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HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027

Fair Market Rent in Wharton County, Texas (FY 2027)

A two-bedroom in Wharton County carries a FY 2027 Fair Market Rent of $1,184 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Wharton keys off that figure.

Two-bedroom FMR

$1,184

+7.6% from FY 2026

Payment standard

$1,066–$1,302

90% to 110% of the FMR, two-bedroom

Income to afford

$47,360

a year, with rent at 30% of income

Rank in Texas

87th of 254

by two-bedroom FMR, highest first

FY 2027 Fair Market Rents

Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.

BedroomsFMRPayment standardIncome neededHourly wagevs FY 2026
Studio$824$742–$906$32,960$15.85/hr+8.7%
1 bedroom$915$824–$1,007$36,600$17.60/hr+9.2%
2 bedroom$1,184$1,066–$1,302$47,360$22.77/hr+7.6%
3 bedroom$1,584$1,426–$1,742$63,360$30.46/hr+5.6%
4 bedroom$1,590$1,431–$1,749$63,600$30.58/hr-7.5%
Five to eight bedrooms (PropMetrics estimates)

HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.

BedroomsEstimated FMRPayment standard
5 bedroom Estimate$1,829$1,646–$2,012
6 bedroom Estimate$2,067$1,860–$2,274
7 bedroom Estimate$2,306$2,075–$2,537
8 bedroom Estimate$2,544$2,290–$2,798

Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov

Market check

HUD's number is one input. What does a two-bedroom in Wharton actually rent for?

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What a voucher pays here

The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Wharton somewhere between $1,066 and $1,302. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.

$1,184 a month is affordable, by HUD's 30% rule, on an income of roughly $47,360 a year. Put another way, $23 an hour full time.

Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.

Monthly household incomeTenant pays (30%)Voucher pays at 90%$1,066Voucher pays at 100%$1,184Voucher pays at 110%$1,302
$2,500$750$316$434$552
$4,000$1,200$0$0$102
Run your own numbers in the Section 8 rent calculator

Rate history

The two-bedroom rate went up 8% from FY 2026 ($1,100) to FY 2027 ($1,184). Since FY 2020 it's up 65% in total, about 7.4% a year. The Texas median moved up 5% over the same year.

Fiscal yearStudio1 BR2 BR3 BR4 BR2BR change
FY 2020$612$614$717$933$1,259—
FY 2021$566$657$772$1,045$1,337+7.7%
FY 2022$598$676$808$1,141$1,383+4.7%
FY 2023$658$713$873$1,241$1,439+8.0%
FY 2024$677$803$999$1,408$1,558+14.4%
FY 2025$761$766$982$1,376$1,524-1.7%
FY 2026$758$838$1,100$1,500$1,718+12.0%
FY 2027In effect$824$915$1,184$1,584$1,590+7.6%

Get FY 2028 Wharton County rates the day HUD publishes them

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About this rate

Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Wharton, that runs from $824 for a studio up to $1,590 for four bedrooms, all five rates in the table above.

Because Wharton sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Boling included.

Among Texas's 254 counties, Wharton ranks 87th for two-bedroom FMR. That's about 7% above the state median of $1,105 and about 11% above the national median county at $1,063. About 41,794 people live here, 80th in the state.

Rates by ZIP code

Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,120 in 77420 (Boling) and $1,460 in 77455 (Louise), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.

ZIPCity2BR ratevs county
77420Boling$1,120-5.4%
77432Danevang$1,160-2.0%
77435East Bernard$1,300+9.8%
77436Egypt$1,180-0.3%
77437El Campo$1,150-2.9%
77443Glen Flora$1,220+3.0%
77448Hungerford$1,270+7.3%
77453Lane City$1,200+1.4%
77454Lissie$1,300+9.8%
77455Louise$1,460+23.3%
77467Pierce$1,150-2.9%
77488Wharton$1,220+3.0%

Nearby counties

Two-bedroom FMR, with how each compares to Wharton.

Questions people ask

$1,184 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $824 for a studio, $915 for one bedroom, $1,584 for three and $1,590 for four.

Tools for this county

What does a rental in Wharton actually go for?

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