HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Pacific County, Washington (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Pacific County is $1,134 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,134
FY 2026, utilities included
Payment standard range
$1,021 to $1,247
90% to 110% of FMR
Income to afford 2BR
$45,360
per year, at 30% of income
Rank in Washington
31st of 39
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Pacific moves to $1,282. That's up 13%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Pacific actually rent for?
Search any address in Pacific for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $796 | $716 to $876 | $31,840 | $15.31/hr | +3.0% |
| 1 bedroom | $926 | $833 to $1,019 | $37,040 | $17.81/hr | +7.8% |
| 2 bedroom | $1,134 | $1,021 to $1,247 | $45,360 | $21.81/hr | +2.6% |
| 3 bedroom | $1,557 | $1,401 to $1,713 | $62,280 | $29.94/hr | +4.6% |
| 4 bedroom | $1,902 | $1,712 to $2,092 | $76,080 | $36.58/hr | +2.5% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,187 | $1,968 to $2,406 |
| 6 bedroom Estimate | $2,473 | $2,226 to $2,720 |
| 7 bedroom Estimate | $2,758 | $2,482 to $3,034 |
| 8 bedroom Estimate | $3,043 | $2,739 to $3,347 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Pacific, that runs from $796 for a studio up to $1,902 for four bedrooms, all five rates in the table above.
Because Pacific sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Bay Center included.
Among Washington's 39 counties, Pacific ranks 31st for two-bedroom FMR. That's about 17% below the state median of $1,374 and about 11% above the national median county at $1,018. About 23,396 people live here, 28th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,000 in 98644 (Seaview) and $1,240 in 98577 (Raymond), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 98527 | Bay Center | $1,160 | +2.3% |
| 98554 | Lebam | $1,134County rate | — |
| 98561 | Menlo | $1,130 | -0.4% |
| 98577 | Raymond | $1,240 | +9.3% |
| 98586 | South Bend | $1,160 | +2.3% |
| 98590 | Tokeland | $1,170 | +3.2% |
| 98614 | Chinook | $1,240 | +9.3% |
| 98624 | Ilwaco | $1,240 | +9.3% |
| 98631 | Long Beach | $1,010 | -10.9% |
| 98637 | Nahcotta | $1,134County rate | — |
| 98638 | Naselle | $1,230 | +8.5% |
| 98640 | Ocean Park | $1,120 | -1.2% |
| 98641 | Oysterville | $1,120 | -1.2% |
| 98644 | Seaview | $1,000 | -11.8% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Pacific somewhere between $1,021 and $1,247. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,134 a month is affordable, by HUD's 30% rule, on an income of roughly $45,360 a year. Put another way, $22 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,021) | HAP at 100% ($1,134) | HAP at 110% ($1,247) |
|---|---|---|---|---|
| $2,500 | $750 | $271 | $384 | $497 |
| $4,000 | $1,200 | $0 | $0 | $47 |
Rate history
The two-bedroom rate went up 3% from FY 2025 ($1,105) to FY 2026 ($1,134). Since FY 2020 it's up 25% in total, about 3.8% a year. The Washington median moved up 4% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $592 | $690 | $909 | $1,222 | $1,243 | — |
| FY 2021 | $571 | $656 | $865 | $1,192 | $1,238 | -4.8% |
| FY 2022 | $631 | $721 | $949 | $1,335 | $1,469 | +9.7% |
| FY 2023 | $702 | $798 | $1,050 | $1,434 | $1,789 | +10.6% |
| FY 2024 | $754 | $846 | $1,112 | $1,504 | $1,887 | +5.9% |
| FY 2025 | $773 | $859 | $1,105 | $1,488 | $1,856 | -0.6% |
| FY 2026 | $796 | $926 | $1,134 | $1,557 | $1,902 | +2.6% |
| FY 2027 | $893 | $1,028 | $1,282 | $1,775 | $2,143 | +13.1% |
Nearby counties
Wahkiakum County
$1,13724 mi · pop 4,476
Grays Harbor County
$1,21642 mi · pop 75,672
Lewis County
$1,27958 mi · pop 82,663
Thurston County
$1,96059 mi · pop 294,272
Cowlitz County
$1,45160 mi · pop 110,621
Mason County
$1,35472 mi · pop 66,053
Clark County
$1,92284 mi · pop 504,091
Pierce County
$1,97184 mi · pop 918,993
Questions people ask
$1,134 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $796 for a studio, $926 for one bedroom, $1,557 for three and $1,902 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Pacific actually go for?
HUD's number is one input. Search any address in Pacific for a rent estimate built from nearby comps. 3 free searches, no card.
Free tier. No credit card.