HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Pend Oreille County, Washington (FY 2026)
$1,099 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Pend Oreille County, and it's the baseline every voucher in Pend Oreille is measured against.
2 bedroom FMR
$1,099
FY 2026, utilities included
Payment standard range
$989 to $1,209
90% to 110% of FMR
Income to afford 2BR
$43,960
per year, at 30% of income
Rank in Washington
34th of 39
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Pend Oreille moves to $1,298. That's up 18%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Pend Oreille actually rent for?
Search any address in Pend Oreille for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $759 | $683 to $835 | $30,360 | $14.60/hr | +7.2% |
| 1 bedroom | $838 | $754 to $922 | $33,520 | $16.12/hr | +6.5% |
| 2 bedroom | $1,099 | $989 to $1,209 | $43,960 | $21.13/hr | +6.4% |
| 3 bedroom | $1,379 | $1,241 to $1,517 | $55,160 | $26.52/hr | +6.9% |
| 4 bedroom | $1,844 | $1,660 to $2,028 | $73,760 | $35.46/hr | +6.3% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,121 | $1,909 to $2,333 |
| 6 bedroom Estimate | $2,397 | $2,157 to $2,637 |
| 7 bedroom Estimate | $2,674 | $2,407 to $2,941 |
| 8 bedroom Estimate | $2,950 | $2,655 to $3,245 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Pend Oreille, that runs from $759 for a studio up to $1,844 for four bedrooms, all five rates in the table above.
Because Pend Oreille sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Cusick included.
Among Washington's 39 counties, Pend Oreille ranks 34th for two-bedroom FMR. That's about 20% below the state median of $1,374 and about 8% above the national median county at $1,018. About 13,570 people live here, 33rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 99153 (Metaline Falls) and $1,300 in 99156 (Newport), with the 6 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Pend Oreille somewhere between $989 and $1,209. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,099 a month is affordable, by HUD's 30% rule, on an income of roughly $43,960 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($989) | HAP at 100% ($1,099) | HAP at 110% ($1,209) |
|---|---|---|---|---|
| $2,500 | $750 | $239 | $349 | $459 |
| $4,000 | $1,200 | $0 | $0 | $9 |
Rate history
The two-bedroom rate went up 6% from FY 2025 ($1,033) to FY 2026 ($1,099). Since FY 2020 it's up 32% in total, about 4.7% a year. The Washington median moved up 4% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $548 | $632 | $832 | $1,155 | $1,272 | — |
| FY 2021 | $646 | $730 | $962 | $1,230 | $1,452 | +15.6% |
| FY 2022 | $662 | $757 | $996 | $1,231 | $1,540 | +3.5% |
| FY 2023 | $696 | $791 | $1,041 | $1,267 | $1,729 | +4.5% |
| FY 2024 | $702 | $788 | $1,035 | $1,294 | $1,756 | -0.6% |
| FY 2025 | $708 | $787 | $1,033 | $1,290 | $1,735 | -0.2% |
| FY 2026 | $759 | $838 | $1,099 | $1,379 | $1,844 | +6.4% |
| FY 2027 | $904 | $992 | $1,298 | $1,674 | $2,170 | +18.1% |
Nearby counties
Stevens County
$1,13133 mi · pop 46,774
Ferry County
$97352 mi · pop 7,260
Spokane County
$1,53162 mi · pop 538,711
Lincoln County
$1,02184 mi · pop 11,036
Okanogan County
$1,043106 mi · pop 42,336
Whitman County
$1,169111 mi · pop 47,141
Adams County
$1,133125 mi · pop 20,557
Grant County
$1,232129 mi · pop 99,145
Questions people ask
$1,099 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $759 for a studio, $838 for one bedroom, $1,379 for three and $1,844 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Pend Oreille actually go for?
HUD's number is one input. Search any address in Pend Oreille for a rent estimate built from nearby comps. 3 free searches, no card.
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