HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Moore County, Texas (FY 2026)
$1,038 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Moore County, and it's the baseline every voucher in Moore is measured against.
2 bedroom FMR
$1,038
FY 2026, utilities included
Payment standard range
$934 to $1,142
90% to 110% of FMR
Income to afford 2BR
$41,520
per year, at 30% of income
Rank in Texas
135th of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Moore moves to $1,070. That's up 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Moore actually rent for?
Search any address in Moore for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $786 | $707 to $865 | $31,440 | $15.12/hr | +3.0% |
| 1 bedroom | $791 | $712 to $870 | $31,640 | $15.21/hr | +3.0% |
| 2 bedroom | $1,038 | $934 to $1,142 | $41,520 | $19.96/hr | +3.0% |
| 3 bedroom | $1,305 | $1,175 to $1,436 | $52,200 | $25.10/hr | +7.4% |
| 4 bedroom | $1,527 | $1,374 to $1,680 | $61,080 | $29.37/hr | +1.3% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,756 | $1,580 to $1,932 |
| 6 bedroom Estimate | $1,985 | $1,787 to $2,184 |
| 7 bedroom Estimate | $2,214 | $1,993 to $2,435 |
| 8 bedroom Estimate | $2,443 | $2,199 to $2,687 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Moore, that runs from $786 for a studio up to $1,527 for four bedrooms, all five rates in the table above.
Because Moore sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Cactus included.
Among Texas's 254 counties, Moore ranks 135th for two-bedroom FMR. That's within a couple percent of the state median of $1,054 and within a couple percent of the national median county at $1,018. About 21,284 people live here, 112th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 79013 (Cactus) and $1,140 in 79029 (Dumas), with the 4 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Moore somewhere between $934 and $1,142. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,038 a month is affordable, by HUD's 30% rule, on an income of roughly $41,520 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($934) | HAP at 100% ($1,038) | HAP at 110% ($1,142) |
|---|---|---|---|---|
| $2,500 | $750 | $184 | $288 | $392 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 3% from FY 2025 ($1,008) to FY 2026 ($1,038). Since FY 2020 it's up 38% in total, about 5.5% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $558 | $591 | $752 | $945 | $1,131 | — |
| FY 2021 | $604 | $624 | $823 | $1,024 | $1,217 | +9.4% |
| FY 2022 | $659 | $677 | $891 | $1,101 | $1,301 | +8.3% |
| FY 2023 | $733 | $738 | $971 | $1,182 | $1,428 | +9.0% |
| FY 2024 | $811 | $817 | $1,073 | $1,297 | $1,595 | +10.5% |
| FY 2025 | $763 | $768 | $1,008 | $1,215 | $1,507 | -6.1% |
| FY 2026 | $786 | $791 | $1,038 | $1,305 | $1,527 | +3.0% |
| FY 2027 | $813 | $818 | $1,070 | $1,348 | $1,788 | +3.1% |
Nearby counties
Questions people ask
$1,038 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $786 for a studio, $791 for one bedroom, $1,305 for three and $1,527 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Moore actually go for?
HUD's number is one input. Search any address in Moore for a rent estimate built from nearby comps. 3 free searches, no card.
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