HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Susquehanna County, Pennsylvania (FY 2026)
A two-bedroom in Susquehanna County carries a FY 2026 Fair Market Rent of $1,045 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Susquehanna keys off that figure.
2 bedroom FMR
$1,045
FY 2026, utilities included
Payment standard range
$941 to $1,150
90% to 110% of FMR
Income to afford 2BR
$41,800
per year, at 30% of income
Rank in Pennsylvania
40th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Susquehanna moves to $1,060. That's up 1%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Susquehanna actually rent for?
Search any address in Susquehanna for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $760 | $684 to $836 | $30,400 | $14.62/hr | +6.0% |
| 1 bedroom | $805 | $725 to $886 | $32,200 | $15.48/hr | +7.6% |
| 2 bedroom | $1,045 | $941 to $1,150 | $41,800 | $20.10/hr | +6.6% |
| 3 bedroom | $1,342 | $1,208 to $1,476 | $53,680 | $25.81/hr | +9.2% |
| 4 bedroom | $1,409 | $1,268 to $1,550 | $56,360 | $27.10/hr | +7.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,620 | $1,458 to $1,782 |
| 6 bedroom Estimate | $1,832 | $1,649 to $2,015 |
| 7 bedroom Estimate | $2,043 | $1,839 to $2,247 |
| 8 bedroom Estimate | $2,254 | $2,029 to $2,479 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Susquehanna, that runs from $760 for a studio up to $1,409 for four bedrooms, all five rates in the table above.
Because Susquehanna sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Clifford included.
Among Pennsylvania's 67 counties, Susquehanna ranks 40th for two-bedroom FMR. That's about 8% below the state median of $1,138 and about 3% above the national median county at $1,018. About 38,540 people live here, 54th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 18822 (Hallstead) and $1,370 in 18826 (Kingsley), with the 24 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 18413 | Clifford | $1,060 | +1.4% |
| 18421 | Forest City | $1,020 | -2.4% |
| 18430 | Herrick Center | $990 | -5.3% |
| 18441 | Lenoxville | $1,070 | +2.4% |
| 18465 | Thompson | $1,180 | +12.9% |
| 18470 | Union Dale | $990 | -5.3% |
| 18801 | Montrose | $1,040 | -0.5% |
| 18812 | Brackney | $1,300 | +24.4% |
| 18813 | Brooklyn | $1,045County rate | — |
| 18816 | Dimock | $1,090 | +4.3% |
| 18818 | Friendsville | $1,300 | +24.4% |
| 18820 | Gibson | $1,120 | +7.2% |
| 18821 | Great Bend | $1,130 | +8.1% |
| 18822 | Hallstead | $970 | -7.2% |
| 18823 | Harford | $1,210 | +15.8% |
| 18824 | Hop Bottom | $970 | -7.2% |
| 18825 | Jackson | $1,070 | +2.4% |
| 18826 | Kingsley | $1,370 | +31.1% |
| 18827 | Lanesboro | $1,045County rate | — |
| 18828 | Lawton | $1,130 | +8.1% |
| 18830 | Little Meadows | $1,120 | +7.2% |
| 18834 | New Milford | $1,100 | +5.3% |
| 18842 | South Gibson | $1,090 | +4.3% |
| 18843 | South Montrose | $1,040 | -0.5% |
| 18844 | Springville | $1,130 | +8.1% |
| 18847 | Susquehanna | $1,020 | -2.4% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Susquehanna somewhere between $941 and $1,150. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,045 a month is affordable, by HUD's 30% rule, on an income of roughly $41,800 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($941) | HAP at 100% ($1,045) | HAP at 110% ($1,150) |
|---|---|---|---|---|
| $2,500 | $750 | $191 | $295 | $400 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 7% from FY 2025 ($980) to FY 2026 ($1,045). Since FY 2020 it's up 35% in total, about 5.1% a year. The Pennsylvania median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $504 | $596 | $774 | $1,014 | $1,145 | — |
| FY 2021 | $515 | $600 | $781 | $1,023 | $1,159 | +0.9% |
| FY 2022 | $565 | $615 | $803 | $1,051 | $1,148 | +2.8% |
| FY 2023 | $656 | $686 | $890 | $1,148 | $1,247 | +10.8% |
| FY 2024 | $668 | $703 | $916 | $1,173 | $1,246 | +2.9% |
| FY 2025 | $717 | $748 | $980 | $1,229 | $1,314 | +7.0% |
| FY 2026 | $760 | $805 | $1,045 | $1,342 | $1,409 | +6.6% |
| FY 2027 | $783 | $820 | $1,060 | $1,386 | $1,451 | +1.4% |
Nearby counties
Wyoming County
$1,25220 mi · pop 26,219
Lackawanna County
$1,25225 mi · pop 215,672
Wayne County
$1,13226 mi · pop 51,227
Bradford County
$1,06640 mi · pop 60,159
Luzerne County
$1,25245 mi · pop 325,396
Sullivan County
$97347 mi · pop 5,880
Pike County
$1,49651 mi · pop 58,996
Monroe County
$1,52956 mi · pop 168,128
Questions people ask
$1,045 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $760 for a studio, $805 for one bedroom, $1,342 for three and $1,409 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Susquehanna actually go for?
HUD's number is one input. Search any address in Susquehanna for a rent estimate built from nearby comps. 3 free searches, no card.
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