HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Okanogan County, Washington (FY 2027)
A two-bedroom in Okanogan County carries a FY 2027 Fair Market Rent of $1,202 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Okanogan keys off that figure.
Two-bedroom FMR
$1,202
+15.2% from FY 2026
Payment standard
$1,082–$1,322
90% to 110% of the FMR, two-bedroom
Income to afford
$48,080
a year, with rent at 30% of income
Rank in Washington
33rd of 39
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $862 | $776–$948 | $34,480 | $16.58/hr | +17.8% |
| 1 bedroom | $946 | $851–$1,041 | $37,840 | $18.19/hr | +14.3% |
| 2 bedroom | $1,202 | $1,082–$1,322 | $48,080 | $23.12/hr | +15.2% |
| 3 bedroom | $1,664 | $1,498–$1,830 | $66,560 | $32.00/hr | +16.5% |
| 4 bedroom | $1,706 | $1,535–$1,877 | $68,240 | $32.81/hr | +9.4% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,962 | $1,766–$2,158 |
| 6 bedroom Estimate | $2,218 | $1,996–$2,440 |
| 7 bedroom Estimate | $2,474 | $2,227–$2,721 |
| 8 bedroom Estimate | $2,730 | $2,457–$3,003 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Okanogan actually rent for?
Search any address in Okanogan for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Okanogan somewhere between $1,082 and $1,322. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,202 a month is affordable, by HUD's 30% rule, on an income of roughly $48,080 a year. Put another way, $23 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,082 | Voucher pays at 100%$1,202 | Voucher pays at 110%$1,322 |
|---|---|---|---|---|
| $2,500 | $750 | $332 | $452 | $572 |
| $4,000 | $1,200 | $0 | $2 | $122 |
Rate history
The two-bedroom rate went up 15% from FY 2026 ($1,043) to FY 2027 ($1,202). Since FY 2020 it's up 45% in total, about 5.4% a year. The Washington median moved up 7% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $541 | $677 | $831 | $1,148 | $1,439 | — |
| FY 2021 | $540 | $660 | $818 | $1,162 | $1,410 | -1.6% |
| FY 2022 | $597 | $718 | $899 | $1,277 | $1,539 | +9.9% |
| FY 2023 | $654 | $770 | $978 | $1,372 | $1,619 | +8.8% |
| FY 2024 | $712 | $828 | $1,051 | $1,453 | $1,702 | +7.5% |
| FY 2025 | $722 | $830 | $1,053 | $1,433 | $1,645 | +0.2% |
| FY 2026 | $732 | $828 | $1,043 | $1,428 | $1,559 | -0.9% |
| FY 2027In effect | $862 | $946 | $1,202 | $1,664 | $1,706 | +15.2% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Okanogan, that runs from $862 for a studio up to $1,706 for four bedrooms, all five rates in the table above.
Because Okanogan sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Brewster included.
Among Washington's 39 counties, Okanogan ranks 33rd for two-bedroom FMR. That's about 18% below the state median of $1,467 and about 13% above the national median county at $1,063. About 43,425 people live here, 26th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 98819 (Conconully) and $1,800 in 98827 (Loomis), with the 19 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 98812 | Brewster | $1,350 | +12.3% |
| 98814 | Carlton | $1,340 | +11.5% |
| 98819 | Conconully | $1,010 | -16.0% |
| 98827 | Loomis | $1,800 | +49.8% |
| 98829 | Malott | $1,230 | +2.3% |
| 98833 | Mazama | $1,320 | +9.8% |
| 98834 | Methow | $1,460 | +21.5% |
| 98840 | Okanogan | $1,290 | +7.3% |
| 98841 | Omak | $1,250 | +4.0% |
| 98844 | Oroville | $1,010 | -16.0% |
| 98846 | Pateros | $1,470 | +22.3% |
| 98849 | Riverside | $1,340 | +11.5% |
| 98855 | Tonasket | $1,140 | -5.2% |
| 98856 | Twisp | $1,230 | +2.3% |
| 98859 | Wauconda | $1,060 | -11.8% |
| 98862 | Winthrop | $1,320 | +9.8% |
| 99116 | Coulee Dam | $1,350 | +12.3% |
| 99124 | Elmer City | $1,120 | -6.8% |
| 99155 | Nespelem | $1,490 | +24.0% |
Nearby counties
Two-bedroom FMR, with how each compares to Okanogan.
Douglas County
54 mi · 44,366 people
$1,467
+22%
Ferry County
58 mi · 7,387 people
$1,058
-12%
Chelan County
61 mi · 80,172 people
$1,467
+22%
Grant County
77 mi · 101,799 people
$1,361
+13%
Stevens County
80 mi · 48,067 people
$1,121
-7%
Lincoln County
81 mi · 11,489 people
$1,091
-9%
Kittitas County
102 mi · 47,172 people
$1,655
+38%
Pend Oreille County
106 mi · 14,050 people
$1,298
+8%
Questions people ask
$1,202 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $862 for a studio, $946 for one bedroom, $1,664 for three and $1,706 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Okanogan actually go for?
HUD's number is one input. Search any address in Okanogan for a rent estimate built from nearby comps. Free to start, no card.
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