HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Archuleta County, Colorado (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Archuleta County is $1,337 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,337
FY 2026, utilities included
Payment standard range
$1,203 to $1,471
90% to 110% of FMR
Income to afford 2BR
$53,480
per year, at 30% of income
Rank in Colorado
28th of 64
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Archuleta moves to $1,542. That's up 15%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Archuleta actually rent for?
Search any address in Archuleta for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,134 | $1,021 to $1,247 | $45,360 | $21.81/hr | +6.4% |
| 1 bedroom | $1,141 | $1,027 to $1,255 | $45,640 | $21.94/hr | +2.8% |
| 2 bedroom | $1,337 | $1,203 to $1,471 | $53,480 | $25.71/hr | +4.1% |
| 3 bedroom | $1,859 | $1,673 to $2,045 | $74,360 | $35.75/hr | +3.3% |
| 4 bedroom | $2,243 | $2,019 to $2,467 | $89,720 | $43.13/hr | +4.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,579 | $2,321 to $2,837 |
| 6 bedroom Estimate | $2,916 | $2,624 to $3,208 |
| 7 bedroom Estimate | $3,252 | $2,927 to $3,577 |
| 8 bedroom Estimate | $3,589 | $3,230 to $3,948 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Archuleta, that runs from $1,134 for a studio up to $2,243 for four bedrooms, all five rates in the table above.
Because Archuleta sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Pagosa Springs included.
Among Colorado's 64 counties, Archuleta ranks 28th for two-bedroom FMR. That's about 7% above the state median of $1,247 and about 31% above the national median county at $1,018. About 13,509 people live here, 34th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,220 in 81128 (Chromo) and $1,340 in 81147 (Pagosa Springs), with the 4 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Archuleta somewhere between $1,203 and $1,471. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,337 a month is affordable, by HUD's 30% rule, on an income of roughly $53,480 a year. Put another way, $26 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,203) | HAP at 100% ($1,337) | HAP at 110% ($1,471) |
|---|---|---|---|---|
| $2,500 | $750 | $453 | $587 | $721 |
| $4,000 | $1,200 | $3 | $137 | $271 |
Rate history
The two-bedroom rate went up 4% from FY 2025 ($1,284) to FY 2026 ($1,337). Since FY 2020 it's up 45% in total, about 6.4% a year. The Colorado median held flat over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $693 | $698 | $919 | $1,171 | $1,605 | — |
| FY 2021 | $779 | $784 | $1,033 | $1,312 | $1,789 | +12.4% |
| FY 2022 | $881 | $901 | $1,185 | $1,529 | $2,028 | +14.7% |
| FY 2023 | $928 | $966 | $1,232 | $1,639 | $1,990 | +4.0% |
| FY 2024 | $1,056 | $1,063 | $1,397 | $1,969 | $2,249 | +13.4% |
| FY 2025 | $1,066 | $1,110 | $1,284 | $1,799 | $2,156 | -8.1% |
| FY 2026 | $1,134 | $1,141 | $1,337 | $1,859 | $2,243 | +4.1% |
| FY 2027 | $1,253 | $1,260 | $1,542 | $2,135 | $2,577 | +15.3% |
Nearby counties
Questions people ask
$1,337 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,134 for a studio, $1,141 for one bedroom, $1,859 for three and $2,243 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Archuleta actually go for?
HUD's number is one input. Search any address in Archuleta for a rent estimate built from nearby comps. 3 free searches, no card.
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