HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Jackson County, Texas (FY 2026)
$1,057 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Jackson County, and it's the baseline every voucher in Jackson is measured against.
2 bedroom FMR
$1,057
FY 2026, utilities included
Payment standard range
$951 to $1,163
90% to 110% of FMR
Income to afford 2BR
$42,280
per year, at 30% of income
Rank in Texas
124th of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Jackson moves to $1,142. That's up 8%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Jackson actually rent for?
Search any address in Jackson for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $822 | $740 to $904 | $32,880 | $15.81/hr | +5.8% |
| 1 bedroom | $940 | $846 to $1,034 | $37,600 | $18.08/hr | +5.1% |
| 2 bedroom | $1,057 | $951 to $1,163 | $42,280 | $20.33/hr | +6.8% |
| 3 bedroom | $1,267 | $1,140 to $1,394 | $50,680 | $24.37/hr | +5.1% |
| 4 bedroom | $1,555 | $1,400 to $1,711 | $62,200 | $29.90/hr | +5.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,788 | $1,609 to $1,967 |
| 6 bedroom Estimate | $2,022 | $1,820 to $2,224 |
| 7 bedroom Estimate | $2,255 | $2,030 to $2,481 |
| 8 bedroom Estimate | $2,488 | $2,239 to $2,737 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Jackson, that runs from $822 for a studio up to $1,555 for four bedrooms, all five rates in the table above.
Because Jackson sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Edna included.
Among Texas's 254 counties, Jackson ranks 124th for two-bedroom FMR. That's within a couple percent of the state median of $1,054 and about 4% above the national median county at $1,018. About 15,010 people live here, 139th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 77970 (La Ward) and $1,100 in 77957 (Edna), with the 7 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Jackson somewhere between $951 and $1,163. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,057 a month is affordable, by HUD's 30% rule, on an income of roughly $42,280 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($951) | HAP at 100% ($1,057) | HAP at 110% ($1,163) |
|---|---|---|---|---|
| $2,500 | $750 | $201 | $307 | $413 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 7% from FY 2025 ($990) to FY 2026 ($1,057). Since FY 2020 it's up 31% in total, about 4.6% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $598 | $635 | $806 | $1,163 | $1,212 | — |
| FY 2021 | $613 | $688 | $836 | $1,196 | $1,236 | +3.7% |
| FY 2022 | $635 | $753 | $858 | $1,219 | $1,253 | +2.6% |
| FY 2023 | $703 | $825 | $932 | $1,293 | $1,371 | +8.6% |
| FY 2024 | $807 | $923 | $1,036 | $1,340 | $1,540 | +11.2% |
| FY 2025 | $777 | $894 | $990 | $1,206 | $1,480 | -4.4% |
| FY 2026 | $822 | $940 | $1,057 | $1,267 | $1,555 | +6.8% |
| FY 2027 | $868 | $982 | $1,142 | $1,377 | $1,645 | +8.0% |
Nearby counties
Calhoun County
$97323 mi · pop 20,127
Victoria County
$1,44227 mi · pop 91,209
Matagorda County
$1,17330 mi · pop 36,251
Wharton County
$1,10037 mi · pop 41,614
Lavaca County
$1,05549 mi · pop 20,379
Colorado County
$1,14750 mi · pop 20,582
Refugio County
$97352 mi · pop 6,718
DeWitt County
$1,14153 mi · pop 19,826
Questions people ask
$1,057 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $822 for a studio, $940 for one bedroom, $1,267 for three and $1,555 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Jackson actually go for?
HUD's number is one input. Search any address in Jackson for a rent estimate built from nearby comps. 3 free searches, no card.
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