HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Ontario County, New York (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Ontario County is $1,573 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,573
FY 2026, utilities included
Payment standard range
$1,416 to $1,730
90% to 110% of FMR
Income to afford 2BR
$62,920
per year, at 30% of income
Rank in New York
22nd of 62
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Ontario moves to $1,416. That's down 10%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Ontario actually rent for?
Search any address in Ontario for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,116 | $1,004 to $1,228 | $44,640 | $21.46/hr | +9.2% |
| 1 bedroom | $1,256 | $1,130 to $1,382 | $50,240 | $24.15/hr | +9.3% |
| 2 bedroom | $1,573 | $1,416 to $1,730 | $62,920 | $30.25/hr | +10.2% |
| 3 bedroom | $1,895 | $1,706 to $2,085 | $75,800 | $36.44/hr | +10.2% |
| 4 bedroom | $2,083 | $1,875 to $2,291 | $83,320 | $40.06/hr | +10.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,395 | $2,156 to $2,635 |
| 6 bedroom Estimate | $2,708 | $2,437 to $2,979 |
| 7 bedroom Estimate | $3,020 | $2,718 to $3,322 |
| 8 bedroom Estimate | $3,333 | $3,000 to $3,666 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Ontario, that runs from $1,116 for a studio up to $2,083 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Ontario in with 4 other counties in the Rochester metro, Monroe County, Wayne County, Livingston County among them, and every one of them gets $1,573 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among New York's 62 counties, Ontario ranks 22nd for two-bedroom FMR. That's about 16% above the state median of $1,361 and about 55% above the national median county at $1,018. About 112,288 people live here, 26th in the state.
Counties sharing the Rochester metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,290 in 14432 (Clifton Springs) and $2,000 in 14425 (Farmington), with the 20 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 14424 | Canandaigua | $1,610 | +2.4% |
| 14425 | Farmington | $2,000 | +27.1% |
| 14432 | Clifton Springs | $1,290 | -18.0% |
| 14443 | East Bloomfield | $1,573County rate | — |
| 14453 | Fishers | $1,550 | -1.5% |
| 14456 | Geneva | $1,370 | -12.9% |
| 14461 | Gorham | $1,550 | -1.5% |
| 14463 | Hall | $1,370 | -12.9% |
| 14469 | Bloomfield | $1,290 | -18.0% |
| 14471 | Honeoye | $1,630 | +3.6% |
| 14475 | Ionia | $1,430 | -9.1% |
| 14504 | Manchester | $1,600 | +1.7% |
| 14512 | Naples | $1,290 | -18.0% |
| 14518 | Oaks Corners | $1,550 | -1.5% |
| 14532 | Phelps | $1,290 | -18.0% |
| 14537 | Port Gibson | $1,290 | -18.0% |
| 14547 | Seneca Castle | $1,550 | -1.5% |
| 14548 | Shortsville | $1,360 | -13.5% |
| 14561 | Stanley | $1,460 | -7.2% |
| 14564 | Victor | $1,910 | +21.4% |
| 14585 | West Bloomfield | $1,290 | -18.0% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Ontario somewhere between $1,416 and $1,730. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,573 a month is affordable, by HUD's 30% rule, on an income of roughly $62,920 a year. Put another way, $30 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,416) | HAP at 100% ($1,573) | HAP at 110% ($1,730) |
|---|---|---|---|---|
| $2,500 | $750 | $666 | $823 | $980 |
| $4,000 | $1,200 | $216 | $373 | $530 |
Rate history
The two-bedroom rate went up 10% from FY 2025 ($1,427) to FY 2026 ($1,573). Since FY 2020 it's up 62% in total, about 8.4% a year. The New York median moved up 5% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $668 | $775 | $972 | $1,211 | $1,317 | — |
| FY 2021 | $698 | $805 | $1,006 | $1,251 | $1,364 | +3.5% |
| FY 2022 | $727 | $828 | $1,039 | $1,284 | $1,409 | +3.3% |
| FY 2023 | $839 | $950 | $1,186 | $1,443 | $1,593 | +14.1% |
| FY 2024 | $938 | $1,050 | $1,307 | $1,580 | $1,741 | +10.2% |
| FY 2025 | $1,022 | $1,149 | $1,427 | $1,720 | $1,892 | +9.2% |
| FY 2026 | $1,116 | $1,256 | $1,573 | $1,895 | $2,083 | +10.2% |
| FY 2027 | $1,005 | $1,131 | $1,416 | $1,706 | $1,875 | -10.0% |
Nearby counties
Wayne County
$1,57322 mi · pop 91,324
Yates County
$1,09722 mi · pop 24,713
Seneca County
$1,16925 mi · pop 33,651
Monroe County
$1,57327 mi · pop 756,406
Livingston County
$1,57328 mi · pop 61,980
Cayuga County
$1,12434 mi · pop 76,171
Schuyler County
$1,14841 mi · pop 17,855
Steuben County
$1,08143 mi · pop 93,584
Questions people ask
$1,573 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,116 for a studio, $1,256 for one bedroom, $1,895 for three and $2,083 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Ontario actually go for?
HUD's number is one input. Search any address in Ontario for a rent estimate built from nearby comps. 3 free searches, no card.
Free tier. No credit card.