HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Yuma County, Arizona (FY 2026)
A two-bedroom in Yuma County carries a FY 2026 Fair Market Rent of $1,382 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Yuma keys off that figure.
2 bedroom FMR
$1,382
FY 2026, utilities included
Payment standard range
$1,244 to $1,520
90% to 110% of FMR
Income to afford 2BR
$55,280
per year, at 30% of income
Rank in Arizona
7th of 15
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Yuma moves to $1,244. That's down 10%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Yuma actually rent for?
Search any address in Yuma for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,046 | $941 to $1,151 | $41,840 | $20.12/hr | +0.3% |
| 1 bedroom | $1,053 | $948 to $1,158 | $42,120 | $20.25/hr | +0.3% |
| 2 bedroom | $1,382 | $1,244 to $1,520 | $55,280 | $26.58/hr | +0.4% |
| 3 bedroom | $1,892 | $1,703 to $2,081 | $75,680 | $36.38/hr | +0.8% |
| 4 bedroom | $2,318 | $2,086 to $2,550 | $92,720 | $44.58/hr | +0.3% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,666 | $2,399 to $2,933 |
| 6 bedroom Estimate | $3,013 | $2,712 to $3,314 |
| 7 bedroom Estimate | $3,361 | $3,025 to $3,697 |
| 8 bedroom Estimate | $3,709 | $3,338 to $4,080 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Yuma, that runs from $1,046 for a studio up to $2,318 for four bedrooms, all five rates in the table above.
Yuma is its own HUD metro area (Yuma, AZ), so the rate here is set from rents inside the county rather than a wider region.
Among Arizona's 15 counties, Yuma ranks 7th for two-bedroom FMR. That's within a couple percent of the state median of $1,365 and about 36% above the national median county at $1,018. About 204,374 people live here, 6th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,240 in 85336 (Gadsden) and $1,670 in 85365 (Yuma), with the 11 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Yuma somewhere between $1,244 and $1,520. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,382 a month is affordable, by HUD's 30% rule, on an income of roughly $55,280 a year. Put another way, $27 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,244) | HAP at 100% ($1,382) | HAP at 110% ($1,520) |
|---|---|---|---|---|
| $2,500 | $750 | $494 | $632 | $770 |
| $4,000 | $1,200 | $44 | $182 | $320 |
Rate history
The two-bedroom rate went up 0% from FY 2025 ($1,377) to FY 2026 ($1,382). Since FY 2020 it's up 69% in total, about 9.2% a year. The Arizona median moved down 1% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $572 | $621 | $816 | $1,177 | $1,433 | — |
| FY 2021 | $665 | $705 | $927 | $1,321 | $1,605 | +13.6% |
| FY 2022 | $725 | $736 | $968 | $1,375 | $1,657 | +4.4% |
| FY 2023 | $810 | $815 | $1,073 | $1,514 | $1,828 | +10.8% |
| FY 2024 | $956 | $962 | $1,264 | $1,752 | $2,145 | +17.8% |
| FY 2025 | $1,043 | $1,050 | $1,377 | $1,877 | $2,312 | +8.9% |
| FY 2026 | $1,046 | $1,053 | $1,382 | $1,892 | $2,318 | +0.4% |
| FY 2027 | $942 | $948 | $1,244 | $1,703 | $2,087 | -10.0% |
Nearby counties
La Paz County
$1,15379 mi · pop 16,681
Maricopa County
$1,839146 mi · pop 4,430,871
Pinal County
$1,839171 mi · pop 433,338
Mohave County
$1,365177 mi · pop 214,229
Yavapai County
$1,637178 mi · pop 237,830
Pima County
$1,402197 mi · pop 1,042,393
Gila County
$1,479210 mi · pop 53,419
Santa Cruz County
$1,129218 mi · pop 47,838
Questions people ask
$1,382 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,046 for a studio, $1,053 for one bedroom, $1,892 for three and $2,318 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Yuma actually go for?
HUD's number is one input. Search any address in Yuma for a rent estimate built from nearby comps. 3 free searches, no card.
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