HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Bradford County, Pennsylvania (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Bradford County is $1,066 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,066
FY 2026, utilities included
Payment standard range
$959 to $1,173
90% to 110% of FMR
Income to afford 2BR
$42,640
per year, at 30% of income
Rank in Pennsylvania
37th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Bradford moves to $1,100. That's up 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Bradford actually rent for?
Search any address in Bradford for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $838 | $754 to $922 | $33,520 | $16.12/hr | +6.8% |
| 1 bedroom | $844 | $760 to $928 | $33,760 | $16.23/hr | +6.8% |
| 2 bedroom | $1,066 | $959 to $1,173 | $42,640 | $20.50/hr | +10.4% |
| 3 bedroom | $1,341 | $1,207 to $1,475 | $53,640 | $25.79/hr | +8.5% |
| 4 bedroom | $1,522 | $1,370 to $1,674 | $60,880 | $29.27/hr | +8.3% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,750 | $1,575 to $1,925 |
| 6 bedroom Estimate | $1,979 | $1,781 to $2,177 |
| 7 bedroom Estimate | $2,207 | $1,986 to $2,428 |
| 8 bedroom Estimate | $2,435 | $2,192 to $2,679 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Bradford, that runs from $838 for a studio up to $1,522 for four bedrooms, all five rates in the table above.
Because Bradford sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Alba included.
Among Pennsylvania's 67 counties, Bradford ranks 37th for two-bedroom FMR. That's about 6% below the state median of $1,138 and about 5% above the national median county at $1,018. About 60,159 people live here, 41st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 16910 (Alba) and $1,300 in 18851 (Warren Center), with the 24 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 16910 | Alba | $970 | -9.0% |
| 16914 | Columbia Cross Roads | $1,130 | +6.0% |
| 16925 | Gillett | $1,060 | -0.6% |
| 16926 | Granville Summit | $1,050 | -1.5% |
| 16945 | Sylvania | $1,070 | +0.4% |
| 16947 | Troy | $970 | -9.0% |
| 17724 | Canton | $1,020 | -4.3% |
| 17735 | Grover | $1,070 | +0.4% |
| 18810 | Athens | $1,050 | -1.5% |
| 18814 | Burlington | $1,070 | +0.4% |
| 18815 | Camptown | $1,066County rate | — |
| 18817 | East Smithfield | $1,030 | -3.4% |
| 18829 | Le Raysville | $1,240 | +16.3% |
| 18831 | Milan | $990 | -7.1% |
| 18832 | Monroeton | $1,100 | +3.2% |
| 18833 | New Albany | $1,150 | +7.9% |
| 18837 | Rome | $1,240 | +16.3% |
| 18840 | Sayre | $1,070 | +0.4% |
| 18845 | Stevensville | $1,180 | +10.7% |
| 18846 | Sugar Run | $1,130 | +6.0% |
| 18848 | Towanda | $1,080 | +1.3% |
| 18850 | Ulster | $1,170 | +9.8% |
| 18851 | Warren Center | $1,300 | +22.0% |
| 18853 | Wyalusing | $1,110 | +4.1% |
| 18854 | Wysox | $1,210 | +13.5% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Bradford somewhere between $959 and $1,173. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,066 a month is affordable, by HUD's 30% rule, on an income of roughly $42,640 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($959) | HAP at 100% ($1,066) | HAP at 110% ($1,173) |
|---|---|---|---|---|
| $2,500 | $750 | $209 | $316 | $423 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 10% from FY 2025 ($966) to FY 2026 ($1,066). Since FY 2020 it's up 40% in total, about 5.8% a year. The Pennsylvania median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $581 | $584 | $761 | $1,060 | $1,128 | — |
| FY 2021 | $597 | $626 | $782 | $1,051 | $1,163 | +2.8% |
| FY 2022 | $650 | $661 | $797 | $1,050 | $1,209 | +1.9% |
| FY 2023 | $729 | $734 | $872 | $1,111 | $1,338 | +9.4% |
| FY 2024 | $738 | $743 | $882 | $1,140 | $1,340 | +1.1% |
| FY 2025 | $785 | $790 | $966 | $1,236 | $1,405 | +9.5% |
| FY 2026 | $838 | $844 | $1,066 | $1,341 | $1,522 | +10.4% |
| FY 2027 | $843 | $849 | $1,100 | $1,356 | $1,531 | +3.2% |
Nearby counties
Sullivan County
$97323 mi · pop 5,880
Wyoming County
$1,25234 mi · pop 26,219
Tioga County
$1,05136 mi · pop 41,186
Susquehanna County
$1,04540 mi · pop 38,540
Lycoming County
$1,19543 mi · pop 114,022
Lackawanna County
$1,25251 mi · pop 215,672
Luzerne County
$1,25251 mi · pop 325,396
Columbia County
$1,14054 mi · pop 64,924
Questions people ask
$1,066 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $838 for a studio, $844 for one bedroom, $1,341 for three and $1,522 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Bradford actually go for?
HUD's number is one input. Search any address in Bradford for a rent estimate built from nearby comps. 3 free searches, no card.
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