HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Wharton County, Texas (FY 2027)
A two-bedroom in Wharton County carries a FY 2027 Fair Market Rent of $1,184 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Wharton keys off that figure.
Two-bedroom FMR
$1,184
+7.6% from FY 2026
Payment standard
$1,066–$1,302
90% to 110% of the FMR, two-bedroom
Income to afford
$47,360
a year, with rent at 30% of income
Rank in Texas
87th of 254
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $824 | $742–$906 | $32,960 | $15.85/hr | +8.7% |
| 1 bedroom | $915 | $824–$1,007 | $36,600 | $17.60/hr | +9.2% |
| 2 bedroom | $1,184 | $1,066–$1,302 | $47,360 | $22.77/hr | +7.6% |
| 3 bedroom | $1,584 | $1,426–$1,742 | $63,360 | $30.46/hr | +5.6% |
| 4 bedroom | $1,590 | $1,431–$1,749 | $63,600 | $30.58/hr | -7.5% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,829 | $1,646–$2,012 |
| 6 bedroom Estimate | $2,067 | $1,860–$2,274 |
| 7 bedroom Estimate | $2,306 | $2,075–$2,537 |
| 8 bedroom Estimate | $2,544 | $2,290–$2,798 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Wharton actually rent for?
Search any address in Wharton for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Wharton somewhere between $1,066 and $1,302. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,184 a month is affordable, by HUD's 30% rule, on an income of roughly $47,360 a year. Put another way, $23 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,066 | Voucher pays at 100%$1,184 | Voucher pays at 110%$1,302 |
|---|---|---|---|---|
| $2,500 | $750 | $316 | $434 | $552 |
| $4,000 | $1,200 | $0 | $0 | $102 |
Rate history
The two-bedroom rate went up 8% from FY 2026 ($1,100) to FY 2027 ($1,184). Since FY 2020 it's up 65% in total, about 7.4% a year. The Texas median moved up 5% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $612 | $614 | $717 | $933 | $1,259 | — |
| FY 2021 | $566 | $657 | $772 | $1,045 | $1,337 | +7.7% |
| FY 2022 | $598 | $676 | $808 | $1,141 | $1,383 | +4.7% |
| FY 2023 | $658 | $713 | $873 | $1,241 | $1,439 | +8.0% |
| FY 2024 | $677 | $803 | $999 | $1,408 | $1,558 | +14.4% |
| FY 2025 | $761 | $766 | $982 | $1,376 | $1,524 | -1.7% |
| FY 2026 | $758 | $838 | $1,100 | $1,500 | $1,718 | +12.0% |
| FY 2027In effect | $824 | $915 | $1,184 | $1,584 | $1,590 | +7.6% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Wharton, that runs from $824 for a studio up to $1,590 for four bedrooms, all five rates in the table above.
Because Wharton sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Boling included.
Among Texas's 254 counties, Wharton ranks 87th for two-bedroom FMR. That's about 7% above the state median of $1,105 and about 11% above the national median county at $1,063. About 41,794 people live here, 80th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,120 in 77420 (Boling) and $1,460 in 77455 (Louise), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 77420 | Boling | $1,120 | -5.4% |
| 77432 | Danevang | $1,160 | -2.0% |
| 77435 | East Bernard | $1,300 | +9.8% |
| 77436 | Egypt | $1,180 | -0.3% |
| 77437 | El Campo | $1,150 | -2.9% |
| 77443 | Glen Flora | $1,220 | +3.0% |
| 77448 | Hungerford | $1,270 | +7.3% |
| 77453 | Lane City | $1,200 | +1.4% |
| 77454 | Lissie | $1,300 | +9.8% |
| 77455 | Louise | $1,460 | +23.3% |
| 77467 | Pierce | $1,150 | -2.9% |
| 77488 | Wharton | $1,220 | +3.0% |
Nearby counties
Two-bedroom FMR, with how each compares to Wharton.
Matagorda County
29 mi · 36,329 people
$1,226
+4%
Colorado County
31 mi · 21,006 people
$1,211
+2%
Fort Bend County
32 mi · 893,767 people
$1,497
+26%
Jackson County
37 mi · 15,152 people
$1,142
-4%
Austin County
41 mi · 31,170 people
$1,069
-10%
Brazoria County
43 mi · 391,255 people
$1,319
+11%
Waller County
48 mi · 61,552 people
$1,497
+26%
Lavaca County
53 mi · 20,552 people
$1,086
-8%
Questions people ask
$1,184 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $824 for a studio, $915 for one bedroom, $1,584 for three and $1,590 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Wharton actually go for?
HUD's number is one input. Search any address in Wharton for a rent estimate built from nearby comps. Free to start, no card.
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