HUD Fair Market Rent · FY 2026 · Effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Mohave County, Arizona (FY 2026)
A two-bedroom in Mohave County carries a FY 2026 Fair Market Rent of $1,365 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Mohave keys off that figure.
Two-bedroom FMR
$1,365
+0.6% from FY 2025
Payment standard
$1,229–$1,502
90% to 110% of the FMR, two-bedroom
Income to afford
$54,600
a year, with rent at 30% of income
Rank in Arizona
8th of 15
by two-bedroom FMR, highest first
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Mohave moves to $1,229. That's down 10%. The full FY 2027 table is in the history section below.
FY 2026 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,053 | $948–$1,158 | $42,120 | $20.25/hr | +0.2% |
| 1 bedroom | $1,060 | $954–$1,166 | $42,400 | $20.38/hr | +0.9% |
| 2 bedroom | $1,365 | $1,229–$1,502 | $54,600 | $26.25/hr | +0.6% |
| 3 bedroom | $1,897 | $1,707–$2,087 | $75,880 | $36.48/hr | +0.7% |
| 4 bedroom | $2,090 | $1,881–$2,299 | $83,600 | $40.19/hr | -0.1% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,404 | $2,164–$2,644 |
| 6 bedroom Estimate | $2,717 | $2,445–$2,989 |
| 7 bedroom Estimate | $3,031 | $2,728–$3,334 |
| 8 bedroom Estimate | $3,344 | $3,010–$3,678 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Mohave actually rent for?
Search any address in Mohave for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Mohave somewhere between $1,229 and $1,502. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,365 a month is affordable, by HUD's 30% rule, on an income of roughly $54,600 a year. Put another way, $26 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,229 | Voucher pays at 100%$1,365 | Voucher pays at 110%$1,502 |
|---|---|---|---|---|
| $2,500 | $750 | $479 | $615 | $752 |
| $4,000 | $1,200 | $29 | $165 | $302 |
Rate history
The two-bedroom rate went up 1% from FY 2025 ($1,357) to FY 2026 ($1,365). Since FY 2020 it's up 57% in total, about 7.8% a year. The Arizona median moved down 1% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $630 | $698 | $871 | $1,256 | $1,385 | — |
| FY 2021 | $645 | $725 | $905 | $1,295 | $1,427 | +3.9% |
| FY 2022 | $667 | $766 | $969 | $1,364 | $1,539 | +7.1% |
| FY 2023 | $711 | $831 | $1,058 | $1,473 | $1,651 | +9.2% |
| FY 2024 | $858 | $935 | $1,211 | $1,671 | $1,847 | +14.5% |
| FY 2025 | $1,051 | $1,051 | $1,357 | $1,883 | $2,092 | +12.1% |
| FY 2026In effect | $1,053 | $1,060 | $1,365 | $1,897 | $2,090 | +0.6% |
| FY 2027From Oct 1, 2026 | $953 | $959 | $1,229 | $1,708 | $1,881 | -10.0% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Mohave, that runs from $1,053 for a studio up to $2,090 for four bedrooms, all five rates in the table above.
Mohave is its own HUD metro area (Lake Havasu City-Kingman, AZ), so the rate here is set from rents inside the county rather than a wider region.
Among Arizona's 15 counties, Mohave ranks 8th for two-bedroom FMR. That's within a couple percent of the state median of $1,365 and about 34% above the national median county at $1,018. About 214,229 people live here, 5th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,230 in 86409 (Kingman) and $1,810 in 86404 (Lake Havasu City), with the 30 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 85360 | Wikieup | $1,340 | -1.8% |
| 86021 | Colorado City | $1,640 | +20.1% |
| 86401 | Kingman | $1,400 | +2.6% |
| 86402 | Kingman | $1,370 | +0.4% |
| 86403 | Lake Havasu City | $1,430 | +4.8% |
| 86404 | Lake Havasu City | $1,810 | +32.6% |
| 86405 | Lake Havasu City | $1,370 | +0.4% |
| 86406 | Lake Havasu City | $1,640 | +20.1% |
| 86409 | Kingman | $1,230 | -9.9% |
| 86411 | Hackberry | $1,330 | -2.6% |
| 86412 | Hualapai | $1,365County rate | — |
| 86413 | Golden Valley | $1,320 | -3.3% |
| 86426 | Fort Mohave | $1,310 | -4.0% |
| 86427 | Fort Mohave | $1,370 | +0.4% |
| 86429 | Bullhead City | $1,340 | -1.8% |
| 86430 | Bullhead City | $1,370 | +0.4% |
| 86431 | Chloride | $1,320 | -3.3% |
| 86432 | Littlefield | $1,560 | +14.3% |
| 86433 | Oatman | $1,340 | -1.8% |
| 86434 | Peach Springs | $1,750 | +28.2% |
| 86436 | Topock | $1,460 | +7.0% |
| 86437 | Valentine | $1,250 | -8.4% |
| 86438 | Yucca | $1,550 | +13.6% |
| 86439 | Bullhead City | $1,370 | +0.4% |
| 86440 | Mohave Valley | $1,380 | +1.1% |
| 86441 | Dolan Springs | $1,370 | +0.4% |
| 86442 | Bullhead City | $1,310 | -4.0% |
| 86443 | Temple Bar Marina | $1,370 | +0.4% |
| 86444 | Meadview | $1,240 | -9.2% |
| 86445 | Willow Beach | $1,370 | +0.4% |
| 86446 | Mohave Valley | $1,370 | +0.4% |
Nearby counties
Two-bedroom FMR, with how each compares to Mohave.
La Paz County
98 mi · 16,681 people
$1,153
-16%
Yavapai County
110 mi · 237,830 people
$1,637
+20%
Coconino County
143 mi · 144,705 people
$1,921
+41%
Maricopa County
169 mi · 4,430,871 people
$1,839
+35%
Yuma County
177 mi · 204,374 people
$1,382
+1%
Gila County
215 mi · 53,419 people
$1,479
+8%
Pinal County
219 mi · 433,338 people
$1,839
+35%
Navajo County
222 mi · 107,110 people
$1,309
-4%
Questions people ask
$1,365 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,053 for a studio, $1,060 for one bedroom, $1,897 for three and $2,090 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Mohave actually go for?
HUD's number is one input. Search any address in Mohave for a rent estimate built from nearby comps. 3 free searches, no card.
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