HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Maricopa County, Arizona (FY 2026)
$1,839 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Maricopa County, and it's the baseline every voucher in Maricopa is measured against.
2 bedroom FMR
$1,839
FY 2026, utilities included
Payment standard range
$1,655 to $2,023
90% to 110% of FMR
Income to afford 2BR
$73,560
per year, at 30% of income
Rank in Arizona
2nd of 15
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Maricopa moves to $1,734. That's down 6%. The full FY 2027 table is in the history section below.
Market check
Two-bedrooms in Phoenix are asking $1,650. HUD says $1,839.
That's 10% below the county FMR. Median asking rent across 22 Phoenix ZIP codes with active 2BR listings. FMR includes utilities and asking rents usually don't, so the true gap is a little smaller.
Comps for a specific address
A rent estimate built from nearby listings, next to the HUD number.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,457 | $1,311 to $1,603 | $58,280 | $28.02/hr | -4.8% |
| 1 bedroom | $1,583 | $1,425 to $1,741 | $63,320 | $30.44/hr | -5.7% |
| 2 bedroom | $1,839 | $1,655 to $2,023 | $73,560 | $35.37/hr | -5.7% |
| 3 bedroom | $2,452 | $2,207 to $2,697 | $98,080 | $47.15/hr | -6.6% |
| 4 bedroom | $2,720 | $2,448 to $2,992 | $108,800 | $52.31/hr | -7.3% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $3,128 | $2,815 to $3,441 |
| 6 bedroom Estimate | $3,536 | $3,182 to $3,890 |
| 7 bedroom Estimate | $3,944 | $3,550 to $4,338 |
| 8 bedroom Estimate | $4,352 | $3,917 to $4,787 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Maricopa, that runs from $1,457 for a studio up to $2,720 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Maricopa in with one other county in the Phoenix-Mesa-Chandler metro, Pinal County among them, and every one of them gets $1,839 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Arizona's 15 counties, Maricopa ranks 2nd for two-bedroom FMR. That's about 35% above the state median of $1,365 and about 81% above the national median county at $1,018. About 4,430,871 people live here, 1st in the state.
Counties sharing the Phoenix-Mesa-Chandler metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,530 in 85006 (Phoenix) and $2,760 in 85045 (Phoenix), with the 186 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 85001 | Phoenix | $1,840 | +0.1% |
| 85002 | Phoenix | $1,840 | +0.1% |
| 85003 | Phoenix | $1,730 | -5.9% |
| 85004 | Phoenix | $2,150 | +16.9% |
| 85005 | Phoenix | $1,840 | +0.1% |
| 85006 | Phoenix | $1,530 | -16.8% |
| 85007 | Phoenix | $1,530 | -16.8% |
| 85008 | Phoenix | $1,640 | -10.8% |
| 85009 | Phoenix | $1,530 | -16.8% |
| 85010 | Phoenix | $1,840 | +0.1% |
| 85011 | Phoenix | $1,840 | +0.1% |
| 85012 | Phoenix | $2,010 | +9.3% |
| 85013 | Phoenix | $1,990 | +8.2% |
| 85014 | Phoenix | $1,820 | -1.0% |
| 85015 | Phoenix | $1,560 | -15.2% |
| 85016 | Phoenix | $2,120 | +15.3% |
| 85017 | Phoenix | $1,530 | -16.8% |
| 85018 | Phoenix | $1,930 | +4.9% |
| 85019 | Phoenix | $1,570 | -14.6% |
| 85020 | Phoenix | $1,750 | -4.8% |
| 85021 | Phoenix | $1,590 | -13.5% |
| 85022 | Phoenix | $1,980 | +7.7% |
| 85023 | Phoenix | $1,640 | -10.8% |
| 85024 | Phoenix | $2,100 | +14.2% |
| 85025 | Phoenix | $1,839County rate | — |
| 85026 | Phoenix | $1,840 | +0.1% |
| 85027 | Phoenix | $1,900 | +3.3% |
| 85028 | Phoenix | $2,200 | +19.6% |
| 85029 | Phoenix | $1,710 | -7.0% |
| 85030 | Phoenix | $1,840 | +0.1% |
| 85031 | Phoenix | $1,700 | -7.6% |
| 85032 | Phoenix | $1,750 | -4.8% |
| 85033 | Phoenix | $1,560 | -15.2% |
| 85034 | Phoenix | $1,610 | -12.5% |
| 85035 | Phoenix | $1,590 | -13.5% |
| 85036 | Phoenix | $1,840 | +0.1% |
| 85037 | Phoenix | $1,890 | +2.8% |
| 85038 | Phoenix | $1,839County rate | — |
| 85039 | Phoenix | $1,839County rate | — |
| 85040 | Phoenix | $1,530 | -16.8% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Maricopa somewhere between $1,655 and $2,023. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,839 a month is affordable, by HUD's 30% rule, on an income of roughly $73,560 a year. Put another way, $35 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,655) | HAP at 100% ($1,839) | HAP at 110% ($2,023) |
|---|---|---|---|---|
| $2,500 | $750 | $905 | $1,089 | $1,273 |
| $4,000 | $1,200 | $455 | $639 | $823 |
Rate history
The two-bedroom rate went down 6% from FY 2025 ($1,950) to FY 2026 ($1,839). Since FY 2020 it's up 57% in total, about 7.8% a year. The Arizona median moved down 1% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $847 | $958 | $1,173 | $1,676 | $1,916 | — |
| FY 2021 | $933 | $1,032 | $1,251 | $1,765 | $2,010 | +6.6% |
| FY 2022 | $1,005 | $1,091 | $1,311 | $1,825 | $2,078 | +4.8% |
| FY 2023 | $1,344 | $1,467 | $1,740 | $2,386 | $2,716 | +32.7% |
| FY 2024 | $1,460 | $1,599 | $1,877 | $2,541 | $2,890 | +7.9% |
| FY 2025 | $1,530 | $1,679 | $1,950 | $2,624 | $2,934 | +3.9% |
| FY 2026 | $1,457 | $1,583 | $1,839 | $2,452 | $2,720 | -5.7% |
| FY 2027 | $1,390 | $1,493 | $1,734 | $2,287 | $2,537 | -5.7% |
Nearby counties
Pinal County
$1,83950 mi · pop 433,338
Gila County
$1,47966 mi · pop 53,419
Yavapai County
$1,63780 mi · pop 237,830
Pima County
$1,402108 mi · pop 1,042,393
La Paz County
$1,153121 mi · pop 16,681
Graham County
$1,244136 mi · pop 38,453
Coconino County
$1,921144 mi · pop 144,705
Navajo County
$1,309145 mi · pop 107,110
Questions people ask
$1,839 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,457 for a studio, $1,583 for one bedroom, $2,452 for three and $2,720 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Maricopa actually go for?
HUD's number is one input. Search any address in Maricopa for a rent estimate built from nearby comps. 3 free searches, no card.
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