HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Hart County, Georgia (FY 2026)
A two-bedroom in Hart County carries a FY 2026 Fair Market Rent of $1,042 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Hart keys off that figure.
2 bedroom FMR
$1,042
FY 2026, utilities included
Payment standard range
$938 to $1,146
90% to 110% of FMR
Income to afford 2BR
$41,680
per year, at 30% of income
Rank in Georgia
82nd of 159
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Hart moves to $1,002. That's down 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Hart actually rent for?
Search any address in Hart for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $816 | $734 to $898 | $32,640 | $15.69/hr | +9.8% |
| 1 bedroom | $821 | $739 to $903 | $32,840 | $15.79/hr | +9.8% |
| 2 bedroom | $1,042 | $938 to $1,146 | $41,680 | $20.04/hr | +6.2% |
| 3 bedroom | $1,249 | $1,124 to $1,374 | $49,960 | $24.02/hr | +5.7% |
| 4 bedroom | $1,494 | $1,345 to $1,643 | $59,760 | $28.73/hr | +10.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,718 | $1,546 to $1,890 |
| 6 bedroom Estimate | $1,942 | $1,748 to $2,136 |
| 7 bedroom Estimate | $2,166 | $1,949 to $2,383 |
| 8 bedroom Estimate | $2,390 | $2,151 to $2,629 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Hart, that runs from $816 for a studio up to $1,494 for four bedrooms, all five rates in the table above.
Because Hart sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Bowersville included.
Among Georgia's 159 counties, Hart ranks 82nd for two-bedroom FMR. That's about 3% below the state median of $1,074 and about 2% above the national median county at $1,018. About 26,110 people live here, 72nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,020 in 30643 (Hartwell) and $1,060 in 30516 (Bowersville), with the 2 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Hart somewhere between $938 and $1,146. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,042 a month is affordable, by HUD's 30% rule, on an income of roughly $41,680 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($938) | HAP at 100% ($1,042) | HAP at 110% ($1,146) |
|---|---|---|---|---|
| $2,500 | $750 | $188 | $292 | $396 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 6% from FY 2025 ($981) to FY 2026 ($1,042). Since FY 2020 it's up 56% in total, about 7.7% a year. The Georgia median moved up 9% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $503 | $506 | $667 | $831 | $1,050 | — |
| FY 2021 | $526 | $530 | $698 | $868 | $1,075 | +4.6% |
| FY 2022 | $582 | $586 | $771 | $953 | $1,153 | +10.5% |
| FY 2023 | $661 | $665 | $876 | $1,066 | $1,264 | +13.6% |
| FY 2024 | $751 | $756 | $993 | $1,201 | $1,382 | +13.4% |
| FY 2025 | $743 | $748 | $981 | $1,182 | $1,358 | -1.2% |
| FY 2026 | $816 | $821 | $1,042 | $1,249 | $1,494 | +6.2% |
| FY 2027 | $825 | $829 | $1,002 | $1,194 | $1,446 | -3.8% |
Nearby counties
Franklin County
$1,01710 mi · pop 23,480
Elbert County
$1,07415 mi · pop 19,570
Stephens County
$1,00620 mi · pop 26,732
Madison County
$1,33124 mi · pop 30,378
Banks County
$97330 mi · pop 18,381
Habersham County
$1,01833 mi · pop 46,326
Clarke County
$1,33137 mi · pop 128,864
Jackson County
$1,15337 mi · pop 77,033
Questions people ask
$1,042 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $816 for a studio, $821 for one bedroom, $1,249 for three and $1,494 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Hart actually go for?
HUD's number is one input. Search any address in Hart for a rent estimate built from nearby comps. 3 free searches, no card.
Free tier. No credit card.