16.79/hr | +1.0% |
| 2 bedroom | $1,145 | $1,031 to $1,260 | $45,800 | $22.02/hr | +4.1% |
| 3 bedroom | $1,461 | $1,315 to $1,607 | $58,440 | $28.10/hr | +4.0% |
| 4 bedroom | $1,795 | $1,616 to $1,975 | $71,800 | $34.52/hr | +2.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,064 | $1,858 to $2,270 |
| 6 bedroom Estimate | $2,334 | $2,101 to $2,567 |
| 7 bedroom Estimate | $2,603 | $2,343 to $2,863 |
| 8 bedroom Estimate | $2,872 | $2,585 to $3,159 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Hinsdale, that runs from $867 for a studio up to $1,795 for four bedrooms, all five rates in the table above.
Because Hinsdale sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Lake City included.
Among Colorado's 64 counties, Hinsdale ranks 41st for two-bedroom FMR. That's about 8% below the state median of $1,247 and about 12% above the national median county at $1,018. About 911 people live here, 62nd in the state.
Rates by ZIP code
HUD also publishes Small Area FMRs by ZIP code. For the one ZIP code it covers in Hinsdale, the two-bedroom rate is $1,150 across the board, so there's no ZIP-level story here.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 81235 | Lake City | $1,150 | +0.4% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Hinsdale somewhere between $1,031 and $1,260. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,145 a month is affordable, by HUD's 30% rule, on an income of roughly $45,800 a year. Put another way, $22 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,031) | HAP at 100% ($1,145) | HAP at 110% ($1,260) |
|---|---|---|---|---|
| $2,500 | $750 | $281 | $395 | $510 |
| $4,000 | $1,200 | $0 | $0 | $60 |
Rate history
The two-bedroom rate went up 4% from FY 2025 ($1,100) to FY 2026 ($1,145). Since FY 2020 it's up 49% in total, about 6.9% a year. The Colorado median held flat over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $552 | $676 | $769 | $1,049 | $1,193 | — |
| FY 2021 | $603 | $725 | $826 | $1,121 | $1,300 | +7.4% |
| FY 2022 | $791 | $818 | $932 | $1,244 | $1,497 | +12.8% |
| FY 2023 | $800 | $862 | $974 | $1,274 | $1,573 | +4.5% |
| FY 2024 | $893 | $928 | $1,137 | $1,461 | $1,831 | +16.7% |
| FY 2025 | $857 | $864 | $1,100 | $1,405 | $1,759 | -3.3% |
| FY 2026 | $867 | $873 | $1,145 | $1,461 | $1,795 | +4.1% |
| FY 2027 | $978 | $1,013 | $1,316 | $1,696 | $2,044 | +14.9% |
Nearby counties
Ouray County
$1,52623 mi · pop 4,936
San Juan County
$1,22723 mi · pop 690
Mineral County
$1,34324 mi · pop 794
San Miguel County
$1,64548 mi · pop 8,082
Gunnison County
$1,33452 mi · pop 17,018
Montrose County
$1,16858 mi · pop 42,823
Archuleta County
$1,33759 mi · pop 13,509
Rio Grande County
$1,09460 mi · pop 11,442
Questions people ask
$1,145 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $867 for a studio, $873 for one bedroom, $1,461 for three and $1,795 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Hinsdale actually go for?
HUD's number is one input. Search any address in Hinsdale for a rent estimate built from nearby comps. 3 free searches, no card.
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