HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Rabun County, Georgia (FY 2026)
$1,117 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Rabun County, and it's the baseline every voucher in Rabun is measured against.
2 bedroom FMR
$1,117
FY 2026, utilities included
Payment standard range
$1,005 to $1,229
90% to 110% of FMR
Income to afford 2BR
$44,680
per year, at 30% of income
Rank in Georgia
71st of 159
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Rabun moves to $1,127. That's up 1%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Rabun actually rent for?
Search any address in Rabun for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $770 | $693 to $847 | $30,800 | $14.81/hr | +1.0% |
| 1 bedroom | $851 | $766 to $936 | $34,040 | $16.37/hr | +11.0% |
| 2 bedroom | $1,117 | $1,005 to $1,229 | $44,680 | $21.48/hr | +11.0% |
| 3 bedroom | $1,553 | $1,398 to $1,708 | $62,120 | $29.87/hr | +10.1% |
| 4 bedroom | $1,687 | $1,518 to $1,856 | $67,480 | $32.44/hr | +10.7% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,940 | $1,746 to $2,134 |
| 6 bedroom Estimate | $2,193 | $1,974 to $2,412 |
| 7 bedroom Estimate | $2,446 | $2,201 to $2,691 |
| 8 bedroom Estimate | $2,699 | $2,429 to $2,969 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Rabun, that runs from $770 for a studio up to $1,687 for four bedrooms, all five rates in the table above.
Because Rabun sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Clayton included.
Among Georgia's 159 counties, Rabun ranks 71st for two-bedroom FMR. That's about 4% above the state median of $1,074 and about 10% above the national median county at $1,018. About 16,915 people live here, 102nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 30562 (Mountain City) and $1,610 in 30537 (Dillard), with the 8 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Rabun somewhere between $1,005 and $1,229. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,117 a month is affordable, by HUD's 30% rule, on an income of roughly $44,680 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,005) | HAP at 100% ($1,117) | HAP at 110% ($1,229) |
|---|---|---|---|---|
| $2,500 | $750 | $255 | $367 | $479 |
| $4,000 | $1,200 | $0 | $0 | $29 |
Rate history
The two-bedroom rate went up 11% from FY 2025 ($1,006) to FY 2026 ($1,117). Since FY 2020 it's up 61% in total, about 8.3% a year. The Georgia median moved up 9% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $523 | $527 | $694 | $883 | $1,090 | — |
| FY 2021 | $520 | $524 | $690 | $858 | $1,093 | -0.6% |
| FY 2022 | $562 | $565 | $744 | $920 | $1,204 | +7.8% |
| FY 2023 | $641 | $646 | $850 | $1,060 | $1,376 | +14.2% |
| FY 2024 | $739 | $744 | $978 | $1,300 | $1,528 | +15.1% |
| FY 2025 | $762 | $767 | $1,006 | $1,410 | $1,524 | +2.9% |
| FY 2026 | $770 | $851 | $1,117 | $1,553 | $1,687 | +11.0% |
| FY 2027 | $785 | $862 | $1,127 | $1,561 | $1,740 | +0.9% |
Nearby counties
Questions people ask
$1,117 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $770 for a studio, $851 for one bedroom, $1,553 for three and $1,687 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Rabun actually go for?
HUD's number is one input. Search any address in Rabun for a rent estimate built from nearby comps. 3 free searches, no card.
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