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HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027

Fair Market Rent in Archuleta County, Colorado (FY 2027)

HUD's FY 2027 Fair Market Rent for a two-bedroom in Archuleta County is $1,542 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.

Two-bedroom FMR

$1,542

+15.3% from FY 2026

Payment standard

$1,388–$1,696

90% to 110% of the FMR, two-bedroom

Income to afford

$61,680

a year, with rent at 30% of income

Rank in Colorado

25th of 64

by two-bedroom FMR, highest first

FY 2027 Fair Market Rents

Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.

BedroomsFMRPayment standardIncome neededHourly wagevs FY 2026
Studio$1,253$1,128–$1,378$50,120$24.10/hr+10.5%
1 bedroom$1,260$1,134–$1,386$50,400$24.23/hr+10.4%
2 bedroom$1,542$1,388–$1,696$61,680$29.65/hr+15.3%
3 bedroom$2,135$1,922–$2,349$85,400$41.06/hr+14.8%
4 bedroom$2,577$2,319–$2,835$103,080$49.56/hr+14.9%
Five to eight bedrooms (PropMetrics estimates)

HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.

BedroomsEstimated FMRPayment standard
5 bedroom Estimate$2,964$2,668–$3,260
6 bedroom Estimate$3,350$3,015–$3,685
7 bedroom Estimate$3,737$3,363–$4,111
8 bedroom Estimate$4,123$3,711–$4,535

Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov

Market check

HUD's number is one input. What does a two-bedroom in Archuleta actually rent for?

Search any address in Archuleta for a rent estimate built from nearby comps, with the HUD figure right next to it.

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What a voucher pays here

The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Archuleta somewhere between $1,388 and $1,696. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.

$1,542 a month is affordable, by HUD's 30% rule, on an income of roughly $61,680 a year. Put another way, $30 an hour full time.

Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.

Monthly household incomeTenant pays (30%)Voucher pays at 90%$1,388Voucher pays at 100%$1,542Voucher pays at 110%$1,696
$2,500$750$638$792$946
$4,000$1,200$188$342$496
Run your own numbers in the Section 8 rent calculator

Rate history

The two-bedroom rate went up 15% from FY 2026 ($1,337) to FY 2027 ($1,542). Since FY 2020 it's up 68% in total, about 7.7% a year. The Colorado median moved up 10% over the same year.

Fiscal yearStudio1 BR2 BR3 BR4 BR2BR change
FY 2020$693$698$919$1,171$1,605—
FY 2021$779$784$1,033$1,312$1,789+12.4%
FY 2022$881$901$1,185$1,529$2,028+14.7%
FY 2023$928$966$1,232$1,639$1,990+4.0%
FY 2024$1,056$1,063$1,397$1,969$2,249+13.4%
FY 2025$1,066$1,110$1,284$1,799$2,156-8.1%
FY 2026$1,134$1,141$1,337$1,859$2,243+4.1%
FY 2027In effect$1,253$1,260$1,542$2,135$2,577+15.3%

Get FY 2028 Archuleta County rates the day HUD publishes them

HUD updates Fair Market Rents every fall. One email a year, no newsletter.

About this rate

Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Archuleta, that runs from $1,253 for a studio up to $2,577 for four bedrooms, all five rates in the table above.

Because Archuleta sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Pagosa Springs included.

Among Colorado's 64 counties, Archuleta ranks 25th for two-bedroom FMR. That's about 12% above the state median of $1,375 and about 45% above the national median county at $1,063. About 13,900 people live here, 34th in the state.

Rates by ZIP code

Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,370 in 81128 (Chromo) and $1,550 in 81147 (Pagosa Springs), with the 4 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.

ZIPCity2BR ratevs county
81121Arboles$1,510-2.1%
81128Chromo$1,370-11.2%
81147Pagosa Springs$1,550+0.5%
81157Pagosa Springs$1,540-0.1%

Nearby counties

Two-bedroom FMR, with how each compares to Archuleta.

Questions people ask

$1,542 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,253 for a studio, $1,260 for one bedroom, $2,135 for three and $2,577 for four.

What does a rental in Archuleta actually go for?

HUD's number is one input. Search any address in Archuleta for a rent estimate built from nearby comps. Free to start, no card.

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