HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Navarro County, Texas (FY 2027)
A two-bedroom in Navarro County carries a FY 2027 Fair Market Rent of $1,139 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Navarro keys off that figure.
Two-bedroom FMR
$1,139
+8.0% from FY 2026
Payment standard
$1,025–$1,253
90% to 110% of the FMR, two-bedroom
Income to afford
$45,560
a year, with rent at 30% of income
Rank in Texas
107th of 254
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $821 | $739–$903 | $32,840 | $15.79/hr | +5.9% |
| 1 bedroom | $951 | $856–$1,046 | $38,040 | $18.29/hr | +10.2% |
| 2 bedroom | $1,139 | $1,025–$1,253 | $45,560 | $21.90/hr | +8.0% |
| 3 bedroom | $1,499 | $1,349–$1,649 | $59,960 | $28.83/hr | +2.2% |
| 4 bedroom | $1,505 | $1,355–$1,656 | $60,200 | $28.94/hr | -3.0% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,731 | $1,558–$1,904 |
| 6 bedroom Estimate | $1,957 | $1,761–$2,153 |
| 7 bedroom Estimate | $2,182 | $1,964–$2,400 |
| 8 bedroom Estimate | $2,408 | $2,167–$2,649 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Navarro actually rent for?
Search any address in Navarro for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Navarro somewhere between $1,025 and $1,253. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,139 a month is affordable, by HUD's 30% rule, on an income of roughly $45,560 a year. Put another way, $22 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,025 | Voucher pays at 100%$1,139 | Voucher pays at 110%$1,253 |
|---|---|---|---|---|
| $2,500 | $750 | $275 | $389 | $503 |
| $4,000 | $1,200 | $0 | $0 | $53 |
Rate history
The two-bedroom rate went up 8% from FY 2026 ($1,055) to FY 2027 ($1,139). Since FY 2020 it's up 44% in total, about 5.3% a year. The Texas median moved up 5% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $597 | $601 | $792 | $1,118 | $1,253 | — |
| FY 2021 | $611 | $624 | $823 | $1,178 | $1,325 | +3.9% |
| FY 2022 | $578 | $647 | $851 | $1,207 | $1,406 | +3.4% |
| FY 2023 | $595 | $672 | $885 | $1,252 | $1,507 | +4.0% |
| FY 2024 | $700 | $772 | $1,015 | $1,430 | $1,722 | +14.7% |
| FY 2025 | $709 | $805 | $966 | $1,354 | $1,550 | -4.8% |
| FY 2026 | $775 | $863 | $1,055 | $1,467 | $1,552 | +9.2% |
| FY 2027In effect | $821 | $951 | $1,139 | $1,499 | $1,505 | +8.0% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Navarro, that runs from $821 for a studio up to $1,505 for four bedrooms, all five rates in the table above.
Because Navarro sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Corsicana included.
Among Texas's 254 counties, Navarro ranks 107th for two-bedroom FMR. That's about 3% above the state median of $1,105 and about 7% above the national median county at $1,063. About 54,711 people live here, 62nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 75144 (Kerens) and $1,410 in 75109 (Corsicana), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 75102 | Barry | $1,180 | +3.6% |
| 75105 | Chatfield | $1,220 | +7.1% |
| 75109 | Corsicana | $1,410 | +23.8% |
| 75110 | Corsicana | $1,140 | +0.1% |
| 75144 | Kerens | $1,010 | -11.3% |
| 75151 | Corsicana | $1,140 | +0.1% |
| 75153 | Powell | $1,140 | +0.1% |
| 76626 | Blooming Grove | $1,140 | +0.1% |
| 76639 | Dawson | $1,010 | -11.3% |
| 76641 | Frost | $1,180 | +3.6% |
| 76679 | Purdon | $1,080 | -5.2% |
| 76681 | Richland | $1,220 | +7.1% |
Nearby counties
Two-bedroom FMR, with how each compares to Navarro.
Ellis County
25 mi · 213,160 people
$1,807
+59%
Freestone County
27 mi · 20,049 people
$1,014
-11%
Hill County
32 mi · 37,328 people
$1,080
-5%
Limestone County
33 mi · 22,283 people
$1,014
-11%
Kaufman County
37 mi · 172,604 people
$1,807
+59%
Henderson County
42 mi · 84,862 people
$1,114
-2%
Anderson County
49 mi · 58,439 people
$1,201
+5%
McLennan County
52 mi · 266,067 people
$1,297
+14%
Questions people ask
$1,139 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $821 for a studio, $951 for one bedroom, $1,499 for three and $1,505 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Navarro actually go for?
HUD's number is one input. Search any address in Navarro for a rent estimate built from nearby comps. Free to start, no card.
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