HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Steuben County, New York (FY 2026)
$1,081 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Steuben County, and it's the baseline every voucher in Steuben is measured against.
2 bedroom FMR
$1,081
FY 2026, utilities included
Payment standard range
$973 to $1,189
90% to 110% of FMR
Income to afford 2BR
$43,240
per year, at 30% of income
Rank in New York
53rd of 62
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Steuben moves to $1,058. That's down 2%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Steuben actually rent for?
Search any address in Steuben for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $865 | $779 to $952 | $34,600 | $16.63/hr | +4.3% |
| 1 bedroom | $871 | $784 to $958 | $34,840 | $16.75/hr | +4.4% |
| 2 bedroom | $1,081 | $973 to $1,189 | $43,240 | $20.79/hr | +6.7% |
| 3 bedroom | $1,410 | $1,269 to $1,551 | $56,400 | $27.12/hr | +7.8% |
| 4 bedroom | $1,800 | $1,620 to $1,980 | $72,000 | $34.62/hr | +5.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,070 | $1,863 to $2,277 |
| 6 bedroom Estimate | $2,340 | $2,106 to $2,574 |
| 7 bedroom Estimate | $2,610 | $2,349 to $2,871 |
| 8 bedroom Estimate | $2,880 | $2,592 to $3,168 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Steuben, that runs from $865 for a studio up to $1,800 for four bedrooms, all five rates in the table above.
Because Steuben sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Corning included.
Among New York's 62 counties, Steuben ranks 53rd for two-bedroom FMR. That's about 21% below the state median of $1,361 and about 6% above the national median county at $1,018. About 93,584 people live here, 30th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 14801 (Addison) and $1,620 in 14819 (Cameron), with the 28 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 14529 | Perkinsville | $1,130 | +4.5% |
| 14572 | Wayland | $1,290 | +19.3% |
| 14801 | Addison | $970 | -10.3% |
| 14807 | Arkport | $1,140 | +5.5% |
| 14808 | Atlanta | $1,070 | -1.0% |
| 14809 | Avoca | $990 | -8.4% |
| 14810 | Bath | $970 | -10.3% |
| 14815 | Bradford | $1,010 | -6.6% |
| 14819 | Cameron | $1,620 | +49.9% |
| 14820 | Cameron Mills | $1,100 | +1.8% |
| 14821 | Campbell | $1,200 | +11.0% |
| 14823 | Canisteo | $970 | -10.3% |
| 14826 | Cohocton | $1,040 | -3.8% |
| 14827 | Coopers Plains | $1,180 | +9.2% |
| 14830 | Corning | $1,250 | +15.6% |
| 14831 | Corning | $1,081County rate | — |
| 14839 | Greenwood | $970 | -10.3% |
| 14840 | Hammondsport | $970 | -10.3% |
| 14843 | Hornell | $970 | -10.3% |
| 14855 | Jasper | $970 | -10.3% |
| 14856 | Kanona | $1,080 | -0.1% |
| 14858 | Lindley | $1,300 | +20.3% |
| 14870 | Painted Post | $1,380 | +27.7% |
| 14873 | Prattsburgh | $1,260 | +16.6% |
| 14874 | Pulteney | $1,200 | +11.0% |
| 14877 | Rexville | $1,030 | -4.7% |
| 14879 | Savona | $1,050 | -2.9% |
| 14885 | Troupsburg | $1,110 | +2.7% |
| 14898 | Woodhull | $970 | -10.3% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Steuben somewhere between $973 and $1,189. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,081 a month is affordable, by HUD's 30% rule, on an income of roughly $43,240 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($973) | HAP at 100% ($1,081) | HAP at 110% ($1,189) |
|---|---|---|---|---|
| $2,500 | $750 | $223 | $331 | $439 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 7% from FY 2025 ($1,013) to FY 2026 ($1,081). Since FY 2020 it's up 42% in total, about 6.0% a year. The New York median moved up 5% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $632 | $641 | $760 | $1,020 | $1,179 | — |
| FY 2021 | $637 | $657 | $773 | $1,044 | $1,234 | +1.7% |
| FY 2022 | $623 | $651 | $769 | $1,020 | $1,231 | -0.5% |
| FY 2023 | $676 | $714 | $844 | $1,099 | $1,407 | +9.8% |
| FY 2024 | $743 | $759 | $905 | $1,167 | $1,497 | +7.2% |
| FY 2025 | $829 | $834 | $1,013 | $1,308 | $1,701 | +11.9% |
| FY 2026 | $865 | $871 | $1,081 | $1,410 | $1,800 | +6.7% |
| FY 2027 | $831 | $836 | $1,058 | $1,399 | $1,768 | -2.1% |
Nearby counties
Schuyler County
$1,14827 mi · pop 17,855
Yates County
$1,09728 mi · pop 24,713
Chemung County
$1,28332 mi · pop 83,584
Allegany County
$97435 mi · pop 47,222
Livingston County
$1,57338 mi · pop 61,980
Seneca County
$1,16942 mi · pop 33,651
Ontario County
$1,57343 mi · pop 112,288
Tompkins County
$1,75349 mi · pop 102,555
Questions people ask
$1,081 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $865 for a studio, $871 for one bedroom, $1,410 for three and $1,800 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Steuben actually go for?
HUD's number is one input. Search any address in Steuben for a rent estimate built from nearby comps. 3 free searches, no card.
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