HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Potter County, Texas (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Potter County is $1,107 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,107
+0.1% from FY 2026
Payment standard
$996–$1,218
90% to 110% of the FMR, two-bedroom
Income to afford
$44,280
a year, with rent at 30% of income
Rank in Texas
126th of 254
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $797 | $717–$877 | $31,880 | $15.33/hr | +2.4% |
| 1 bedroom | $904 | $814–$994 | $36,160 | $17.38/hr | +0.1% |
| 2 bedroom | $1,107 | $996–$1,218 | $44,280 | $21.29/hr | +0.1% |
| 3 bedroom | $1,512 | $1,361–$1,663 | $60,480 | $29.08/hr | +0.6% |
| 4 bedroom | $1,678 | $1,510–$1,846 | $67,120 | $32.27/hr | -3.7% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,930 | $1,737–$2,123 |
| 6 bedroom Estimate | $2,181 | $1,963–$2,399 |
| 7 bedroom Estimate | $2,433 | $2,190–$2,676 |
| 8 bedroom Estimate | $2,685 | $2,417–$2,954 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Potter actually rent for?
Search any address in Potter for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Potter somewhere between $996 and $1,218. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,107 a month is affordable, by HUD's 30% rule, on an income of roughly $44,280 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$996 | Voucher pays at 100%$1,107 | Voucher pays at 110%$1,218 |
|---|---|---|---|---|
| $2,500 | $750 | $246 | $357 | $468 |
| $4,000 | $1,200 | $0 | $0 | $18 |
Rate history
The two-bedroom rate went up 0% from FY 2026 ($1,106) to FY 2027 ($1,107). Since FY 2020 it's up 27% in total, about 3.5% a year. The Texas median moved up 5% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $596 | $675 | $872 | $1,192 | $1,334 | — |
| FY 2021 | $629 | $705 | $906 | $1,236 | $1,406 | +3.9% |
| FY 2022 | $621 | $713 | $908 | $1,230 | $1,421 | +0.2% |
| FY 2023 | $670 | $778 | $972 | $1,322 | $1,542 | +7.0% |
| FY 2024 | $754 | $879 | $1,082 | $1,482 | $1,728 | +11.3% |
| FY 2025 | $813 | $952 | $1,158 | $1,592 | $1,848 | +7.0% |
| FY 2026 | $778 | $903 | $1,106 | $1,503 | $1,742 | -4.5% |
| FY 2027In effect | $797 | $904 | $1,107 | $1,512 | $1,678 | +0.1% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Potter, that runs from $797 for a studio up to $1,678 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Potter in with 3 other counties in the Amarillo metro, Randall County, Carson County, Armstrong County among them, and every one of them gets $1,107 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Texas's 254 counties, Potter ranks 126th for two-bedroom FMR. That's within a couple percent of the state median of $1,105 and about 4% above the national median county at $1,063. About 115,975 people live here, 40th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 79101 (Amarillo) and $1,290 in 79111 (Amarillo), with the 15 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 79012 | Bushland | $1,190 | +7.5% |
| 79101 | Amarillo | $1,010 | -8.8% |
| 79102 | Amarillo | $1,020 | -7.9% |
| 79103 | Amarillo | $1,230 | +11.1% |
| 79104 | Amarillo | $1,010 | -8.8% |
| 79105 | Amarillo | $1,050 | -5.1% |
| 79106 | Amarillo | $1,110 | +0.3% |
| 79107 | Amarillo | $1,060 | -4.2% |
| 79108 | Amarillo | $1,080 | -2.4% |
| 79111 | Amarillo | $1,290 | +16.5% |
| 79116 | Amarillo | $1,050 | -5.1% |
| 79117 | Amarillo | $1,050 | -5.1% |
| 79120 | Amarillo | $1,050 | -5.1% |
| 79124 | Amarillo | $1,180 | +6.6% |
| 79159 | Amarillo | $1,050 | -5.1% |
| 79166 | Amarillo | $1,107County rate | — |
| 79168 | Amarillo | $1,107County rate | — |
| 79172 | Amarillo | $1,107County rate | — |
| 79174 | Amarillo | $1,107County rate | — |
| 79178 | Amarillo | $1,107County rate | — |
| 79185 | Amarillo | $1,107County rate | — |
| 79189 | Amarillo | $1,107County rate | — |
Counties sharing the Amarillo metro rate
HUD sets one rate for the whole metro, so every county here carries the same $1,107 two-bedroom figure as Potter.
Nearby counties
Two-bedroom FMR, with how each compares to Potter.
Randall County
16 mi · 146,070 people
$1,107
same rate
Oldham County
29 mi · 2,249 people
$1,065
-4%
Armstrong County
33 mi · 1,822 people
$1,107
same rate
Hutchinson County
36 mi · 20,184 people
$1,014
-8%
Carson County
37 mi · 5,801 people
$1,107
same rate
Deaf Smith County
38 mi · 18,460 people
$1,112
same rate
Moore County
42 mi · 21,373 people
$1,070
-3%
Hartley County
44 mi · 5,215 people
$1,218
+10%
Questions people ask
$1,107 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $797 for a studio, $904 for one bedroom, $1,512 for three and $1,678 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Potter actually go for?
HUD's number is one input. Search any address in Potter for a rent estimate built from nearby comps. Free to start, no card.
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