HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Monroe County, Pennsylvania (FY 2027)
$1,550 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Monroe County, and it's the baseline every voucher in Monroe is measured against.
Two-bedroom FMR
$1,550
+1.4% from FY 2026
Payment standard
$1,395–$1,705
90% to 110% of the FMR, two-bedroom
Income to afford
$62,000
a year, with rent at 30% of income
Rank in Pennsylvania
13th of 67
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,258 | $1,132–$1,384 | $50,320 | $24.19/hr | +15.9% |
| 1 bedroom | $1,266 | $1,139–$1,393 | $50,640 | $24.35/hr | +8.7% |
| 2 bedroom | $1,550 | $1,395–$1,705 | $62,000 | $29.81/hr | +1.4% |
| 3 bedroom | $2,115 | $1,904–$2,327 | $84,600 | $40.67/hr | +7.1% |
| 4 bedroom | $2,591 | $2,332–$2,850 | $103,640 | $49.83/hr | +17.6% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,980 | $2,682–$3,278 |
| 6 bedroom Estimate | $3,368 | $3,031–$3,705 |
| 7 bedroom Estimate | $3,757 | $3,381–$4,133 |
| 8 bedroom Estimate | $4,146 | $3,731–$4,561 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Monroe actually rent for?
Search any address in Monroe for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Monroe somewhere between $1,395 and $1,705. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,550 a month is affordable, by HUD's 30% rule, on an income of roughly $62,000 a year. Put another way, $30 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,395 | Voucher pays at 100%$1,550 | Voucher pays at 110%$1,705 |
|---|---|---|---|---|
| $2,500 | $750 | $645 | $800 | $955 |
| $4,000 | $1,200 | $195 | $350 | $505 |
Rate history
The two-bedroom rate went up 1% from FY 2026 ($1,529) to FY 2027 ($1,550). Since FY 2020 it's up 48% in total, about 5.7% a year. The Pennsylvania median held flat over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $723 | $829 | $1,050 | $1,451 | $1,671 | — |
| FY 2021 | $824 | $851 | $1,097 | $1,518 | $1,762 | +4.5% |
| FY 2022 | $871 | $876 | $1,153 | $1,605 | $1,874 | +5.1% |
| FY 2023 | $986 | $993 | $1,307 | $1,798 | $2,130 | +13.4% |
| FY 2024 | $1,111 | $1,119 | $1,470 | $1,988 | $2,376 | +12.5% |
| FY 2025 | $1,158 | $1,183 | $1,552 | $2,043 | $2,379 | +5.6% |
| FY 2026 | $1,085 | $1,165 | $1,529 | $1,974 | $2,203 | -1.5% |
| FY 2027In effect | $1,258 | $1,266 | $1,550 | $2,115 | $2,591 | +1.4% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Monroe, that runs from $1,258 for a studio up to $2,591 for four bedrooms, all five rates in the table above.
Because Monroe sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Kunkletown included.
Among Pennsylvania's 67 counties, Monroe ranks 13th for two-bedroom FMR. That's about 36% above the state median of $1,136 and about 46% above the national median county at $1,063. About 167,515 people live here, 20th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,380 in 18323 (Buck Hill Falls) and $2,110 in 18466 (Tobyhanna), with the 31 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 18058 | Kunkletown | $1,570 | +1.3% |
| 18301 | East Stroudsburg | $1,620 | +4.5% |
| 18320 | Analomink | $1,550 | 0.0% |
| 18321 | Bartonsville | $1,440 | -7.1% |
| 18322 | Brodheadsville | $1,730 | +11.6% |
| 18323 | Buck Hill Falls | $1,380 | -11.0% |
| 18325 | Canadensis | $1,510 | -2.6% |
| 18326 | Cresco | $1,380 | -11.0% |
| 18327 | Delaware Water Gap | $1,380 | -11.0% |
| 18330 | Effort | $1,740 | +12.3% |
| 18331 | Gilbert | $1,610 | +3.9% |
| 18332 | Henryville | $1,440 | -7.1% |
| 18333 | Kresgeville | $1,530 | -1.3% |
| 18334 | Long Pond | $1,510 | -2.6% |
| 18335 | Marshalls Creek | $1,590 | +2.6% |
| 18341 | Minisink Hills | $1,550County rate | — |
| 18342 | Mountainhome | $1,380 | -11.0% |
| 18344 | Mount Pocono | $1,380 | -11.0% |
| 18346 | Pocono Summit | $1,380 | -11.0% |
| 18347 | Pocono Lake | $1,380 | -11.0% |
| 18348 | Pocono Lake Preserve | $1,550County rate | — |
| 18349 | Pocono Manor | $1,810 | +16.8% |
| 18350 | Pocono Pines | $1,380 | -11.0% |
| 18352 | Reeders | $1,550County rate | — |
| 18353 | Saylorsburg | $1,500 | -3.2% |
| 18354 | Sciota | $1,520 | -1.9% |
| 18355 | Scotrun | $1,900 | +22.6% |
| 18356 | Shawnee On Delaware | $1,620 | +4.5% |
| 18357 | Skytop | $1,510 | -2.6% |
| 18360 | Stroudsburg | $1,540 | -0.6% |
| 18370 | Swiftwater | $1,390 | -10.3% |
| 18372 | Tannersville | $1,880 | +21.3% |
| 18466 | Tobyhanna | $2,110 | +36.1% |
| 18610 | Blakeslee | $1,510 | -2.6% |
Nearby counties
Two-bedroom FMR, with how each compares to Monroe.
Northampton County
22 mi · 318,580 people
$1,839
+19%
Carbon County
25 mi · 65,382 people
$1,839
+19%
Pike County
26 mi · 60,621 people
$1,521
-2%
Lackawanna County
32 mi · 216,146 people
$1,363
-12%
Lehigh County
33 mi · 378,792 people
$1,839
+19%
Luzerne County
34 mi · 327,675 people
$1,363
-12%
Wayne County
39 mi · 51,262 people
$1,184
-24%
Wyoming County
47 mi · 25,967 people
$1,363
-12%
Questions people ask
$1,550 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,258 for a studio, $1,266 for one bedroom, $2,115 for three and $2,591 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Monroe actually go for?
HUD's number is one input. Search any address in Monroe for a rent estimate built from nearby comps. Free to start, no card.
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