HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Monroe County, Pennsylvania (FY 2026)
$1,529 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Monroe County, and it's the baseline every voucher in Monroe is measured against.
2 bedroom FMR
$1,529
FY 2026, utilities included
Payment standard range
$1,376 to $1,682
90% to 110% of FMR
Income to afford 2BR
$61,160
per year, at 30% of income
Rank in Pennsylvania
10th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Monroe moves to $1,550. That's up 1%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Monroe actually rent for?
Search any address in Monroe for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,085 | $977 to $1,194 | $43,400 | $20.87/hr | -6.3% |
| 1 bedroom | $1,165 | $1,049 to $1,282 | $46,600 | $22.40/hr | -1.5% |
| 2 bedroom | $1,529 | $1,376 to $1,682 | $61,160 | $29.40/hr | -1.5% |
| 3 bedroom | $1,974 | $1,777 to $2,171 | $78,960 | $37.96/hr | -3.4% |
| 4 bedroom | $2,203 | $1,983 to $2,423 | $88,120 | $42.37/hr | -7.4% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,533 | $2,280 to $2,786 |
| 6 bedroom Estimate | $2,864 | $2,578 to $3,150 |
| 7 bedroom Estimate | $3,194 | $2,875 to $3,513 |
| 8 bedroom Estimate | $3,525 | $3,173 to $3,878 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Monroe, that runs from $1,085 for a studio up to $2,203 for four bedrooms, all five rates in the table above.
Because Monroe sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Kunkletown included.
Among Pennsylvania's 67 counties, Monroe ranks 10th for two-bedroom FMR. That's about 34% above the state median of $1,138 and about 50% above the national median county at $1,018. About 168,128 people live here, 20th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,400 in 18323 (Buck Hill Falls) and $1,970 in 18466 (Tobyhanna), with the 32 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 18058 | Kunkletown | $1,590 | +4.0% |
| 18301 | East Stroudsburg | $1,550 | +1.4% |
| 18320 | Analomink | $1,530 | +0.1% |
| 18321 | Bartonsville | $1,420 | -7.1% |
| 18322 | Brodheadsville | $1,620 | +6.0% |
| 18323 | Buck Hill Falls | $1,400 | -8.4% |
| 18325 | Canadensis | $1,510 | -1.2% |
| 18326 | Cresco | $1,500 | -1.9% |
| 18327 | Delaware Water Gap | $1,400 | -8.4% |
| 18330 | Effort | $1,790 | +17.1% |
| 18331 | Gilbert | $1,630 | +6.6% |
| 18332 | Henryville | $1,590 | +4.0% |
| 18333 | Kresgeville | $1,530 | +0.1% |
| 18334 | Long Pond | $1,670 | +9.2% |
| 18335 | Marshalls Creek | $1,680 | +9.9% |
| 18341 | Minisink Hills | $1,530 | +0.1% |
| 18342 | Mountainhome | $1,400 | -8.4% |
| 18344 | Mount Pocono | $1,400 | -8.4% |
| 18346 | Pocono Summit | $1,400 | -8.4% |
| 18347 | Pocono Lake | $1,400 | -8.4% |
| 18348 | Pocono Lake Preserve | $1,529County rate | — |
| 18349 | Pocono Manor | $1,860 | +21.6% |
| 18350 | Pocono Pines | $1,420 | -7.1% |
| 18352 | Reeders | $1,529County rate | — |
| 18353 | Saylorsburg | $1,530 | +0.1% |
| 18354 | Sciota | $1,520 | -0.6% |
| 18355 | Scotrun | $1,950 | +27.5% |
| 18356 | Shawnee On Delaware | $1,560 | +2.0% |
| 18357 | Skytop | $1,510 | -1.2% |
| 18360 | Stroudsburg | $1,470 | -3.9% |
| 18370 | Swiftwater | $1,400 | -8.4% |
| 18372 | Tannersville | $1,890 | +23.6% |
| 18466 | Tobyhanna | $1,970 | +28.8% |
| 18610 | Blakeslee | $1,400 | -8.4% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Monroe somewhere between $1,376 and $1,682. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,529 a month is affordable, by HUD's 30% rule, on an income of roughly $61,160 a year. Put another way, $29 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,376) | HAP at 100% ($1,529) | HAP at 110% ($1,682) |
|---|---|---|---|---|
| $2,500 | $750 | $626 | $779 | $932 |
| $4,000 | $1,200 | $176 | $329 | $482 |
Rate history
The two-bedroom rate went down 1% from FY 2025 ($1,552) to FY 2026 ($1,529). Since FY 2020 it's up 46% in total, about 6.5% a year. The Pennsylvania median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $723 | $829 | $1,050 | $1,451 | $1,671 | — |
| FY 2021 | $824 | $851 | $1,097 | $1,518 | $1,762 | +4.5% |
| FY 2022 | $871 | $876 | $1,153 | $1,605 | $1,874 | +5.1% |
| FY 2023 | $986 | $993 | $1,307 | $1,798 | $2,130 | +13.4% |
| FY 2024 | $1,111 | $1,119 | $1,470 | $1,988 | $2,376 | +12.5% |
| FY 2025 | $1,158 | $1,183 | $1,552 | $2,043 | $2,379 | +5.6% |
| FY 2026 | $1,085 | $1,165 | $1,529 | $1,974 | $2,203 | -1.5% |
| FY 2027 | $1,258 | $1,266 | $1,550 | $2,115 | $2,591 | +1.4% |
Nearby counties
Northampton County
$1,63422 mi · pop 314,299
Carbon County
$1,63425 mi · pop 65,018
Pike County
$1,49626 mi · pop 58,996
Lackawanna County
$1,25232 mi · pop 215,672
Lehigh County
$1,63433 mi · pop 374,110
Luzerne County
$1,25234 mi · pop 325,396
Wayne County
$1,13239 mi · pop 51,227
Wyoming County
$1,25247 mi · pop 26,219
Questions people ask
$1,529 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,085 for a studio, $1,165 for one bedroom, $1,974 for three and $2,203 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Monroe actually go for?
HUD's number is one input. Search any address in Monroe for a rent estimate built from nearby comps. 3 free searches, no card.
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