HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Deaf Smith County, Texas (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Deaf Smith County is $1,070 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,070
FY 2026, utilities included
Payment standard range
$963 to $1,177
90% to 110% of FMR
Income to afford 2BR
$42,800
per year, at 30% of income
Rank in Texas
116th of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Deaf Smith moves to $1,112. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Deaf Smith actually rent for?
Search any address in Deaf Smith for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $738 | $664 to $812 | $29,520 | $14.19/hr | -0.9% |
| 1 bedroom | $855 | $770 to $941 | $34,200 | $16.44/hr | +12.5% |
| 2 bedroom | $1,070 | $963 to $1,177 | $42,800 | $20.58/hr | +7.3% |
| 3 bedroom | $1,283 | $1,155 to $1,411 | $51,320 | $24.67/hr | +6.8% |
| 4 bedroom | $1,604 | $1,444 to $1,764 | $64,160 | $30.85/hr | -3.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,845 | $1,661 to $2,030 |
| 6 bedroom Estimate | $2,085 | $1,877 to $2,294 |
| 7 bedroom Estimate | $2,326 | $2,093 to $2,559 |
| 8 bedroom Estimate | $2,566 | $2,309 to $2,823 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Deaf Smith, that runs from $738 for a studio up to $1,604 for four bedrooms, all five rates in the table above.
Because Deaf Smith sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Dawn included.
Among Texas's 254 counties, Deaf Smith ranks 116th for two-bedroom FMR. That's within a couple percent of the state median of $1,054 and about 5% above the national median county at $1,018. About 18,585 people live here, 126th in the state.
Rates by ZIP code
HUD also publishes Small Area FMRs by ZIP code. For the 2 ZIP codes it covers in Deaf Smith, the two-bedroom rate is $1,070 across the board, so there's no ZIP-level story here.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Deaf Smith somewhere between $963 and $1,177. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,070 a month is affordable, by HUD's 30% rule, on an income of roughly $42,800 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($963) | HAP at 100% ($1,070) | HAP at 110% ($1,177) |
|---|---|---|---|---|
| $2,500 | $750 | $213 | $320 | $427 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 7% from FY 2025 ($997) to FY 2026 ($1,070). Since FY 2020 it's up 31% in total, about 4.6% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $607 | $622 | $819 | $1,052 | $1,109 | — |
| FY 2021 | $650 | $654 | $862 | $1,078 | $1,169 | +5.3% |
| FY 2022 | $680 | $685 | $901 | $1,114 | $1,222 | +4.5% |
| FY 2023 | $718 | $722 | $951 | $1,160 | $1,409 | +5.5% |
| FY 2024 | $796 | $801 | $1,053 | $1,273 | $1,666 | +10.7% |
| FY 2025 | $745 | $760 | $997 | $1,201 | $1,655 | -5.3% |
| FY 2026 | $738 | $855 | $1,070 | $1,283 | $1,604 | +7.3% |
| FY 2027 | $779 | $885 | $1,112 | $1,369 | $1,618 | +3.9% |
Nearby counties
Questions people ask
$1,070 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $738 for a studio, $855 for one bedroom, $1,283 for three and $1,604 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Deaf Smith actually go for?
HUD's number is one input. Search any address in Deaf Smith for a rent estimate built from nearby comps. 3 free searches, no card.
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