HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Grays Harbor County, Washington (FY 2026)
$1,216 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Grays Harbor County, and it's the baseline every voucher in Grays Harbor is measured against.
2 bedroom FMR
$1,216
FY 2026, utilities included
Payment standard range
$1,094 to $1,338
90% to 110% of FMR
Income to afford 2BR
$48,640
per year, at 30% of income
Rank in Washington
28th of 39
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Grays Harbor moves to $1,345. That's up 11%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Grays Harbor actually rent for?
Search any address in Grays Harbor for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $838 | $754 to $922 | $33,520 | $16.12/hr | +5.0% |
| 1 bedroom | $927 | $834 to $1,020 | $37,080 | $17.83/hr | +2.8% |
| 2 bedroom | $1,216 | $1,094 to $1,338 | $48,640 | $23.38/hr | +4.5% |
| 3 bedroom | $1,691 | $1,522 to $1,860 | $67,640 | $32.52/hr | +3.7% |
| 4 bedroom | $1,869 | $1,682 to $2,056 | $74,760 | $35.94/hr | +2.6% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,149 | $1,934 to $2,364 |
| 6 bedroom Estimate | $2,430 | $2,187 to $2,673 |
| 7 bedroom Estimate | $2,710 | $2,439 to $2,981 |
| 8 bedroom Estimate | $2,990 | $2,691 to $3,289 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Grays Harbor, that runs from $838 for a studio up to $1,869 for four bedrooms, all five rates in the table above.
Because Grays Harbor sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Aberdeen included.
Among Washington's 39 counties, Grays Harbor ranks 28th for two-bedroom FMR. That's about 11% below the state median of $1,374 and about 19% above the national median county at $1,018. About 75,672 people live here, 19th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,050 in 98547 (Grayland) and $1,660 in 98568 (Oakville), with the 21 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 98520 | Aberdeen | $1,210 | -0.5% |
| 98526 | Amanda Park | $1,170 | -3.8% |
| 98535 | Copalis Beach | $1,270 | +4.4% |
| 98536 | Copalis Crossing | $1,220 | +0.3% |
| 98537 | Cosmopolis | $1,400 | +15.1% |
| 98541 | Elma | $1,140 | -6.3% |
| 98547 | Grayland | $1,050 | -13.7% |
| 98550 | Hoquiam | $1,200 | -1.3% |
| 98552 | Humptulips | $1,220 | +0.3% |
| 98557 | Mccleary | $1,140 | -6.3% |
| 98559 | Malone | $1,220 | +0.3% |
| 98562 | Moclips | $1,220 | +0.3% |
| 98563 | Montesano | $1,450 | +19.2% |
| 98566 | Neilton | $1,170 | -3.8% |
| 98568 | Oakville | $1,660 | +36.5% |
| 98569 | Ocean Shores | $1,360 | +11.8% |
| 98571 | Pacific Beach | $1,220 | +0.3% |
| 98575 | Quinault | $1,350 | +11.0% |
| 98583 | Satsop | $1,120 | -7.9% |
| 98587 | Taholah | $1,220 | +0.3% |
| 98595 | Westport | $1,050 | -13.7% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Grays Harbor somewhere between $1,094 and $1,338. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,216 a month is affordable, by HUD's 30% rule, on an income of roughly $48,640 a year. Put another way, $23 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,094) | HAP at 100% ($1,216) | HAP at 110% ($1,338) |
|---|---|---|---|---|
| $2,500 | $750 | $344 | $466 | $588 |
| $4,000 | $1,200 | $0 | $16 | $138 |
Rate history
The two-bedroom rate went up 4% from FY 2025 ($1,164) to FY 2026 ($1,216). Since FY 2020 it's up 42% in total, about 6.0% a year. The Washington median moved up 4% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $557 | $668 | $855 | $1,233 | $1,481 | — |
| FY 2021 | $541 | $653 | $820 | $1,174 | $1,420 | -4.1% |
| FY 2022 | $588 | $711 | $885 | $1,257 | $1,515 | +7.9% |
| FY 2023 | $699 | $847 | $1,046 | $1,487 | $1,779 | +18.2% |
| FY 2024 | $775 | $898 | $1,143 | $1,611 | $1,833 | +9.3% |
| FY 2025 | $798 | $902 | $1,164 | $1,631 | $1,821 | +1.8% |
| FY 2026 | $838 | $927 | $1,216 | $1,691 | $1,869 | +4.5% |
| FY 2027 | $937 | $1,045 | $1,345 | $1,862 | $2,123 | +10.6% |
Nearby counties
Mason County
$1,35440 mi · pop 66,053
Pacific County
$1,13442 mi · pop 23,396
Thurston County
$1,96047 mi · pop 294,272
Wahkiakum County
$1,13759 mi · pop 4,476
Lewis County
$1,27966 mi · pop 82,663
Kitsap County
$2,03167 mi · pop 275,411
Pierce County
$1,97167 mi · pop 918,993
Clallam County
$1,26670 mi · pop 77,333
Questions people ask
$1,216 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $838 for a studio, $927 for one bedroom, $1,691 for three and $1,869 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Grays Harbor actually go for?
HUD's number is one input. Search any address in Grays Harbor for a rent estimate built from nearby comps. 3 free searches, no card.
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