HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Ontario County, New York (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Ontario County is $1,416 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,416
-10.0% from FY 2026
Payment standard
$1,274–$1,558
90% to 110% of the FMR, two-bedroom
Income to afford
$56,640
a year, with rent at 30% of income
Rank in New York
29th of 62
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,005 | $905–$1,106 | $40,200 | $19.33/hr | -9.9% |
| 1 bedroom | $1,131 | $1,018–$1,244 | $45,240 | $21.75/hr | -10.0% |
| 2 bedroom | $1,416 | $1,274–$1,558 | $56,640 | $27.23/hr | -10.0% |
| 3 bedroom | $1,706 | $1,535–$1,877 | $68,240 | $32.81/hr | -10.0% |
| 4 bedroom | $1,875 | $1,688–$2,063 | $75,000 | $36.06/hr | -10.0% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,156 | $1,940–$2,372 |
| 6 bedroom Estimate | $2,438 | $2,194–$2,682 |
| 7 bedroom Estimate | $2,719 | $2,447–$2,991 |
| 8 bedroom Estimate | $3,000 | $2,700–$3,300 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Ontario actually rent for?
Search any address in Ontario for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Ontario somewhere between $1,274 and $1,558. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,416 a month is affordable, by HUD's 30% rule, on an income of roughly $56,640 a year. Put another way, $27 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,274 | Voucher pays at 100%$1,416 | Voucher pays at 110%$1,558 |
|---|---|---|---|---|
| $2,500 | $750 | $524 | $666 | $808 |
| $4,000 | $1,200 | $74 | $216 | $358 |
Rate history
The two-bedroom rate went down 10% from FY 2026 ($1,573) to FY 2027 ($1,416). Since FY 2020 it's up 46% in total, about 5.5% a year. The New York median moved up 2% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $668 | $775 | $972 | $1,211 | $1,317 | — |
| FY 2021 | $698 | $805 | $1,006 | $1,251 | $1,364 | +3.5% |
| FY 2022 | $727 | $828 | $1,039 | $1,284 | $1,409 | +3.3% |
| FY 2023 | $839 | $950 | $1,186 | $1,443 | $1,593 | +14.1% |
| FY 2024 | $938 | $1,050 | $1,307 | $1,580 | $1,741 | +10.2% |
| FY 2025 | $1,022 | $1,149 | $1,427 | $1,720 | $1,892 | +9.2% |
| FY 2026 | $1,116 | $1,256 | $1,573 | $1,895 | $2,083 | +10.2% |
| FY 2027In effect | $1,005 | $1,131 | $1,416 | $1,706 | $1,875 | -10.0% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Ontario, that runs from $1,005 for a studio up to $1,875 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Ontario in with 4 other counties in the Rochester metro, Monroe County, Wayne County, Livingston County among them, and every one of them gets $1,416 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among New York's 62 counties, Ontario ranks 29th for two-bedroom FMR. That's about 2% above the state median of $1,385 and about 33% above the national median county at $1,063. About 112,625 people live here, 26th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,420 in 14432 (Clifton Springs) and $1,810 in 14425 (Farmington), with the 20 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 14424 | Canandaigua | $1,450 | +2.4% |
| 14425 | Farmington | $1,810 | +27.8% |
| 14432 | Clifton Springs | $1,420 | +0.3% |
| 14443 | East Bloomfield | $1,416County rate | — |
| 14453 | Fishers | $1,420 | +0.3% |
| 14456 | Geneva | $1,420 | +0.3% |
| 14461 | Gorham | $1,420 | +0.3% |
| 14463 | Hall | $1,420 | +0.3% |
| 14469 | Bloomfield | $1,420 | +0.3% |
| 14471 | Honeoye | $1,470 | +3.8% |
| 14475 | Ionia | $1,420 | +0.3% |
| 14504 | Manchester | $1,480 | +4.5% |
| 14512 | Naples | $1,420 | +0.3% |
| 14518 | Oaks Corners | $1,420 | +0.3% |
| 14532 | Phelps | $1,420 | +0.3% |
| 14537 | Port Gibson | $1,420 | +0.3% |
| 14547 | Seneca Castle | $1,420 | +0.3% |
| 14548 | Shortsville | $1,420 | +0.3% |
| 14561 | Stanley | $1,420 | +0.3% |
| 14564 | Victor | $1,720 | +21.5% |
| 14585 | West Bloomfield | $1,420 | +0.3% |
Counties sharing the Rochester metro rate
HUD sets one rate for the whole metro, so every county here carries the same $1,416 two-bedroom figure as Ontario.
Nearby counties
Two-bedroom FMR, with how each compares to Ontario.
Wayne County
22 mi · 90,929 people
$1,416
same rate
Yates County
22 mi · 24,526 people
$1,057
-25%
Seneca County
25 mi · 32,920 people
$1,145
-19%
Monroe County
27 mi · 753,753 people
$1,416
same rate
Livingston County
28 mi · 61,498 people
$1,416
same rate
Cayuga County
34 mi · 75,102 people
$1,074
-24%
Schuyler County
41 mi · 17,562 people
$1,180
-17%
Steuben County
43 mi · 92,588 people
$1,058
-25%
Questions people ask
$1,416 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,005 for a studio, $1,131 for one bedroom, $1,706 for three and $1,875 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Ontario actually go for?
HUD's number is one input. Search any address in Ontario for a rent estimate built from nearby comps. Free to start, no card.
Free tier. No credit card.