HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Union County, Georgia (FY 2026)
A two-bedroom in Union County carries a FY 2026 Fair Market Rent of $984 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Union keys off that figure.
2 bedroom FMR
$984
FY 2026, utilities included
Payment standard range
$886 to $1,082
90% to 110% of FMR
Income to afford 2BR
$39,360
per year, at 30% of income
Rank in Georgia
99th of 159
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Union moves to $1,042. That's up 6%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Union actually rent for?
Search any address in Union for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $745 | $671 to $820 | $29,800 | $14.33/hr | +8.8% |
| 1 bedroom | $750 | $675 to $825 | $30,000 | $14.42/hr | +8.7% |
| 2 bedroom | $984 | $886 to $1,082 | $39,360 | $18.92/hr | +8.7% |
| 3 bedroom | $1,360 | $1,224 to $1,496 | $54,400 | $26.15/hr | +9.6% |
| 4 bedroom | $1,651 | $1,486 to $1,816 | $66,040 | $31.75/hr | +8.6% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,899 | $1,709 to $2,089 |
| 6 bedroom Estimate | $2,146 | $1,931 to $2,361 |
| 7 bedroom Estimate | $2,394 | $2,155 to $2,633 |
| 8 bedroom Estimate | $2,642 | $2,378 to $2,906 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Union, that runs from $745 for a studio up to $1,651 for four bedrooms, all five rates in the table above.
Because Union sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Blairsville included.
Among Georgia's 159 counties, Union ranks 99th for two-bedroom FMR. That's about 8% below the state median of $1,074 and about 3% below the national median county at $1,018. About 24,880 people live here, 77th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $980 in 30514 (Blairsville) and $1,110 in 30572 (Suches), with the 3 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Union somewhere between $886 and $1,082. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$984 a month is affordable, by HUD's 30% rule, on an income of roughly $39,360 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($886) | HAP at 100% ($984) | HAP at 110% ($1,082) |
|---|---|---|---|---|
| $2,500 | $750 | $136 | $234 | $332 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 9% from FY 2025 ($905) to FY 2026 ($984). Since FY 2020 it's up 47% in total, about 6.6% a year. The Georgia median moved up 9% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $527 | $531 | $669 | $879 | $1,063 | — |
| FY 2021 | $507 | $510 | $648 | $909 | $1,091 | -3.1% |
| FY 2022 | $545 | $549 | $704 | $1,000 | $1,205 | +8.6% |
| FY 2023 | $602 | $606 | $772 | $1,097 | $1,315 | +9.7% |
| FY 2024 | $693 | $697 | $885 | $1,247 | $1,502 | +14.6% |
| FY 2025 | $685 | $690 | $905 | $1,241 | $1,520 | +2.3% |
| FY 2026 | $745 | $750 | $984 | $1,360 | $1,651 | +8.7% |
| FY 2027 | $791 | $797 | $1,042 | $1,403 | $1,742 | +5.9% |
Nearby counties
Questions people ask
$984 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $745 for a studio, $750 for one bedroom, $1,360 for three and $1,651 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Union actually go for?
HUD's number is one input. Search any address in Union for a rent estimate built from nearby comps. 3 free searches, no card.
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