HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Wayne County, Pennsylvania (FY 2026)
A two-bedroom in Wayne County carries a FY 2026 Fair Market Rent of $1,132 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Wayne keys off that figure.
2 bedroom FMR
$1,132
FY 2026, utilities included
Payment standard range
$1,019 to $1,245
90% to 110% of FMR
Income to afford 2BR
$45,280
per year, at 30% of income
Rank in Pennsylvania
35th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Wayne moves to $1,184. That's up 5%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Wayne actually rent for?
Search any address in Wayne for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $824 | $742 to $906 | $32,960 | $15.85/hr | +3.5% |
| 1 bedroom | $927 | $834 to $1,020 | $37,080 | $17.83/hr | +3.6% |
| 2 bedroom | $1,132 | $1,019 to $1,245 | $45,280 | $21.77/hr | +3.9% |
| 3 bedroom | $1,417 | $1,275 to $1,559 | $56,680 | $27.25/hr | +8.0% |
| 4 bedroom | $1,899 | $1,709 to $2,089 | $75,960 | $36.52/hr | +3.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,184 | $1,966 to $2,402 |
| 6 bedroom Estimate | $2,469 | $2,222 to $2,716 |
| 7 bedroom Estimate | $2,754 | $2,479 to $3,029 |
| 8 bedroom Estimate | $3,038 | $2,734 to $3,342 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Wayne, that runs from $824 for a studio up to $1,899 for four bedrooms, all five rates in the table above.
Because Wayne sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Beach Lake included.
Among Pennsylvania's 67 counties, Wayne ranks 35th for two-bedroom FMR. That's within a couple percent of the state median of $1,138 and about 11% above the national median county at $1,018. About 51,227 people live here, 43rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $990 in 18417 (Equinunk) and $1,500 in 18405 (Beach Lake), with the 24 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 18405 | Beach Lake | $1,500 | +32.5% |
| 18415 | Damascus | $1,120 | -1.1% |
| 18417 | Equinunk | $990 | -12.5% |
| 18424 | Gouldsboro | $1,400 | +23.7% |
| 18427 | Hamlin | $1,130 | -0.2% |
| 18428 | Hawley | $1,500 | +32.5% |
| 18431 | Honesdale | $1,120 | -1.1% |
| 18436 | Lake Ariel | $1,330 | +17.5% |
| 18437 | Lake Como | $1,040 | -8.1% |
| 18438 | Lakeville | $1,340 | +18.4% |
| 18439 | Lakewood | $1,130 | -0.2% |
| 18443 | Milanville | $1,010 | -10.8% |
| 18445 | Newfoundland | $1,500 | +32.5% |
| 18449 | Orson | $1,132County rate | — |
| 18453 | Pleasant Mount | $1,390 | +22.8% |
| 18454 | Poyntelle | $1,150 | +1.6% |
| 18455 | Preston Park | $1,130 | -0.2% |
| 18456 | Prompton | $1,080 | -4.6% |
| 18459 | South Canaan | $1,132County rate | — |
| 18460 | South Sterling | $1,500 | +32.5% |
| 18461 | Starlight | $1,140 | +0.7% |
| 18462 | Starrucca | $1,100 | -2.8% |
| 18463 | Sterling | $1,200 | +6.0% |
| 18469 | Tyler Hill | $1,070 | -5.5% |
| 18472 | Waymart | $1,190 | +5.1% |
| 18473 | White Mills | $1,250 | +10.4% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Wayne somewhere between $1,019 and $1,245. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,132 a month is affordable, by HUD's 30% rule, on an income of roughly $45,280 a year. Put another way, $22 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,019) | HAP at 100% ($1,132) | HAP at 110% ($1,245) |
|---|---|---|---|---|
| $2,500 | $750 | $269 | $382 | $495 |
| $4,000 | $1,200 | $0 | $0 | $45 |
Rate history
The two-bedroom rate went up 4% from FY 2025 ($1,089) to FY 2026 ($1,132). Since FY 2020 it's up 29% in total, about 4.4% a year. The Pennsylvania median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $653 | $692 | $876 | $1,182 | $1,187 | — |
| FY 2021 | $661 | $718 | $892 | $1,179 | $1,210 | +1.8% |
| FY 2022 | $651 | $730 | $885 | $1,123 | $1,229 | -0.8% |
| FY 2023 | $698 | $822 | $979 | $1,192 | $1,373 | +10.6% |
| FY 2024 | $712 | $850 | $998 | $1,218 | $1,694 | +1.9% |
| FY 2025 | $796 | $895 | $1,089 | $1,312 | $1,829 | +9.1% |
| FY 2026 | $824 | $927 | $1,132 | $1,417 | $1,899 | +3.9% |
| FY 2027 | $874 | $1,008 | $1,184 | $1,509 | $1,979 | +4.6% |
Nearby counties
Lackawanna County
$1,25221 mi · pop 215,672
Pike County
$1,49625 mi · pop 58,996
Susquehanna County
$1,04526 mi · pop 38,540
Wyoming County
$1,25233 mi · pop 26,219
Monroe County
$1,52939 mi · pop 168,128
Luzerne County
$1,25245 mi · pop 325,396
Carbon County
$1,63456 mi · pop 65,018
Northampton County
$1,63461 mi · pop 314,299
Questions people ask
$1,132 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $824 for a studio, $927 for one bedroom, $1,417 for three and $1,899 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Wayne actually go for?
HUD's number is one input. Search any address in Wayne for a rent estimate built from nearby comps. 3 free searches, no card.
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