HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Habersham County, Georgia (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Habersham County is $1,007 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,007
-1.1% from FY 2026
Payment standard
$906–$1,108
90% to 110% of the FMR, two-bedroom
Income to afford
$40,280
a year, with rent at 30% of income
Rank in Georgia
91st of 159
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $829 | $746–$912 | $33,160 | $15.94/hr | -2.5% |
| 1 bedroom | $865 | $779–$952 | $34,600 | $16.63/hr | +1.2% |
| 2 bedroom | $1,007 | $906–$1,108 | $40,280 | $19.37/hr | -1.1% |
| 3 bedroom | $1,318 | $1,186–$1,450 | $52,720 | $25.35/hr | -2.9% |
| 4 bedroom | $1,323 | $1,191–$1,455 | $52,920 | $25.44/hr | -2.9% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,521 | $1,369–$1,673 |
| 6 bedroom Estimate | $1,720 | $1,548–$1,892 |
| 7 bedroom Estimate | $1,918 | $1,726–$2,110 |
| 8 bedroom Estimate | $2,117 | $1,905–$2,329 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Habersham actually rent for?
Search any address in Habersham for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Habersham somewhere between $906 and $1,108. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,007 a month is affordable, by HUD's 30% rule, on an income of roughly $40,280 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$906 | Voucher pays at 100%$1,007 | Voucher pays at 110%$1,108 |
|---|---|---|---|---|
| $2,500 | $750 | $156 | $257 | $358 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 1% from FY 2026 ($1,018) to FY 2027 ($1,007). Since FY 2020 it's up 43% in total, about 5.3% a year. The Georgia median moved down 1% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $479 | $536 | $703 | $949 | $952 | — |
| FY 2021 | $452 | $529 | $685 | $925 | $929 | -2.6% |
| FY 2022 | $492 | $599 | $741 | $1,001 | $1,005 | +8.2% |
| FY 2023 | $516 | $652 | $772 | $1,049 | $1,053 | +4.2% |
| FY 2024 | $634 | $787 | $936 | $1,305 | $1,310 | +21.2% |
| FY 2025 | $779 | $783 | $919 | $1,288 | $1,326 | -1.8% |
| FY 2026 | $850 | $855 | $1,018 | $1,357 | $1,363 | +10.8% |
| FY 2027In effect | $829 | $865 | $1,007 | $1,318 | $1,323 | -1.1% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Habersham, that runs from $829 for a studio up to $1,323 for four bedrooms, all five rates in the table above.
Because Habersham sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Alto included.
Among Georgia's 159 counties, Habersham ranks 91st for two-bedroom FMR. That's about 5% below the state median of $1,058 and about 5% below the national median county at $1,063. About 47,793 people live here, 44th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,000 in 30563 (Mount Airy) and $1,370 in 30510 (Alto), with the 6 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
Nearby counties
Two-bedroom FMR, with how each compares to Habersham.
White County
13 mi · 28,810 people
$1,194
+19%
Stephens County
14 mi · 27,012 people
$1,002
same rate
Banks County
15 mi · 19,264 people
$1,002
same rate
Rabun County
21 mi · 17,312 people
$1,127
+12%
Hall County
25 mi · 212,705 people
$1,543
+53%
Franklin County
26 mi · 24,234 people
$1,032
+2%
Lumpkin County
26 mi · 34,505 people
$1,148
+14%
Jackson County
29 mi · 84,757 people
$1,205
+20%
Questions people ask
$1,007 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $829 for a studio, $865 for one bedroom, $1,318 for three and $1,323 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Habersham actually go for?
HUD's number is one input. Search any address in Habersham for a rent estimate built from nearby comps. Free to start, no card.
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