HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Pinal County, Arizona (FY 2027)
A two-bedroom in Pinal County carries a FY 2027 Fair Market Rent of $1,734 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Pinal keys off that figure.
Two-bedroom FMR
$1,734
-5.7% from FY 2026
Payment standard
$1,561–$1,907
90% to 110% of the FMR, two-bedroom
Income to afford
$69,360
a year, with rent at 30% of income
Rank in Arizona
2nd of 15
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,390 | $1,251–$1,529 | $55,600 | $26.73/hr | -4.6% |
| 1 bedroom | $1,493 | $1,344–$1,642 | $59,720 | $28.71/hr | -5.7% |
| 2 bedroom | $1,734 | $1,561–$1,907 | $69,360 | $33.35/hr | -5.7% |
| 3 bedroom | $2,287 | $2,058–$2,516 | $91,480 | $43.98/hr | -6.7% |
| 4 bedroom | $2,537 | $2,283–$2,791 | $101,480 | $48.79/hr | -6.7% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,918 | $2,626–$3,210 |
| 6 bedroom Estimate | $3,298 | $2,968–$3,628 |
| 7 bedroom Estimate | $3,679 | $3,311–$4,047 |
| 8 bedroom Estimate | $4,059 | $3,653–$4,465 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Pinal actually rent for?
Search any address in Pinal for a rent estimate built from nearby comps, with the HUD figure right next to it.
No card needed
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Pinal somewhere between $1,561 and $1,907. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,734 a month is affordable, by HUD's 30% rule, on an income of roughly $69,360 a year. Put another way, $33 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,561 | Voucher pays at 100%$1,734 | Voucher pays at 110%$1,907 |
|---|---|---|---|---|
| $2,500 | $750 | $811 | $984 | $1,157 |
| $4,000 | $1,200 | $361 | $534 | $707 |
Rate history
The two-bedroom rate went down 6% from FY 2026 ($1,839) to FY 2027 ($1,734). Since FY 2020 it's up 48% in total, about 5.7% a year. The Arizona median moved down 9% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $847 | $958 | $1,173 | $1,676 | $1,916 | — |
| FY 2021 | $933 | $1,032 | $1,251 | $1,765 | $2,010 | +6.6% |
| FY 2022 | $1,005 | $1,091 | $1,311 | $1,825 | $2,078 | +4.8% |
| FY 2023 | $1,344 | $1,467 | $1,740 | $2,386 | $2,716 | +32.7% |
| FY 2024 | $1,460 | $1,599 | $1,877 | $2,541 | $2,890 | +7.9% |
| FY 2025 | $1,530 | $1,679 | $1,950 | $2,624 | $2,934 | +3.9% |
| FY 2026 | $1,457 | $1,583 | $1,839 | $2,452 | $2,720 | -5.7% |
| FY 2027In effect | $1,390 | $1,493 | $1,734 | $2,287 | $2,537 | -5.7% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Pinal, that runs from $1,390 for a studio up to $2,537 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Pinal in with one other county in the Phoenix-Mesa-Chandler metro, Maricopa County among them, and every one of them gets $1,734 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Arizona's 15 counties, Pinal ranks 2nd for two-bedroom FMR. That's about 39% above the state median of $1,244 and about 63% above the national median county at $1,063. About 469,006 people live here, 3rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,380 in 85120 (Apache Junction) and $2,100 in 85138 (Maricopa), with the 30 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 85117 | Apache Junction | $1,660 | -4.3% |
| 85118 | Gold Canyon | $1,430 | -17.5% |
| 85119 | Apache Junction | $1,390 | -19.8% |
| 85120 | Apache Junction | $1,380 | -20.4% |
| 85121 | Bapchule | $2,070 | +19.4% |
| 85122 | Casa Grande | $1,440 | -17.0% |
| 85123 | Arizona City | $1,380 | -20.4% |
| 85128 | Coolidge | $1,380 | -20.4% |
| 85130 | Casa Grande | $1,660 | -4.3% |
| 85131 | Eloy | $1,380 | -20.4% |
| 85132 | Florence | $1,560 | -10.0% |
| 85137 | Kearny | $1,420 | -18.1% |
| 85138 | Maricopa | $2,100 | +21.1% |
| 85139 | Maricopa | $1,710 | -1.4% |
| 85140 | San Tan Valley | $2,100 | +21.1% |
| 85141 | Picacho | $1,380 | -20.4% |
| 85143 | San Tan Valley | $2,030 | +17.1% |
| 85144 | San Tan Valley | $1,660 | -4.3% |
| 85145 | Red Rock | $1,650 | -4.8% |
| 85147 | Sacaton | $1,820 | +5.0% |
| 85172 | Stanfield | $1,640 | -5.4% |
| 85173 | Superior | $1,380 | -20.4% |
| 85178 | Apache Junction | $1,660 | -4.3% |
| 85191 | Valley Farms | $1,380 | -20.4% |
| 85193 | Casa Grande | $1,380 | -20.4% |
| 85194 | Casa Grande | $1,480 | -14.6% |
| 85618 | Mammoth | $1,380 | -20.4% |
| 85623 | Oracle | $2,100 | +21.1% |
| 85631 | San Manuel | $1,380 | -20.4% |
| 85658 | Marana | $2,100 | +21.1% |
Counties sharing the Phoenix-Mesa-Chandler metro rate
HUD sets one rate for the whole metro, so every county here carries the same $1,734 two-bedroom figure as Pinal.
Nearby counties
Two-bedroom FMR, with how each compares to Pinal.
Maricopa County
50 mi · 4,559,748 people
$1,734
same rate
Gila County
54 mi · 53,795 people
$1,380
-20%
Pima County
60 mi · 1,060,490 people
$1,405
-19%
Graham County
95 mi · 39,232 people
$1,159
-33%
Santa Cruz County
103 mi · 48,926 people
$1,041
-40%
Cochise County
124 mi · 125,566 people
$1,153
-34%
Yavapai County
125 mi · 245,480 people
$1,550
-11%
Greenlee County
130 mi · 9,409 people
$1,043
-40%
Questions people ask
$1,734 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,390 for a studio, $1,493 for one bedroom, $2,287 for three and $2,537 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Pinal actually go for?
HUD's number is one input. Search any address in Pinal for a rent estimate built from nearby comps. Free to start, no card.
Free tier. No credit card.