HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Spokane County, Washington (FY 2026)
$1,531 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Spokane County, and it's the baseline every voucher in Spokane is measured against.
2 bedroom FMR
$1,531
FY 2026, utilities included
Payment standard range
$1,378 to $1,684
90% to 110% of FMR
Income to afford 2BR
$61,240
per year, at 30% of income
Rank in Washington
15th of 39
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Spokane moves to $1,494. That's down 2%. The full FY 2027 table is in the history section below.
Market check
Two-bedrooms in Spokane are asking $1,322. HUD says $1,531.
That's 14% below the county FMR. Median asking rent across 14 Spokane ZIP codes with active 2BR listings. FMR includes utilities and asking rents usually don't, so the true gap is a little smaller.
Comps for a specific address
A rent estimate built from nearby listings, next to the HUD number.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,103 | $993 to $1,213 | $44,120 | $21.21/hr | +10.5% |
| 1 bedroom | $1,193 | $1,074 to $1,312 | $47,720 | $22.94/hr | +6.2% |
| 2 bedroom | $1,531 | $1,378 to $1,684 | $61,240 | $29.44/hr | +6.0% |
| 3 bedroom | $2,088 | $1,879 to $2,297 | $83,520 | $40.15/hr | +4.6% |
| 4 bedroom | $2,506 | $2,255 to $2,757 | $100,240 | $48.19/hr | +7.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,882 | $2,594 to $3,170 |
| 6 bedroom Estimate | $3,258 | $2,932 to $3,584 |
| 7 bedroom Estimate | $3,634 | $3,271 to $3,997 |
| 8 bedroom Estimate | $4,010 | $3,609 to $4,411 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Spokane, that runs from $1,103 for a studio up to $2,506 for four bedrooms, all five rates in the table above.
Spokane is its own HUD metro area (Spokane, WA), so the rate here is set from rents inside the county rather than a wider region.
Among Washington's 39 counties, Spokane ranks 15th for two-bedroom FMR. That's about 11% above the state median of $1,374 and about 50% above the national median county at $1,018. About 538,711 people live here, 4th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,300 in 99006 (Deer Park) and $2,220 in 99019 (Liberty Lake), with the 50 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 99001 | Airway Heights | $1,650 | +7.8% |
| 99003 | Chattaroy | $1,470 | -4.0% |
| 99004 | Cheney | $1,430 | -6.6% |
| 99005 | Colbert | $1,710 | +11.7% |
| 99006 | Deer Park | $1,300 | -15.1% |
| 99009 | Elk | $1,440 | -5.9% |
| 99011 | Fairchild Air Force Base | $2,070 | +35.2% |
| 99012 | Fairfield | $1,360 | -11.2% |
| 99014 | Four Lakes | $1,430 | -6.6% |
| 99016 | Greenacres | $2,110 | +37.8% |
| 99018 | Latah | $1,370 | -10.5% |
| 99019 | Liberty Lake | $2,220 | +45.0% |
| 99020 | Marshall | $1,450 | -5.3% |
| 99021 | Mead | $1,630 | +6.5% |
| 99022 | Medical Lake | $1,300 | -15.1% |
| 99023 | Mica | $1,980 | +29.3% |
| 99025 | Newman Lake | $1,570 | +2.5% |
| 99026 | Nine Mile Falls | $1,390 | -9.2% |
| 99027 | Otis Orchards | $1,570 | +2.5% |
| 99029 | Reardan | $1,300 | -15.1% |
| 99030 | Rockford | $1,530 | -0.1% |
| 99031 | Spangle | $1,340 | -12.5% |
| 99036 | Valleyford | $1,510 | -1.4% |
| 99037 | Veradale | $1,640 | +7.1% |
| 99039 | Waverly | $1,360 | -11.2% |
| 99201 | Spokane | $1,340 | -12.5% |
| 99202 | Spokane | $1,420 | -7.3% |
| 99203 | Spokane | $1,560 | +1.9% |
| 99204 | Spokane | $1,310 | -14.4% |
| 99205 | Spokane | $1,560 | +1.9% |
| 99206 | Spokane | $1,400 | -8.6% |
| 99207 | Spokane | $1,480 | -3.3% |
| 99208 | Spokane | $1,570 | +2.5% |
| 99209 | Spokane | $1,530 | -0.1% |
| 99210 | Spokane | $1,530 | -0.1% |
| 99211 | Spokane | $1,530 | -0.1% |
| 99212 | Spokane | $1,510 | -1.4% |
| 99213 | Spokane | $1,530 | -0.1% |
| 99214 | Spokane | $1,530 | -0.1% |
| 99215 | Spokane | $1,531County rate | — |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Spokane somewhere between $1,378 and $1,684. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,531 a month is affordable, by HUD's 30% rule, on an income of roughly $61,240 a year. Put another way, $29 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,378) | HAP at 100% ($1,531) | HAP at 110% ($1,684) |
|---|---|---|---|---|
| $2,500 | $750 | $628 | $781 | $934 |
| $4,000 | $1,200 | $178 | $331 | $484 |
Rate history
The two-bedroom rate went up 6% from FY 2025 ($1,444) to FY 2026 ($1,531). Since FY 2020 it's up 68% in total, about 9.1% a year. The Washington median moved up 4% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $597 | $696 | $910 | $1,305 | $1,551 | — |
| FY 2021 | $674 | $774 | $1,007 | $1,441 | $1,718 | +10.7% |
| FY 2022 | $701 | $795 | $1,033 | $1,467 | $1,745 | +2.6% |
| FY 2023 | $812 | $926 | $1,198 | $1,703 | $1,987 | +16.0% |
| FY 2024 | $890 | $1,012 | $1,304 | $1,835 | $2,131 | +8.8% |
| FY 2025 | $998 | $1,123 | $1,444 | $1,997 | $2,339 | +10.7% |
| FY 2026 | $1,103 | $1,193 | $1,531 | $2,088 | $2,506 | +6.0% |
| FY 2027 | $1,116 | $1,173 | $1,494 | $2,047 | $2,497 | -2.4% |
Nearby counties
Lincoln County
$1,02148 mi · pop 11,036
Stevens County
$1,13149 mi · pop 46,774
Whitman County
$1,16949 mi · pop 47,141
Pend Oreille County
$1,09962 mi · pop 13,570
Adams County
$1,13373 mi · pop 20,557
Garfield County
$1,04782 mi · pop 2,310
Ferry County
$97388 mi · pop 7,260
Columbia County
$1,05291 mi · pop 3,980
Questions people ask
$1,531 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,103 for a studio, $1,193 for one bedroom, $2,088 for three and $2,506 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Spokane actually go for?
HUD's number is one input. Search any address in Spokane for a rent estimate built from nearby comps. 3 free searches, no card.
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