HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Deaf Smith County, Texas (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Deaf Smith County is $1,112 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,112
+3.9% from FY 2026
Payment standard
$1,001–$1,223
90% to 110% of the FMR, two-bedroom
Income to afford
$44,480
a year, with rent at 30% of income
Rank in Texas
121st of 254
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $779 | $701–$857 | $31,160 | $14.98/hr | +5.6% |
| 1 bedroom | $885 | $797–$974 | $35,400 | $17.02/hr | +3.5% |
| 2 bedroom | $1,112 | $1,001–$1,223 | $44,480 | $21.38/hr | +3.9% |
| 3 bedroom | $1,369 | $1,232–$1,506 | $54,760 | $26.33/hr | +6.7% |
| 4 bedroom | $1,618 | $1,456–$1,780 | $64,720 | $31.12/hr | +0.9% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,861 | $1,675–$2,047 |
| 6 bedroom Estimate | $2,103 | $1,893–$2,313 |
| 7 bedroom Estimate | $2,346 | $2,111–$2,581 |
| 8 bedroom Estimate | $2,589 | $2,330–$2,848 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Deaf Smith actually rent for?
Search any address in Deaf Smith for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Deaf Smith somewhere between $1,001 and $1,223. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,112 a month is affordable, by HUD's 30% rule, on an income of roughly $44,480 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,001 | Voucher pays at 100%$1,112 | Voucher pays at 110%$1,223 |
|---|---|---|---|---|
| $2,500 | $750 | $251 | $362 | $473 |
| $4,000 | $1,200 | $0 | $0 | $23 |
Rate history
The two-bedroom rate went up 4% from FY 2026 ($1,070) to FY 2027 ($1,112). Since FY 2020 it's up 36% in total, about 4.5% a year. The Texas median moved up 5% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $607 | $622 | $819 | $1,052 | $1,109 | — |
| FY 2021 | $650 | $654 | $862 | $1,078 | $1,169 | +5.3% |
| FY 2022 | $680 | $685 | $901 | $1,114 | $1,222 | +4.5% |
| FY 2023 | $718 | $722 | $951 | $1,160 | $1,409 | +5.5% |
| FY 2024 | $796 | $801 | $1,053 | $1,273 | $1,666 | +10.7% |
| FY 2025 | $745 | $760 | $997 | $1,201 | $1,655 | -5.3% |
| FY 2026 | $738 | $855 | $1,070 | $1,283 | $1,604 | +7.3% |
| FY 2027In effect | $779 | $885 | $1,112 | $1,369 | $1,618 | +3.9% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Deaf Smith, that runs from $779 for a studio up to $1,618 for four bedrooms, all five rates in the table above.
Because Deaf Smith sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Dawn included.
Among Texas's 254 counties, Deaf Smith ranks 121st for two-bedroom FMR. That's within a couple percent of the state median of $1,105 and about 5% above the national median county at $1,063. About 18,460 people live here, 130th in the state.
Rates by ZIP code
HUD also publishes Small Area FMRs by ZIP code. For the 2 ZIP codes it covers in Deaf Smith, the two-bedroom rate is $1,110 across the board, so there's no ZIP-level story here.
Nearby counties
Two-bedroom FMR, with how each compares to Deaf Smith.
Castro County
22 mi · 7,344 people
$1,218
+10%
Randall County
25 mi · 146,070 people
$1,107
same rate
Oldham County
30 mi · 2,249 people
$1,065
-4%
Swisher County
37 mi · 6,937 people
$1,014
-9%
Potter County
38 mi · 115,975 people
$1,107
same rate
Parmer County
39 mi · 9,731 people
$1,214
+9%
Armstrong County
48 mi · 1,822 people
$1,107
same rate
Lamb County
55 mi · 12,828 people
$1,014
-9%
Questions people ask
$1,112 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $779 for a studio, $885 for one bedroom, $1,369 for three and $1,618 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Deaf Smith actually go for?
HUD's number is one input. Search any address in Deaf Smith for a rent estimate built from nearby comps. Free to start, no card.
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