HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Garfield County, Washington (FY 2026)
A two-bedroom in Garfield County carries a FY 2026 Fair Market Rent of $1,047 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Garfield keys off that figure.
2 bedroom FMR
$1,047
FY 2026, utilities included
Payment standard range
$942 to $1,152
90% to 110% of FMR
Income to afford 2BR
$41,880
per year, at 30% of income
Rank in Washington
36th of 39
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Garfield moves to $1,143. That's up 9%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Garfield actually rent for?
Search any address in Garfield for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $735 | $662 to $809 | $29,400 | $14.13/hr | +4.9% |
| 1 bedroom | $798 | $718 to $878 | $31,920 | $15.35/hr | +4.5% |
| 2 bedroom | $1,047 | $942 to $1,152 | $41,880 | $20.13/hr | +4.5% |
| 3 bedroom | $1,456 | $1,310 to $1,602 | $58,240 | $28.00/hr | +3.7% |
| 4 bedroom | $1,756 | $1,580 to $1,932 | $70,240 | $33.77/hr | +5.3% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,019 | $1,817 to $2,221 |
| 6 bedroom Estimate | $2,283 | $2,055 to $2,511 |
| 7 bedroom Estimate | $2,546 | $2,291 to $2,801 |
| 8 bedroom Estimate | $2,810 | $2,529 to $3,091 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Garfield, that runs from $735 for a studio up to $1,756 for four bedrooms, all five rates in the table above.
Because Garfield sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Pomeroy included.
Among Washington's 39 counties, Garfield ranks 36th for two-bedroom FMR. That's about 24% below the state median of $1,374 and about 3% above the national median county at $1,018. About 2,310 people live here, 39th in the state.
Rates by ZIP code
HUD also publishes Small Area FMRs by ZIP code. For the one ZIP code it covers in Garfield, the two-bedroom rate is $1,090 across the board, so there's no ZIP-level story here.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 99347 | Pomeroy | $1,090 | +4.1% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Garfield somewhere between $942 and $1,152. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,047 a month is affordable, by HUD's 30% rule, on an income of roughly $41,880 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($942) | HAP at 100% ($1,047) | HAP at 110% ($1,152) |
|---|---|---|---|---|
| $2,500 | $750 | $192 | $297 | $402 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 4% from FY 2025 ($1,002) to FY 2026 ($1,047). Since FY 2020 it's up 43% in total, about 6.1% a year. The Washington median moved up 4% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $477 | $643 | $732 | $1,034 | $1,180 | — |
| FY 2021 | $484 | $644 | $734 | $1,025 | $1,240 | +0.3% |
| FY 2022 | $520 | $687 | $783 | $1,087 | $1,325 | +6.7% |
| FY 2023 | $596 | $753 | $892 | $1,268 | $1,487 | +13.9% |
| FY 2024 | $676 | $792 | $998 | $1,406 | $1,655 | +11.9% |
| FY 2025 | $701 | $764 | $1,002 | $1,404 | $1,667 | +0.4% |
| FY 2026 | $735 | $798 | $1,047 | $1,456 | $1,756 | +4.5% |
| FY 2027 | $796 | $874 | $1,143 | $1,583 | $1,910 | +9.2% |
Nearby counties
Columbia County
$1,05221 mi · pop 3,980
Asotin County
$1,22031 mi · pop 22,370
Whitman County
$1,16934 mi · pop 47,141
Walla Walla County
$1,55048 mi · pop 62,150
Adams County
$1,13353 mi · pop 20,557
Franklin County
$1,53865 mi · pop 96,692
Spokane County
$1,53182 mi · pop 538,711
Lincoln County
$1,02185 mi · pop 11,036
Questions people ask
$1,047 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $735 for a studio, $798 for one bedroom, $1,456 for three and $1,756 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Garfield actually go for?
HUD's number is one input. Search any address in Garfield for a rent estimate built from nearby comps. 3 free searches, no card.
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