HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Pend Oreille County, Washington (FY 2027)
$1,298 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Pend Oreille County, and it's the baseline every voucher in Pend Oreille is measured against.
Two-bedroom FMR
$1,298
+18.1% from FY 2026
Payment standard
$1,168–$1,428
90% to 110% of the FMR, two-bedroom
Income to afford
$51,920
a year, with rent at 30% of income
Rank in Washington
28th of 39
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $904 | $814–$994 | $36,160 | $17.38/hr | +19.1% |
| 1 bedroom | $992 | $893–$1,091 | $39,680 | $19.08/hr | +18.4% |
| 2 bedroom | $1,298 | $1,168–$1,428 | $51,920 | $24.96/hr | +18.1% |
| 3 bedroom | $1,674 | $1,507–$1,841 | $66,960 | $32.19/hr | +21.4% |
| 4 bedroom | $2,170 | $1,953–$2,387 | $86,800 | $41.73/hr | +17.7% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,496 | $2,246–$2,746 |
| 6 bedroom Estimate | $2,821 | $2,539–$3,103 |
| 7 bedroom Estimate | $3,147 | $2,832–$3,462 |
| 8 bedroom Estimate | $3,472 | $3,125–$3,819 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Pend Oreille actually rent for?
Search any address in Pend Oreille for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Pend Oreille somewhere between $1,168 and $1,428. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,298 a month is affordable, by HUD's 30% rule, on an income of roughly $51,920 a year. Put another way, $25 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,168 | Voucher pays at 100%$1,298 | Voucher pays at 110%$1,428 |
|---|---|---|---|---|
| $2,500 | $750 | $418 | $548 | $678 |
| $4,000 | $1,200 | $0 | $98 | $228 |
Rate history
The two-bedroom rate went up 18% from FY 2026 ($1,099) to FY 2027 ($1,298). Since FY 2020 it's up 56% in total, about 6.6% a year. The Washington median moved up 7% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $548 | $632 | $832 | $1,155 | $1,272 | — |
| FY 2021 | $646 | $730 | $962 | $1,230 | $1,452 | +15.6% |
| FY 2022 | $662 | $757 | $996 | $1,231 | $1,540 | +3.5% |
| FY 2023 | $696 | $791 | $1,041 | $1,267 | $1,729 | +4.5% |
| FY 2024 | $702 | $788 | $1,035 | $1,294 | $1,756 | -0.6% |
| FY 2025 | $708 | $787 | $1,033 | $1,290 | $1,735 | -0.2% |
| FY 2026 | $759 | $838 | $1,099 | $1,379 | $1,844 | +6.4% |
| FY 2027In effect | $904 | $992 | $1,298 | $1,674 | $2,170 | +18.1% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Pend Oreille, that runs from $904 for a studio up to $2,170 for four bedrooms, all five rates in the table above.
Because Pend Oreille sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Cusick included.
Among Washington's 39 counties, Pend Oreille ranks 28th for two-bedroom FMR. That's about 12% below the state median of $1,467 and about 22% above the national median county at $1,063. About 14,050 people live here, 33rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 99153 (Metaline Falls) and $1,410 in 99139 (Ione), with the 6 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
Nearby counties
Two-bedroom FMR, with how each compares to Pend Oreille.
Stevens County
33 mi · 48,067 people
$1,121
-14%
Ferry County
52 mi · 7,387 people
$1,058
-18%
Spokane County
62 mi · 549,056 people
$1,494
+15%
Lincoln County
84 mi · 11,489 people
$1,091
-16%
Okanogan County
106 mi · 43,425 people
$1,202
-7%
Whitman County
111 mi · 47,003 people
$1,269
-2%
Adams County
125 mi · 20,800 people
$1,262
-3%
Grant County
129 mi · 101,799 people
$1,361
+5%
Questions people ask
$1,298 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $904 for a studio, $992 for one bedroom, $1,674 for three and $2,170 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Pend Oreille actually go for?
HUD's number is one input. Search any address in Pend Oreille for a rent estimate built from nearby comps. Free to start, no card.
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