How much will Section 8 pay for rent in Chemung County?

Up to the housing authority's payment standard, which it sets between 90% and 110% of FMR. For a two-bedroom that's $1,213 to $1,483. The voucher covers the gap between that standard and about 30% of the tenant's income, and it never pays more than the unit would rent for without a voucher.

Why does my ZIP code show a different Fair Market Rent than Chemung County?

HUD publishes a second set of numbers, Small Area FMRs, for individual ZIP codes. In Chemung those run from $1,160 to $1,510 for a two-bedroom. Housing authorities in metros HUD has designated for Small Area FMRs use the ZIP rate. The rest use the county rate. Your PHA can tell you which one applies.

When do the next Fair Market Rents for Chemung County come out?

HUD usually publishes the new fiscal year's rates in late August or September, and they take effect October 1. This page updates as soon as the new New York figures are loaded.

HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027

Fair Market Rent in Chemung County, New York (FY 2027)

HUD's FY 2027 Fair Market Rent for a two-bedroom in Chemung County is $1,348 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.

Two-bedroom FMR

$1,348

+5.1% from FY 2026

Payment standard

$1,213–$1,483

90% to 110% of the FMR, two-bedroom

Income to afford

$53,920

a year, with rent at 30% of income

Rank in New York

33rd of 62

by two-bedroom FMR, highest first

FY 2027 Fair Market Rents

Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.

Bedrooms	FMR	Payment standard	Income needed	Hourly wage	vs FY 2026
Studio	$1,020	$918–$1,122	$40,800	$19.62/hr	+7.5%
1 bedroom	$1,030	$927–$1,133	$41,200	$19.81/hr	+5.3%
2 bedroom	$1,348	$1,213–$1,483	$53,920	$25.92/hr	+5.1%
3 bedroom	$1,643	$1,479–$1,807	$65,720	$31.60/hr	+2.3%
4 bedroom	$1,793	$1,614–$1,972	$71,720	$34.48/hr	+4.7%

Five to eight bedrooms (PropMetrics estimates)

HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.

Bedrooms	Estimated FMR	Payment standard
5 bedroom Estimate	$2,062	$1,856–$2,268
6 bedroom Estimate	$2,331	$2,098–$2,564
7 bedroom Estimate	$2,600	$2,340–$2,860
8 bedroom Estimate	$2,869	$2,582–$3,156

Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov

Market check

HUD's number is one input. What does a two-bedroom in Chemung actually rent for?

Search any address in Chemung for a rent estimate built from nearby comps, with the HUD figure right next to it.

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What a voucher pays here

The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Chemung somewhere between $1,213 and $1,483. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.

$1,348 a month is affordable, by HUD's 30% rule, on an income of roughly $53,920 a year. Put another way, $26 an hour full time.

Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.

Monthly household income	Tenant pays (30%)	Voucher pays at 90%$1,213	Voucher pays at 100%$1,348	Voucher pays at 110%$1,483
$2,500	$750	$463	$598	$733
$4,000	$1,200	$13	$148	$283

Run your own numbers in the Section 8 rent calculator

Rate history

The two-bedroom rate went up 5% from FY 2026 ($1,283) to FY 2027 ($1,348). Since FY 2020 it's up 61% in total, about 7.0% a year. The New York median moved up 2% over the same year.

Fiscal year	Studio	1 BR	2 BR	3 BR	4 BR	2BR change
FY 2020	$647	$671	$839	$1,108	$1,146	—
FY 2021	$729	$733	$924	$1,220	$1,283	+10.1%
FY 2022	$738	$743	$944	$1,241	$1,339	+2.2%
FY 2023	$808	$810	$1,039	$1,333	$1,481	+10.1%
FY 2024	$905	$922	$1,208	$1,560	$1,697	+16.3%
FY 2025	$960	$978	$1,283	$1,628	$1,719	+6.2%
FY 2026	$949	$978	$1,283	$1,606	$1,713	0.0%
FY 2027In effect	$1,020	$1,030	$1,348	$1,643	$1,793	+5.1%

About this rate

Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Chemung, that runs from $1,020 for a studio up to $1,793 for four bedrooms, all five rates in the table above.

Chemung is its own HUD metro area (Elmira, NY), so the rate here is set from rents inside the county rather than a wider region.

Among New York's 62 counties, Chemung ranks 33rd for two-bedroom FMR. That's about 3% below the state median of $1,385 and about 27% above the national median county at $1,063. About 82,147 people live here, 32nd in the state.

Rates by ZIP code

Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,160 in 14825 (Chemung) and $1,510 in 14838 (Erin), with the 16 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.

ZIP	City	2BR rate	vs county
14814	Big Flats	$1,310	-2.8%
14816	Breesport	$1,500	+11.3%
14825	Chemung	$1,160	-13.9%
14838	Erin	$1,510	+12.0%
14845	Horseheads	$1,500	+11.3%
14861	Lowman	$1,420	+5.3%
14864	Millport	$1,380	+2.4%
14871	Pine City	$1,380	+2.4%
14872	Pine Valley	$1,160	-13.9%
14889	Van Etten	$1,400	+3.9%
14894	Wellsburg	$1,460	+8.3%
14901	Elmira	$1,160	-13.9%
14902	Elmira	$1,350	+0.1%
14903	Elmira	$1,250	-7.3%
14904	Elmira	$1,340	-0.6%
14905	Elmira	$1,410	+4.6%

Nearby counties

Two-bedroom FMR, with how each compares to Chemung.

Schuyler County

18 mi · 17,562 people

$1,180

-12%

Tioga County

23 mi · 47,864 people

$1,219

-10%

Tompkins County

29 mi · 104,537 people

$1,709

+27%

Steuben County

32 mi · 92,588 people

$1,058

-22%

Yates County

36 mi · 24,526 people

$1,057

-22%

Seneca County

42 mi · 32,920 people

$1,145

-15%

Broome County

46 mi · 197,378 people

$1,219

-10%

Cortland County

48 mi · 46,246 people

$1,171

-13%

Questions people ask

$1,348 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,020 for a studio, $1,030 for one bedroom, $1,643 for three and $1,793 for four.

Tools for this county

All New York counties All states

Fair Market Rent lookup

Any ZIP code's Small Area FMR by bedroom count

Section 8 rent calculator

Payment standard and tenant share for a specific rent

What is Fair Market Rent?

How HUD calculates FMR and what it means for landlords

Rent affordability calculator

The income a household needs for a given rent