HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Monroe County, New York (FY 2026)
A two-bedroom in Monroe County carries a FY 2026 Fair Market Rent of $1,573 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Monroe keys off that figure.
2 bedroom FMR
$1,573
FY 2026, utilities included
Payment standard range
$1,416 to $1,730
90% to 110% of FMR
Income to afford 2BR
$62,920
per year, at 30% of income
Rank in New York
21st of 62
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Monroe moves to $1,416. That's down 10%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Monroe actually rent for?
Search any address in Monroe for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,116 | $1,004 to $1,228 | $44,640 | $21.46/hr | +9.2% |
| 1 bedroom | $1,256 | $1,130 to $1,382 | $50,240 | $24.15/hr | +9.3% |
| 2 bedroom | $1,573 | $1,416 to $1,730 | $62,920 | $30.25/hr | +10.2% |
| 3 bedroom | $1,895 | $1,706 to $2,085 | $75,800 | $36.44/hr | +10.2% |
| 4 bedroom | $2,083 | $1,875 to $2,291 | $83,320 | $40.06/hr | +10.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,395 | $2,156 to $2,635 |
| 6 bedroom Estimate | $2,708 | $2,437 to $2,979 |
| 7 bedroom Estimate | $3,020 | $2,718 to $3,322 |
| 8 bedroom Estimate | $3,333 | $3,000 to $3,666 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Monroe, that runs from $1,116 for a studio up to $2,083 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Monroe in with 4 other counties in the Rochester metro, Ontario County, Wayne County, Livingston County among them, and every one of them gets $1,573 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among New York's 62 counties, Monroe ranks 21st for two-bedroom FMR. That's about 16% above the state median of $1,361 and about 55% above the national median county at $1,018. About 756,406 people live here, 9th in the state.
Counties sharing the Rochester metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,310 in 14605 (Rochester) and $2,360 in 14534 (Pittsford), with the 58 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 14410 | Adams Basin | $1,610 | +2.4% |
| 14420 | Brockport | $1,460 | -7.2% |
| 14428 | Churchville | $1,640 | +4.3% |
| 14430 | Clarkson | $1,610 | +2.4% |
| 14445 | East Rochester | $1,580 | +0.4% |
| 14450 | Fairport | $1,790 | +13.8% |
| 14464 | Hamlin | $1,330 | -15.4% |
| 14467 | Henrietta | $1,610 | +2.4% |
| 14468 | Hilton | $1,630 | +3.6% |
| 14472 | Honeoye Falls | $1,500 | -4.6% |
| 14506 | Mendon | $1,880 | +19.5% |
| 14511 | Mumford | $1,500 | -4.6% |
| 14514 | North Chili | $2,100 | +33.5% |
| 14515 | North Greece | $1,550 | -1.5% |
| 14526 | Penfield | $1,630 | +3.6% |
| 14534 | Pittsford | $2,360 | +50.0% |
| 14543 | Rush | $1,410 | -10.4% |
| 14546 | Scottsville | $1,780 | +13.2% |
| 14559 | Spencerport | $1,680 | +6.8% |
| 14580 | Webster | $1,980 | +25.9% |
| 14586 | West Henrietta | $2,200 | +39.9% |
| 14602 | Rochester | $1,610 | +2.4% |
| 14603 | Rochester | $1,610 | +2.4% |
| 14604 | Rochester | $1,870 | +18.9% |
| 14605 | Rochester | $1,310 | -16.7% |
| 14606 | Rochester | $1,430 | -9.1% |
| 14607 | Rochester | $1,780 | +13.2% |
| 14608 | Rochester | $1,430 | -9.1% |
| 14609 | Rochester | $1,480 | -5.9% |
| 14610 | Rochester | $1,650 | +4.9% |
| 14611 | Rochester | $1,500 | -4.6% |
| 14612 | Rochester | $1,510 | -4.0% |
| 14613 | Rochester | $1,330 | -15.4% |
| 14614 | Rochester | $2,360 | +50.0% |
| 14615 | Rochester | $1,510 | -4.0% |
| 14616 | Rochester | $1,570 | -0.2% |
| 14617 | Rochester | $1,620 | +3.0% |
| 14618 | Rochester | $1,880 | +19.5% |
| 14619 | Rochester | $1,690 | +7.4% |
| 14620 | Rochester | $1,740 | +10.6% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Monroe somewhere between $1,416 and $1,730. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,573 a month is affordable, by HUD's 30% rule, on an income of roughly $62,920 a year. Put another way, $30 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,416) | HAP at 100% ($1,573) | HAP at 110% ($1,730) |
|---|---|---|---|---|
| $2,500 | $750 | $666 | $823 | $980 |
| $4,000 | $1,200 | $216 | $373 | $530 |
Rate history
The two-bedroom rate went up 10% from FY 2025 ($1,427) to FY 2026 ($1,573). Since FY 2020 it's up 62% in total, about 8.4% a year. The New York median moved up 5% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $668 | $775 | $972 | $1,211 | $1,317 | — |
| FY 2021 | $698 | $805 | $1,006 | $1,251 | $1,364 | +3.5% |
| FY 2022 | $727 | $828 | $1,039 | $1,284 | $1,409 | +3.3% |
| FY 2023 | $839 | $950 | $1,186 | $1,443 | $1,593 | +14.1% |
| FY 2024 | $938 | $1,050 | $1,307 | $1,580 | $1,741 | +10.2% |
| FY 2025 | $1,022 | $1,149 | $1,427 | $1,720 | $1,892 | +9.2% |
| FY 2026 | $1,116 | $1,256 | $1,573 | $1,895 | $2,083 | +10.2% |
| FY 2027 | $1,005 | $1,131 | $1,416 | $1,706 | $1,875 | -10.0% |
Nearby counties
Ontario County
$1,57327 mi · pop 112,288
Orleans County
$1,57327 mi · pop 40,148
Genesee County
$1,16828 mi · pop 58,204
Livingston County
$1,57329 mi · pop 61,980
Wayne County
$1,57330 mi · pop 91,324
Wyoming County
$97344 mi · pop 40,338
Yates County
$1,09749 mi · pop 24,713
Seneca County
$1,16952 mi · pop 33,651
Questions people ask
$1,573 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,116 for a studio, $1,256 for one bedroom, $1,895 for three and $2,083 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Monroe actually go for?
HUD's number is one input. Search any address in Monroe for a rent estimate built from nearby comps. 3 free searches, no card.
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