HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Union County, Pennsylvania (FY 2026)
$1,001 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Union County, and it's the baseline every voucher in Union is measured against.
2 bedroom FMR
$1,001
FY 2026, utilities included
Payment standard range
$901 to $1,101
90% to 110% of FMR
Income to afford 2BR
$40,040
per year, at 30% of income
Rank in Pennsylvania
45th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Union moves to $1,028. That's up 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Union actually rent for?
Search any address in Union for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $728 | $655 to $801 | $29,120 | $14.00/hr | +8.2% |
| 1 bedroom | $913 | $822 to $1,004 | $36,520 | $17.56/hr | +9.7% |
| 2 bedroom | $1,001 | $901 to $1,101 | $40,040 | $19.25/hr | +8.7% |
| 3 bedroom | $1,392 | $1,253 to $1,531 | $55,680 | $26.77/hr | +7.8% |
| 4 bedroom | $1,679 | $1,511 to $1,847 | $67,160 | $32.29/hr | +8.5% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,931 | $1,738 to $2,124 |
| 6 bedroom Estimate | $2,183 | $1,965 to $2,401 |
| 7 bedroom Estimate | $2,435 | $2,192 to $2,679 |
| 8 bedroom Estimate | $2,686 | $2,417 to $2,955 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Union, that runs from $728 for a studio up to $1,679 for four bedrooms, all five rates in the table above.
Because Union sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Allenwood included.
Among Pennsylvania's 67 counties, Union ranks 45th for two-bedroom FMR. That's about 12% below the state median of $1,138 and within a couple percent of the national median county at $1,018. About 42,908 people live here, 50th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 17829 (Hartleton) and $1,110 in 17855 (New Berlin), with the 13 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 17810 | Allenwood | $1,060 | +5.9% |
| 17829 | Hartleton | $970 | -3.1% |
| 17835 | Laurelton | $970 | -3.1% |
| 17837 | Lewisburg | $1,000 | -0.1% |
| 17844 | Mifflinburg | $1,030 | +2.9% |
| 17845 | Millmont | $970 | -3.1% |
| 17855 | New Berlin | $1,110 | +10.9% |
| 17856 | New Columbia | $1,060 | +5.9% |
| 17880 | Swengel | $1,090 | +8.9% |
| 17883 | Vicksburg | $1,001County rate | — |
| 17885 | Weikert | $1,010 | +0.9% |
| 17886 | West Milton | $1,040 | +3.9% |
| 17887 | White Deer | $1,060 | +5.9% |
| 17889 | Winfield | $970 | -3.1% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Union somewhere between $901 and $1,101. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,001 a month is affordable, by HUD's 30% rule, on an income of roughly $40,040 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($901) | HAP at 100% ($1,001) | HAP at 110% ($1,101) |
|---|---|---|---|---|
| $2,500 | $750 | $151 | $251 | $351 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 9% from FY 2025 ($921) to FY 2026 ($1,001). Since FY 2020 it's up 29% in total, about 4.3% a year. The Pennsylvania median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $580 | $659 | $778 | $1,024 | $1,054 | — |
| FY 2021 | $586 | $686 | $790 | $1,051 | $1,071 | +1.5% |
| FY 2022 | $613 | $731 | $833 | $1,125 | $1,298 | +5.4% |
| FY 2023 | $653 | $785 | $887 | $1,246 | $1,511 | +6.5% |
| FY 2024 | $646 | $788 | $885 | $1,247 | $1,502 | -0.2% |
| FY 2025 | $673 | $832 | $921 | $1,291 | $1,547 | +4.1% |
| FY 2026 | $728 | $913 | $1,001 | $1,392 | $1,679 | +8.7% |
| FY 2027 | $759 | $944 | $1,028 | $1,423 | $1,718 | +2.7% |
Nearby counties
Snyder County
$1,05912 mi · pop 39,797
Northumberland County
$97319 mi · pop 91,340
Montour County
$1,37221 mi · pop 18,165
Lycoming County
$1,19525 mi · pop 114,022
Clinton County
$99529 mi · pop 37,860
Juniata County
$97332 mi · pop 23,535
Columbia County
$1,14034 mi · pop 64,924
Centre County
$1,40639 mi · pop 158,665
Questions people ask
$1,001 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $728 for a studio, $913 for one bedroom, $1,392 for three and $1,679 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Union actually go for?
HUD's number is one input. Search any address in Union for a rent estimate built from nearby comps. 3 free searches, no card.
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