HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Stevens County, Washington (FY 2026)
A two-bedroom in Stevens County carries a FY 2026 Fair Market Rent of $1,131 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Stevens keys off that figure.
2 bedroom FMR
$1,131
FY 2026, utilities included
Payment standard range
$1,018 to $1,244
90% to 110% of FMR
Income to afford 2BR
$45,240
per year, at 30% of income
Rank in Washington
33rd of 39
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Stevens moves to $1,121. That's down 1%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Stevens actually rent for?
Search any address in Stevens for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $879 | $791 to $967 | $35,160 | $16.90/hr | +7.1% |
| 1 bedroom | $885 | $797 to $974 | $35,400 | $17.02/hr | +7.0% |
| 2 bedroom | $1,131 | $1,018 to $1,244 | $45,240 | $21.75/hr | +7.8% |
| 3 bedroom | $1,573 | $1,416 to $1,730 | $62,920 | $30.25/hr | +7.0% |
| 4 bedroom | $1,897 | $1,707 to $2,087 | $75,880 | $36.48/hr | +7.7% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,182 | $1,964 to $2,400 |
| 6 bedroom Estimate | $2,466 | $2,219 to $2,713 |
| 7 bedroom Estimate | $2,751 | $2,476 to $3,026 |
| 8 bedroom Estimate | $3,035 | $2,732 to $3,339 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Stevens, that runs from $879 for a studio up to $1,897 for four bedrooms, all five rates in the table above.
Stevens is its own HUD metro area (Stevens County, WA), so the rate here is set from rents inside the county rather than a wider region.
Among Washington's 39 counties, Stevens ranks 33rd for two-bedroom FMR. That's about 18% below the state median of $1,374 and about 11% above the national median county at $1,018. About 46,774 people live here, 23rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 99137 (Hunters) and $1,460 in 99173 (Springdale), with the 18 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 99013 | Ford | $1,300 | +14.9% |
| 99034 | Tumtum | $1,350 | +19.4% |
| 99040 | Wellpinit | $1,230 | +8.8% |
| 99101 | Addy | $1,100 | -2.7% |
| 99109 | Chewelah | $1,150 | +1.7% |
| 99110 | Clayton | $1,300 | +14.9% |
| 99114 | Colville | $1,110 | -1.9% |
| 99126 | Evans | $1,110 | -1.9% |
| 99129 | Fruitland | $1,110 | -1.9% |
| 99131 | Gifford | $1,100 | -2.7% |
| 99137 | Hunters | $970 | -14.2% |
| 99141 | Kettle Falls | $1,130 | -0.1% |
| 99148 | Loon Lake | $1,300 | +14.9% |
| 99151 | Marcus | $1,130 | -0.1% |
| 99157 | Northport | $990 | -12.5% |
| 99167 | Rice | $1,130 | -0.1% |
| 99173 | Springdale | $1,460 | +29.1% |
| 99181 | Valley | $1,280 | +13.2% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Stevens somewhere between $1,018 and $1,244. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,131 a month is affordable, by HUD's 30% rule, on an income of roughly $45,240 a year. Put another way, $22 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,018) | HAP at 100% ($1,131) | HAP at 110% ($1,244) |
|---|---|---|---|---|
| $2,500 | $750 | $268 | $381 | $494 |
| $4,000 | $1,200 | $0 | $0 | $44 |
Rate history
The two-bedroom rate went up 8% from FY 2025 ($1,049) to FY 2026 ($1,131). Since FY 2020 it's up 55% in total, about 7.5% a year. The Washington median moved up 4% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $489 | $568 | $731 | $1,036 | $1,212 | — |
| FY 2021 | $570 | $637 | $836 | $1,196 | $1,447 | +14.4% |
| FY 2022 | $544 | $606 | $795 | $1,129 | $1,361 | -4.9% |
| FY 2023 | $636 | $711 | $930 | $1,322 | $1,584 | +17.0% |
| FY 2024 | $751 | $756 | $958 | $1,350 | $1,626 | +3.0% |
| FY 2025 | $821 | $827 | $1,049 | $1,470 | $1,762 | +9.5% |
| FY 2026 | $879 | $885 | $1,131 | $1,573 | $1,897 | +7.8% |
| FY 2027 | $855 | $878 | $1,121 | $1,552 | $1,874 | -0.9% |
Nearby counties
Pend Oreille County
$1,09933 mi · pop 13,570
Ferry County
$97339 mi · pop 7,260
Spokane County
$1,53149 mi · pop 538,711
Lincoln County
$1,02154 mi · pop 11,036
Okanogan County
$1,04380 mi · pop 42,336
Whitman County
$1,16995 mi · pop 47,141
Grant County
$1,23296 mi · pop 99,145
Adams County
$1,13397 mi · pop 20,557
Questions people ask
$1,131 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $879 for a studio, $885 for one bedroom, $1,573 for three and $1,897 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Stevens actually go for?
HUD's number is one input. Search any address in Stevens for a rent estimate built from nearby comps. 3 free searches, no card.
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