HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Kitsap County, Washington (FY 2027)
A two-bedroom in Kitsap County carries a FY 2027 Fair Market Rent of $1,967 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Kitsap keys off that figure.
Two-bedroom FMR
$1,967
-3.2% from FY 2026
Payment standard
$1,770–$2,164
90% to 110% of the FMR, two-bedroom
Income to afford
$78,680
a year, with rent at 30% of income
Rank in Washington
5th of 39
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,370 | $1,233–$1,507 | $54,800 | $26.35/hr | -2.1% |
| 1 bedroom | $1,535 | $1,382–$1,689 | $61,400 | $29.52/hr | -0.8% |
| 2 bedroom | $1,967 | $1,770–$2,164 | $78,680 | $37.83/hr | -3.2% |
| 3 bedroom | $2,637 | $2,373–$2,901 | $105,480 | $50.71/hr | -1.5% |
| 4 bedroom | $2,804 | $2,524–$3,084 | $112,160 | $53.92/hr | -4.7% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $3,225 | $2,903–$3,548 |
| 6 bedroom Estimate | $3,645 | $3,281–$4,010 |
| 7 bedroom Estimate | $4,066 | $3,659–$4,473 |
| 8 bedroom Estimate | $4,486 | $4,037–$4,935 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Kitsap actually rent for?
Search any address in Kitsap for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Kitsap somewhere between $1,770 and $2,164. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,967 a month is affordable, by HUD's 30% rule, on an income of roughly $78,680 a year. Put another way, $38 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,770 | Voucher pays at 100%$1,967 | Voucher pays at 110%$2,164 |
|---|---|---|---|---|
| $2,500 | $750 | $1,020 | $1,217 | $1,414 |
| $4,000 | $1,200 | $570 | $767 | $964 |
Rate history
The two-bedroom rate went down 3% from FY 2026 ($2,031) to FY 2027 ($1,967). Since FY 2020 it's up 52% in total, about 6.1% a year. The Washington median moved up 7% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $844 | $1,003 | $1,296 | $1,833 | $2,088 | — |
| FY 2021 | $976 | $1,141 | $1,479 | $2,074 | $2,397 | +14.1% |
| FY 2022 | $1,174 | $1,368 | $1,765 | $2,435 | $2,909 | +19.3% |
| FY 2023 | $1,252 | $1,431 | $1,872 | $2,515 | $3,026 | +6.1% |
| FY 2024 | $1,389 | $1,559 | $2,049 | $2,698 | $3,181 | +9.5% |
| FY 2025 | $1,411 | $1,568 | $2,057 | $2,685 | $3,090 | +0.4% |
| FY 2026 | $1,400 | $1,548 | $2,031 | $2,676 | $2,941 | -1.3% |
| FY 2027In effect | $1,370 | $1,535 | $1,967 | $2,637 | $2,804 | -3.2% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Kitsap, that runs from $1,370 for a studio up to $2,804 for four bedrooms, all five rates in the table above.
Kitsap is its own HUD metro area (Bremerton-Silverdale-Port Orchard, WA), so the rate here is set from rents inside the county rather than a wider region.
Among Washington's 39 counties, Kitsap ranks 5th for two-bedroom FMR. That's about 34% above the state median of $1,467 and about 85% above the national median county at $1,063. About 277,881 people live here, 7th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,830 in 98337 (Bremerton) and $2,860 in 98380 (Seabeck), with the 25 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 98061 | Rollingbay | $1,970 | +0.2% |
| 98110 | Bainbridge Island | $2,380 | +21.0% |
| 98310 | Bremerton | $1,860 | -5.4% |
| 98311 | Bremerton | $2,030 | +3.2% |
| 98312 | Bremerton | $1,880 | -4.4% |
| 98314 | Bremerton | $2,770 | +40.8% |
| 98315 | Silverdale | $2,540 | +29.1% |
| 98322 | Burley | $1,970 | +0.2% |
| 98337 | Bremerton | $1,830 | -7.0% |
| 98340 | Hansville | $2,580 | +31.2% |
| 98342 | Indianola | $1,830 | -7.0% |
| 98345 | Keyport | $2,370 | +20.5% |
| 98346 | Kingston | $1,830 | -7.0% |
| 98353 | Manchester | $1,970 | +0.2% |
| 98359 | Olalla | $1,830 | -7.0% |
| 98364 | Port Gamble | $1,970 | +0.2% |
| 98366 | Port Orchard | $1,900 | -3.4% |
| 98367 | Port Orchard | $2,020 | +2.7% |
| 98370 | Poulsbo | $2,040 | +3.7% |
| 98378 | Retsil | $1,967County rate | — |
| 98380 | Seabeck | $2,860 | +45.4% |
| 98383 | Silverdale | $2,300 | +16.9% |
| 98384 | South Colby | $1,970 | +0.2% |
| 98386 | Southworth | $1,970 | +0.2% |
| 98392 | Suquamish | $1,830 | -7.0% |
| 98393 | Tracyton | $1,970 | +0.2% |
Nearby counties
Two-bedroom FMR, with how each compares to Kitsap.
King County
19 mi · 2,287,171 people
$2,549
+30%
Jefferson County
23 mi · 33,577 people
$1,588
-19%
Mason County
28 mi · 67,982 people
$1,572
-20%
Snohomish County
31 mi · 844,430 people
$2,549
+30%
Pierce County
33 mi · 930,319 people
$2,064
+5%
Island County
35 mi · 86,836 people
$1,824
-7%
Thurston County
46 mi · 299,067 people
$1,946
-1%
Skagit County
62 mi · 131,328 people
$1,668
-15%
Questions people ask
$1,967 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,370 for a studio, $1,535 for one bedroom, $2,637 for three and $2,804 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Kitsap actually go for?
HUD's number is one input. Search any address in Kitsap for a rent estimate built from nearby comps. Free to start, no card.
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