HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in San Juan County, Colorado (FY 2026)
$1,227 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in San Juan County, and it's the baseline every voucher in San Juan is measured against.
2 bedroom FMR
$1,227
FY 2026, utilities included
Payment standard range
$1,104 to $1,350
90% to 110% of FMR
Income to afford 2BR
$49,080
per year, at 30% of income
Rank in Colorado
34th of 64
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in San Juan moves to $1,344. That's up 10%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in San Juan actually rent for?
Search any address in San Juan for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $945 | $851 to $1,040 | $37,800 | $18.17/hr | -10.0% |
| 1 bedroom | $1,119 | $1,007 to $1,231 | $44,760 | $21.52/hr | -6.1% |
| 2 bedroom | $1,227 | $1,104 to $1,350 | $49,080 | $23.60/hr | -8.3% |
| 3 bedroom | $1,509 | $1,358 to $1,660 | $60,360 | $29.02/hr | -6.7% |
| 4 bedroom | $1,924 | $1,732 to $2,116 | $76,960 | $37.00/hr | -5.9% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,213 | $1,992 to $2,434 |
| 6 bedroom Estimate | $2,501 | $2,251 to $2,751 |
| 7 bedroom Estimate | $2,790 | $2,511 to $3,069 |
| 8 bedroom Estimate | $3,078 | $2,770 to $3,386 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In San Juan, that runs from $945 for a studio up to $1,924 for four bedrooms, all five rates in the table above.
Because San Juan sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Silverton included.
Among Colorado's 64 counties, San Juan ranks 34th for two-bedroom FMR. That's within a couple percent of the state median of $1,247 and about 21% above the national median county at $1,018. About 690 people live here, 64th in the state.
Rates by ZIP code
HUD also publishes Small Area FMRs by ZIP code. For the one ZIP code it covers in San Juan, the two-bedroom rate is $1,230 across the board, so there's no ZIP-level story here.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 81433 | Silverton | $1,230 | +0.2% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in San Juan somewhere between $1,104 and $1,350. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,227 a month is affordable, by HUD's 30% rule, on an income of roughly $49,080 a year. Put another way, $24 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,104) | HAP at 100% ($1,227) | HAP at 110% ($1,350) |
|---|---|---|---|---|
| $2,500 | $750 | $354 | $477 | $600 |
| $4,000 | $1,200 | $0 | $27 | $150 |
Rate history
The two-bedroom rate went down 8% from FY 2025 ($1,338) to FY 2026 ($1,227). Since FY 2020 it's up 22% in total, about 3.4% a year. The Colorado median held flat over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $774 | $778 | $1,004 | $1,258 | $1,538 | — |
| FY 2021 | $796 | $801 | $979 | $1,328 | $1,541 | -2.5% |
| FY 2022 | $902 | $907 | $1,134 | $1,513 | $1,821 | +15.8% |
| FY 2023 | $1,099 | $1,106 | $1,411 | $1,717 | $1,895 | +24.4% |
| FY 2024 | $1,166 | $1,324 | $1,486 | $1,797 | $1,979 | +5.3% |
| FY 2025 | $1,050 | $1,192 | $1,338 | $1,618 | $2,044 | -10.0% |
| FY 2026 | $945 | $1,119 | $1,227 | $1,509 | $1,924 | -8.3% |
| FY 2027 | $936 | $1,035 | $1,344 | $1,620 | $2,087 | +9.5% |
Nearby counties
Ouray County
$1,52619 mi · pop 4,936
Hinsdale County
$1,14523 mi · pop 911
San Miguel County
$1,64530 mi · pop 8,082
Mineral County
$1,34340 mi · pop 794
La Plata County
$1,58944 mi · pop 55,983
Dolores County
$1,11550 mi · pop 2,329
Montrose County
$1,16850 mi · pop 42,823
Archuleta County
$1,33756 mi · pop 13,509
Questions people ask
$1,227 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $945 for a studio, $1,119 for one bedroom, $1,509 for three and $1,924 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in San Juan actually go for?
HUD's number is one input. Search any address in San Juan for a rent estimate built from nearby comps. 3 free searches, no card.
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