HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Schuyler County, New York (FY 2026)
A two-bedroom in Schuyler County carries a FY 2026 Fair Market Rent of $1,148 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Schuyler keys off that figure.
2 bedroom FMR
$1,148
FY 2026, utilities included
Payment standard range
$1,033 to $1,263
90% to 110% of FMR
Income to afford 2BR
$45,920
per year, at 30% of income
Rank in New York
46th of 62
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Schuyler moves to $1,180. That's up 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Schuyler actually rent for?
Search any address in Schuyler for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $792 | $713 to $871 | $31,680 | $15.23/hr | +9.2% |
| 1 bedroom | $875 | $788 to $963 | $35,000 | $16.83/hr | +8.6% |
| 2 bedroom | $1,148 | $1,033 to $1,263 | $45,920 | $22.08/hr | +8.6% |
| 3 bedroom | $1,508 | $1,357 to $1,659 | $60,320 | $29.00/hr | +8.3% |
| 4 bedroom | $1,520 | $1,368 to $1,672 | $60,800 | $29.23/hr | +4.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,748 | $1,573 to $1,923 |
| 6 bedroom Estimate | $1,976 | $1,778 to $2,174 |
| 7 bedroom Estimate | $2,204 | $1,984 to $2,424 |
| 8 bedroom Estimate | $2,432 | $2,189 to $2,675 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Schuyler, that runs from $792 for a studio up to $1,520 for four bedrooms, all five rates in the table above.
Because Schuyler sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Alpine included.
Among New York's 62 counties, Schuyler ranks 46th for two-bedroom FMR. That's about 16% below the state median of $1,361 and about 13% above the national median county at $1,018. About 17,855 people live here, 61st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,030 in 14865 (Montour Falls) and $1,710 in 14818 (Burdett), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 14805 | Alpine | $1,370 | +19.3% |
| 14812 | Beaver Dams | $1,240 | +8.0% |
| 14818 | Burdett | $1,710 | +49.0% |
| 14824 | Cayuta | $1,580 | +37.6% |
| 14841 | Hector | $1,610 | +40.2% |
| 14863 | Mecklenburg | $1,150 | +0.2% |
| 14865 | Montour Falls | $1,030 | -10.3% |
| 14869 | Odessa | $1,060 | -7.7% |
| 14876 | Reading Center | $1,150 | +0.2% |
| 14887 | Tyrone | $1,150 | +0.2% |
| 14891 | Watkins Glen | $1,080 | -5.9% |
| 14893 | Wayne | $1,030 | -10.3% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Schuyler somewhere between $1,033 and $1,263. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,148 a month is affordable, by HUD's 30% rule, on an income of roughly $45,920 a year. Put another way, $22 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,033) | HAP at 100% ($1,148) | HAP at 110% ($1,263) |
|---|---|---|---|---|
| $2,500 | $750 | $283 | $398 | $513 |
| $4,000 | $1,200 | $0 | $0 | $63 |
Rate history
The two-bedroom rate went up 9% from FY 2025 ($1,057) to FY 2026 ($1,148). Since FY 2020 it's up 56% in total, about 7.6% a year. The New York median moved up 5% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $579 | $620 | $738 | $1,049 | $1,246 | — |
| FY 2021 | $607 | $631 | $779 | $1,084 | $1,286 | +5.6% |
| FY 2022 | $612 | $626 | $792 | $1,089 | $1,223 | +1.7% |
| FY 2023 | $602 | $703 | $900 | $1,202 | $1,326 | +13.6% |
| FY 2024 | $637 | $740 | $940 | $1,271 | $1,314 | +4.4% |
| FY 2025 | $725 | $806 | $1,057 | $1,393 | $1,460 | +12.4% |
| FY 2026 | $792 | $875 | $1,148 | $1,508 | $1,520 | +8.6% |
| FY 2027 | $822 | $902 | $1,180 | $1,445 | $1,551 | +2.8% |
Nearby counties
Chemung County
$1,28318 mi · pop 83,584
Yates County
$1,09719 mi · pop 24,713
Tompkins County
$1,75322 mi · pop 102,555
Seneca County
$1,16925 mi · pop 33,651
Steuben County
$1,08127 mi · pop 93,584
Tioga County
$1,10331 mi · pop 48,344
Cayuga County
$1,12439 mi · pop 76,171
Ontario County
$1,57341 mi · pop 112,288
Questions people ask
$1,148 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $792 for a studio, $875 for one bedroom, $1,508 for three and $1,520 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Schuyler actually go for?
HUD's number is one input. Search any address in Schuyler for a rent estimate built from nearby comps. 3 free searches, no card.
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