HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Okanogan County, Washington (FY 2026)
A two-bedroom in Okanogan County carries a FY 2026 Fair Market Rent of $1,043 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Okanogan keys off that figure.
2 bedroom FMR
$1,043
FY 2026, utilities included
Payment standard range
$939 to $1,147
90% to 110% of FMR
Income to afford 2BR
$41,720
per year, at 30% of income
Rank in Washington
37th of 39
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Okanogan moves to $1,202. That's up 15%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Okanogan actually rent for?
Search any address in Okanogan for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $732 | $659 to $805 | $29,280 | $14.08/hr | +1.4% |
| 1 bedroom | $828 | $745 to $911 | $33,120 | $15.92/hr | -0.2% |
| 2 bedroom | $1,043 | $939 to $1,147 | $41,720 | $20.06/hr | -0.9% |
| 3 bedroom | $1,428 | $1,285 to $1,571 | $57,120 | $27.46/hr | -0.3% |
| 4 bedroom | $1,559 | $1,403 to $1,715 | $62,360 | $29.98/hr | -5.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,793 | $1,614 to $1,972 |
| 6 bedroom Estimate | $2,027 | $1,824 to $2,230 |
| 7 bedroom Estimate | $2,261 | $2,035 to $2,487 |
| 8 bedroom Estimate | $2,494 | $2,245 to $2,743 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Okanogan, that runs from $732 for a studio up to $1,559 for four bedrooms, all five rates in the table above.
Because Okanogan sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Brewster included.
Among Washington's 39 counties, Okanogan ranks 37th for two-bedroom FMR. That's about 24% below the state median of $1,374 and about 2% above the national median county at $1,018. About 42,336 people live here, 26th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 98819 (Conconully) and $1,560 in 98827 (Loomis), with the 19 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 98812 | Brewster | $1,340 | +28.5% |
| 98814 | Carlton | $1,260 | +20.8% |
| 98819 | Conconully | $970 | -7.0% |
| 98827 | Loomis | $1,560 | +49.6% |
| 98829 | Malott | $1,060 | +1.6% |
| 98833 | Mazama | $1,140 | +9.3% |
| 98834 | Methow | $1,490 | +42.9% |
| 98840 | Okanogan | $1,060 | +1.6% |
| 98841 | Omak | $1,060 | +1.6% |
| 98844 | Oroville | $970 | -7.0% |
| 98846 | Pateros | $1,500 | +43.8% |
| 98849 | Riverside | $1,220 | +17.0% |
| 98855 | Tonasket | $990 | -5.1% |
| 98856 | Twisp | $1,060 | +1.6% |
| 98859 | Wauconda | $970 | -7.0% |
| 98862 | Winthrop | $1,280 | +22.7% |
| 99116 | Coulee Dam | $1,340 | +28.5% |
| 99124 | Elmer City | $990 | -5.1% |
| 99155 | Nespelem | $1,180 | +13.1% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Okanogan somewhere between $939 and $1,147. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,043 a month is affordable, by HUD's 30% rule, on an income of roughly $41,720 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($939) | HAP at 100% ($1,043) | HAP at 110% ($1,147) |
|---|---|---|---|---|
| $2,500 | $750 | $189 | $293 | $397 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 1% from FY 2025 ($1,053) to FY 2026 ($1,043). Since FY 2020 it's up 26% in total, about 3.9% a year. The Washington median moved up 4% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $541 | $677 | $831 | $1,148 | $1,439 | — |
| FY 2021 | $540 | $660 | $818 | $1,162 | $1,410 | -1.6% |
| FY 2022 | $597 | $718 | $899 | $1,277 | $1,539 | +9.9% |
| FY 2023 | $654 | $770 | $978 | $1,372 | $1,619 | +8.8% |
| FY 2024 | $712 | $828 | $1,051 | $1,453 | $1,702 | +7.5% |
| FY 2025 | $722 | $830 | $1,053 | $1,433 | $1,645 | +0.2% |
| FY 2026 | $732 | $828 | $1,043 | $1,428 | $1,559 | -0.9% |
| FY 2027 | $862 | $946 | $1,202 | $1,664 | $1,706 | +15.2% |
Nearby counties
Douglas County
$1,50054 mi · pop 43,189
Ferry County
$97358 mi · pop 7,260
Chelan County
$1,50061 mi · pop 79,076
Grant County
$1,23277 mi · pop 99,145
Stevens County
$1,13180 mi · pop 46,774
Lincoln County
$1,02181 mi · pop 11,036
Kittitas County
$1,454102 mi · pop 44,424
Pend Oreille County
$1,099106 mi · pop 13,570
Questions people ask
$1,043 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $732 for a studio, $828 for one bedroom, $1,428 for three and $1,559 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Okanogan actually go for?
HUD's number is one input. Search any address in Okanogan for a rent estimate built from nearby comps. 3 free searches, no card.
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