HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Bradford County, Pennsylvania (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Bradford County is $1,100 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,100
+3.2% from FY 2026
Payment standard
$990–$1,210
90% to 110% of the FMR, two-bedroom
Income to afford
$44,000
a year, with rent at 30% of income
Rank in Pennsylvania
36th of 67
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $843 | $759–$927 | $33,720 | $16.21/hr | +0.6% |
| 1 bedroom | $849 | $764–$934 | $33,960 | $16.33/hr | +0.6% |
| 2 bedroom | $1,100 | $990–$1,210 | $44,000 | $21.15/hr | +3.2% |
| 3 bedroom | $1,356 | $1,220–$1,492 | $54,240 | $26.08/hr | +1.1% |
| 4 bedroom | $1,531 | $1,378–$1,684 | $61,240 | $29.44/hr | +0.6% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,761 | $1,585–$1,937 |
| 6 bedroom Estimate | $1,990 | $1,791–$2,189 |
| 7 bedroom Estimate | $2,220 | $1,998–$2,442 |
| 8 bedroom Estimate | $2,450 | $2,205–$2,695 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Bradford actually rent for?
Search any address in Bradford for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Bradford somewhere between $990 and $1,210. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,100 a month is affordable, by HUD's 30% rule, on an income of roughly $44,000 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$990 | Voucher pays at 100%$1,100 | Voucher pays at 110%$1,210 |
|---|---|---|---|---|
| $2,500 | $750 | $240 | $350 | $460 |
| $4,000 | $1,200 | $0 | $0 | $10 |
Rate history
The two-bedroom rate went up 3% from FY 2026 ($1,066) to FY 2027 ($1,100). Since FY 2020 it's up 45% in total, about 5.4% a year. The Pennsylvania median held flat over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $581 | $584 | $761 | $1,060 | $1,128 | — |
| FY 2021 | $597 | $626 | $782 | $1,051 | $1,163 | +2.8% |
| FY 2022 | $650 | $661 | $797 | $1,050 | $1,209 | +1.9% |
| FY 2023 | $729 | $734 | $872 | $1,111 | $1,338 | +9.4% |
| FY 2024 | $738 | $743 | $882 | $1,140 | $1,340 | +1.1% |
| FY 2025 | $785 | $790 | $966 | $1,236 | $1,405 | +9.5% |
| FY 2026 | $838 | $844 | $1,066 | $1,341 | $1,522 | +10.4% |
| FY 2027In effect | $843 | $849 | $1,100 | $1,356 | $1,531 | +3.2% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Bradford, that runs from $843 for a studio up to $1,531 for four bedrooms, all five rates in the table above.
Because Bradford sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Alba included.
Among Pennsylvania's 67 counties, Bradford ranks 36th for two-bedroom FMR. That's about 3% below the state median of $1,136 and about 3% above the national median county at $1,063. About 59,858 people live here, 42nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 16947 (Troy) and $1,300 in 18837 (Rome), with the 24 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 16910 | Alba | $1,040 | -5.5% |
| 16914 | Columbia Cross Roads | $1,250 | +13.6% |
| 16925 | Gillett | $1,110 | +0.9% |
| 16926 | Granville Summit | $1,020 | -7.3% |
| 16945 | Sylvania | $1,100 | 0.0% |
| 16947 | Troy | $1,010 | -8.2% |
| 17724 | Canton | $1,080 | -1.8% |
| 17735 | Grover | $1,100 | 0.0% |
| 18810 | Athens | $1,070 | -2.7% |
| 18814 | Burlington | $1,100 | 0.0% |
| 18815 | Camptown | $1,100County rate | — |
| 18817 | East Smithfield | $1,040 | -5.5% |
| 18829 | Le Raysville | $1,280 | +16.4% |
| 18831 | Milan | $1,010 | -8.2% |
| 18832 | Monroeton | $1,100 | 0.0% |
| 18833 | New Albany | $1,140 | +3.6% |
| 18837 | Rome | $1,300 | +18.2% |
| 18840 | Sayre | $1,130 | +2.7% |
| 18845 | Stevensville | $1,100 | 0.0% |
| 18846 | Sugar Run | $1,140 | +3.6% |
| 18848 | Towanda | $1,120 | +1.8% |
| 18850 | Ulster | $1,160 | +5.5% |
| 18851 | Warren Center | $1,240 | +12.7% |
| 18853 | Wyalusing | $1,120 | +1.8% |
| 18854 | Wysox | $1,210 | +10.0% |
Nearby counties
Two-bedroom FMR, with how each compares to Bradford.
Sullivan County
23 mi · 5,888 people
$1,014
-8%
Wyoming County
34 mi · 25,967 people
$1,363
+24%
Tioga County
36 mi · 40,945 people
$1,045
-5%
Susquehanna County
40 mi · 38,219 people
$1,060
-4%
Lycoming County
43 mi · 113,489 people
$1,217
+11%
Lackawanna County
51 mi · 216,146 people
$1,363
+24%
Luzerne County
51 mi · 327,675 people
$1,363
+24%
Columbia County
54 mi · 65,362 people
$1,136
+3%
Questions people ask
$1,100 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $843 for a studio, $849 for one bedroom, $1,356 for three and $1,531 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Bradford actually go for?
HUD's number is one input. Search any address in Bradford for a rent estimate built from nearby comps. Free to start, no card.
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