HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Matagorda County, Texas (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Matagorda County is $1,226 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,226
+4.5% from FY 2026
Payment standard
$1,103–$1,349
90% to 110% of the FMR, two-bedroom
Income to afford
$49,040
a year, with rent at 30% of income
Rank in Texas
69th of 254
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,021 | $919–$1,123 | $40,840 | $19.63/hr | +12.0% |
| 1 bedroom | $1,027 | $924–$1,130 | $41,080 | $19.75/hr | +7.0% |
| 2 bedroom | $1,226 | $1,103–$1,349 | $49,040 | $23.58/hr | +4.5% |
| 3 bedroom | $1,569 | $1,412–$1,726 | $62,760 | $30.17/hr | +4.7% |
| 4 bedroom | $1,968 | $1,771–$2,165 | $78,720 | $37.85/hr | +3.0% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,263 | $2,037–$2,489 |
| 6 bedroom Estimate | $2,558 | $2,302–$2,814 |
| 7 bedroom Estimate | $2,854 | $2,569–$3,139 |
| 8 bedroom Estimate | $3,149 | $2,834–$3,464 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Matagorda actually rent for?
Search any address in Matagorda for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Matagorda somewhere between $1,103 and $1,349. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,226 a month is affordable, by HUD's 30% rule, on an income of roughly $49,040 a year. Put another way, $24 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,103 | Voucher pays at 100%$1,226 | Voucher pays at 110%$1,349 |
|---|---|---|---|---|
| $2,500 | $750 | $353 | $476 | $599 |
| $4,000 | $1,200 | $0 | $26 | $149 |
Rate history
The two-bedroom rate went up 5% from FY 2026 ($1,173) to FY 2027 ($1,226). Since FY 2020 it's up 65% in total, about 7.4% a year. The Texas median moved up 5% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $605 | $609 | $742 | $933 | $1,298 | — |
| FY 2021 | $623 | $627 | $808 | $1,064 | $1,399 | +8.9% |
| FY 2022 | $670 | $675 | $888 | $1,229 | $1,520 | +9.9% |
| FY 2023 | $760 | $765 | $1,007 | $1,328 | $1,715 | +13.4% |
| FY 2024 | $868 | $874 | $1,148 | $1,484 | $1,948 | +14.0% |
| FY 2025 | $863 | $867 | $1,100 | $1,372 | $1,812 | -4.2% |
| FY 2026 | $912 | $960 | $1,173 | $1,498 | $1,911 | +6.6% |
| FY 2027In effect | $1,021 | $1,027 | $1,226 | $1,569 | $1,968 | +4.5% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Matagorda, that runs from $1,021 for a studio up to $1,968 for four bedrooms, all five rates in the table above.
Because Matagorda sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Bay City included.
Among Texas's 254 counties, Matagorda ranks 69th for two-bedroom FMR. That's about 11% above the state median of $1,105 and about 15% above the national median county at $1,063. About 36,329 people live here, 87th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,100 in 77428 (Collegeport) and $1,320 in 77458 (Midfield), with the 13 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 77404 | Bay City | $1,230 | +0.3% |
| 77414 | Bay City | $1,240 | +1.1% |
| 77415 | Cedar Lane | $1,240 | +1.1% |
| 77419 | Blessing | $1,130 | -7.8% |
| 77428 | Collegeport | $1,100 | -10.3% |
| 77440 | Elmaton | $1,150 | -6.2% |
| 77456 | Markham | $1,230 | +0.3% |
| 77457 | Matagorda | $1,240 | +1.1% |
| 77458 | Midfield | $1,320 | +7.7% |
| 77465 | Palacios | $1,100 | -10.3% |
| 77468 | Pledger | $1,230 | +0.3% |
| 77482 | Van Vleck | $1,140 | -7.0% |
| 77483 | Wadsworth | $1,240 | +1.1% |
Nearby counties
Two-bedroom FMR, with how each compares to Matagorda.
Wharton County
29 mi · 41,794 people
$1,184
-3%
Jackson County
30 mi · 15,152 people
$1,142
-7%
Calhoun County
41 mi · 19,868 people
$1,014
-17%
Brazoria County
42 mi · 391,255 people
$1,319
+8%
Fort Bend County
50 mi · 893,767 people
$1,497
+22%
Victoria County
57 mi · 91,413 people
$1,428
+16%
Colorado County
58 mi · 21,006 people
$1,211
-1%
Austin County
70 mi · 31,170 people
$1,069
-13%
Questions people ask
$1,226 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,021 for a studio, $1,027 for one bedroom, $1,569 for three and $1,968 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Matagorda actually go for?
HUD's number is one input. Search any address in Matagorda for a rent estimate built from nearby comps. Free to start, no card.
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